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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mrs. K. and I are just starting to watch that Educating Yorkshire programme ... this could be enough to put me off state education for life, LOL!

    I suppose I struggle to just go along with things which makes things rather hard as a parent.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Ha ha it's an extreme example of a state school. The haggard, shattered looking teachers is a familiar sight though. :D
  • Evening Alex

    Things are ticking along nicely I see. Congrats on the new music pupils, that's fantastic. And on the new (to you!) car. Lots of positives going on. :T:T

    Boo to Mrs K's family. But let's not dwell on the negatives in your life.

    Celebrate how far you've come:
    • you're are tackling your debt
    • you're thinking before you spend
    • you've listed some of your pens to sell
    • you've earnt real money teaching music
    • you've reduced your drinking
    • you've seen a new GP for help
    • you were in the weekly email :T so think how many people you will have inspired to get tackling their debt
    • you're posting here regularly, absorbing all the info and positive vibes (hopefully)
    • you're considering sending little K to a nursery, which I don't think you were before
    • heck, you're even considering a state school :rotfl:
    I'm sure there are a load more you could add to that! So many good things are happening, give yourself and Mrs K a pat on the back. Yes, there are a few little negatives, but focus on the good stuff and more good stuff will come your way.


    Have a great weekend :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    It's hilarious! But no way is my son going somewhere like that. :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl wrote: »
    You have a girly DIY apron??????
    desperate-rage-smiley-emoticon.gifWant one, want one, want one, want one desperate-rage-smiley-emoticon.gif

    Haha yes, something like this http://www.ebay.co.uk/itm/Premier-Plain-Polycotton-Bib-Apron-with-Pocket-In-28-Colours-/261132497617?pt=UK_Table_Linen&var=&hash=item3cccb5b2d1
    then I put a few badges on it. Its got a handy little pocket for a tissue, and all those little screws you need when constructing furniture from Ikea (sorry Alex for swearing :rotfl::D). Men have those manly tool belts. Every girl DIYer needs a girly apron! :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    edited 12 September 2013 at 11:23PM
    Orange_Ena wrote: »
    Evening Alex

    Things are ticking along nicely I see. Congrats on the new music pupils, that's fantastic. And on the new (to you!) car. Lots of positives going on. :T:T

    Boo to Mrs K's family. But let's not dwell on the negatives in your life.

    Celebrate how far you've come:
    • you're are tackling your debt
    • you're thinking before you spend
    • you've listed some of your pens to sell
    • you've earnt real money teaching music
    • you've reduced your drinking
    • you've seen a new GP for help
    • you were in the weekly email :T so think how many people you will have inspired to get tackling their debt
    • you're posting here regularly, absorbing all the info and positive vibes (hopefully)
    • you're considering sending little K to a nursery, which I don't think you were before
    • heck, you're even considering a state school :rotfl:
    I'm sure there are a load more you could add to that! So many good things are happening, give yourself and Mrs K a pat on the back. Yes, there are a few little negatives, but focus on the good stuff and more good stuff will come your way.


    Have a great weekend :)

    Thank you for your lovely post :).

    In response:
    • The debts are starting to be tackled, Mrs. K. and I are hopeful to clear them within a year.
    • Definitely :). This has been hard but it's also thought provoking, I wasted A LOT of money before.
    • Yes, most of the pens will be going. However, I'm keeping a few back (not many though, 3 have been agreed, I wish to keep one more).
    • The music is one of the most positive things for me. :) I used to adore playing violin / piano before I got ill but after I'd hardly touched them. Now I'm doing something with it, I've started playing again, my son loves listening to music. :)
    • If I may say so myself, I'm rather proud of how far I've come with the cutting out alcohol in the week, one slip so far and that's been today.
    • Not really feeling much different yet but she said it'd be a while.
    • Yes, I still can't quite believe this!! :D I do hope others take inspiration form my situation to sort their own out too.
    • I am DEFINITELY absorbing the info and positive vibes of this board, very glad I joined now ... it took me ages to hit that first "submit" button where I began to explain my situation.
    • Was not considering sending my son to nursery at all. However, Mrs. K. was, it was another thing we argued about.
    • Hmmm maybe, ;) don't push me too far on that one quite yet.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Please do send him to nursery, children who learn to mix and socialise at an early age are so much happier and outgoing when they get to school. Perhaps Mrs K has friends with bairns already going, and they can recommend a nursery ?

    Besides, if you keep him by your side, he will just pick up your posh ways, and you dont want that do you ? :p. << runs and hides >>
    Its just a bad day, Not a bad life .. :cool:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mrs. K. has friends at work with children our son's age but they don't live locally. We were thinking of just visiting a few different ones?

    hahahaha ... my "posh" ways? :rotfl: :p
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Mara_uk7 wrote: »
    Please do send him to nursery, children who learn to mix and socialise at an early age are so much happier and outgoing when they get to school. Perhaps Mrs K has friends with bairns already going, and they can recommend a nursery ?

    Besides, if you keep him by your side, he will just pick up your posh ways, and you dont want that do you ? :p. << runs and hides >>

    I don't have kids so I probably shouldn't really comment, but I do agree with Mara. Most of my friends have sent their kids to nursery, even for a day or two a week. I know you're an only child Alex and so far, so is little K. I always think that only children don't get a chance to learn to share, because all the attention and toys etc are for them. But at nursery, they can learn this, learn to socialise, learn not bite each other :eek: and generally behave!

    I have quite good memories of being 3 or 4 and going on a playbus. It used to park up near our house and the local kids would gather on this yellow double decker bus and play and paint and all manner of activities. At the end of a day, the leaders would get us into 2 queues so that we could leave the bus in an orderley fashion. I distinctly remember being at the head of one queue and turning to look at the girl at the head of the other queue. We both smiled at each other and became best friends right up to middle school. I have lovely memories of playing at her house, and dressing up and her dad always telling me the same joke.

    If my parents hadn't taken me, then I might not have those memories now, and I might not have become the sociable child I was. :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Orange Ena: Are you trying to say you don't believe I'm good at sharing my toys? ;);)

    Seriously though, almost all the parents we know have sent their children to nursery. This probably sounds the sort of thing some crazy stay-at-home-mum would say but I have to admit, I hate to think of leaving him in a group of unknown people (both children and adults) :o. However, he is a sociable child and seems very interested in interacting with others his age.

    We are not planning on having any more children, as much as we love him, our son is quite enough for us. He is a well behaved child though :), neither of us let him become unruly.

    LOL, I remember very little of my pre-school days. In fact the one memory that sticks in my mind I would rather not repeat.

    On another note, we have seen the first episode of Educating Yorkshire ... Mrs. K. said in some ways in brought back memories of her school (the girls caked in make-up, so nothing too awfully horrendous). Clearly, they had chosen the worst children to partake but what can one expect calling their son "Kamrrem", honestly, I felt like screaming at the screen :rotfl:. OK, I have a slightly "unusual" middle name but it's not a name my parents made up. As for the girl, Bailey, my, my she obviously had a lot of issues. Something I did observe were the teachers hardly setting a good example of how to dress themselves: the Head's brown shoes with comedy socks and cufflinks made me want to heave, as for the deputy who couldn't wear his tie in the correct position the less said about that one the better. At least if an ex-public schoolboy were running the place an example of how to dress appropriately would be conveyed to their young, impressionable minds. ;):)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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