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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I'll be fine and hopefully she will come round given time. Forgot to ask from your previous post have you had a son or daughter?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Alex, I don't tend to post anymore but I just had to say - your comments up above are devastating to read - does Mrs K ever read your diary anymore? Because if I was her your comments would/should show me how selfish all her actions have been.

    I know you don't want to hear bad words against her, which is fine, but a marriage is a partnership. Just remember that - and I wonder - if you two were in a business together - would one of you have bought the other one out by now?
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mrs. K. doesn't read the diary any longer and hasn't in a while as she believes we do not need to live in a frugal manner anymore. As she keeps reminding me, she earns the money so should be able to spend it.

    She has many times mentioned parting ways with me before going to her brother's for a couple of days or told me she wants a divorce if I didn't do this or that. I, on the other hand, couldn't face being alone.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • alex - this is one of those moment when I just want to give you a hug - and to say - force yourself before you go to bed tonight think of something you are thankful for - think of a handful of things you are thankful for. Because I think it will be beneficial.

    And leave this diary open if you have to - I get the feeling you don't speak your mind to her like you do to us but she needs to know what you're thinking and if this is the only way - - - my man doesn't like paying off debts but he understand why and more importantly that its not forever. Remember why you are doing this - for little K - and he should be the priority for both of you.
    x
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • 7roland8
    7roland8 Posts: 3,601 Forumite
    Debt-free and Proud!
    edited 16 March 2014 at 10:01PM
    Sorry to hear of the bad situation Alex.

    If it were me I would definitely clear MY debts - what Mrs K runs up - leave her worry about - just make sure the cards are not in your name.

    Also - I know you said you got rid of the stuff that does not mean anything t you - but I hardly think that what you are holding onto is bringing you much joy now anyway - its more a millstone round your neck.
    Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
  • pebbles88
    pebbles88 Posts: 1,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 16 March 2014 at 11:57PM
    AlexLK wrote: »
    Mrs. K. doesn't read the diary any longer and hasn't in a while as she believes we do not need to live in a frugal manner anymore. As she keeps reminding me, she earns the money so should be able to spend it.

    She has many times mentioned parting ways with me before going to her brother's for a couple of days or told me she wants a divorce if I didn't do this or that. I, on the other hand, couldn't face being alone.

    I'm sorry Alex, I know you won't like this, but she's behaving like a spoilt brat. She is more bothered by what colleagues/friends/etc think about her not literally throwing money away (the hard times comment) than what her behaviour is actually causing her husband to feel.

    You don't do what she wants.... She threatens to leave.... Or go for divorce.....

    I can't believe I'm saying this, but bar her wages...... What non financial goodness does she add to yours & little k's lives? As in not things she can buy or provide, but things that shows that she cares?

    The thought of being alone is scary, but often, the thought is scarier than the reality, you never know how strong you are until you have to be.

    Xx
    Please be nice to all moneysavers!
    Dance like nobody's watching; love like you've never been hurt. Sing like nobody's listening; live like it's heaven on earth."
    Big big thanks to Niddy, sorely missed from these boards..best cybersupport ever!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    I, on the other hand, couldn't face being alone.
    Sounds to me like you already are very alone Alex, apart from little K :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    alex - this is one of those moment when I just want to give you a hug - and to say - force yourself before you go to bed tonight think of something you are thankful for - think of a handful of things you are thankful for. Because I think it will be beneficial.

    And leave this diary open if you have to - I get the feeling you don't speak your mind to her like you do to us but she needs to know what you're thinking and if this is the only way - - - my man doesn't like paying off debts but he understand why and more importantly that its not forever. Remember why you are doing this - for little K - and he should be the priority for both of you.
    x

    Sorry I cannot come up with a coherent post but thank you and I have plenty to be thankful for.
    7roland8 wrote: »
    Sorry to hear of the bad situation Alex.

    If it were me I would definitely clear MY debts - what Mrs K runs up - leave her worry about - just make sure the cards are not in your name.

    Also - I know you said you got rid of the stuff that does not mean anything t you - but I hardly think that what you are holding onto is bringing you much joy now anyway - its more a millstone round your neck.

    Thanks, roland. The cards won't be in my name because I cannot get any type of credit (is it bad that is one of the things I'm actually thankful for? :rotfl: :o).

    I do want to clear the debts but there seems little point in doing so at the moment, if they are only going to be built up again as in all honesty if things went sour for her I couldn't just leave her to worry about it.

    Well, not all of it meant nothing to me, some of the things I got rid of early on meant an awful lot to me but back then Mrs. K. was on board and I could see an end to our constant struggle with our finances. I never thought I'd be the person in this type of situation, then again I suppose none of us did.
    pebbles88 wrote: »
    I'm sorry Alex, I know you won't like this, but she's behaving like a spoilt brat. She is more bothered by what colleagues/friends/etc think about her not literally throwing money away (the hard times comment) than what her behaviour is actually causing her husband to feel.

    You don't do what she wants.... She threatens to leave.... Or go for divorce.....

    I can't believe I'm saying this, but bar her wages...... What non financial goodness does she add to yours & little k's lives? As in not things she can buy or provide, but things that shows that she cares?

    The thought of being alien is scary, but often, the thought is scarier than the reality, you never know how strong you are until you have to be.

    Xx

    Hi pebbles,

    Thank you for your post.

    Whilst I agree she is going through a "spoilt brat" phase (nothing new for her!), she has also become much closer to our son this year so far. Though we have somewhat of a tempestuous relationship, when things are good between us they really are very, very good.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl wrote: »
    Sounds to me like you already are very alone Alex, apart from little K :(

    I suppose I am. However, it's nobody else's fault other than my own.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • LannieDuck
    LannieDuck Posts: 2,359 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    AlexLK wrote: »
    I'll be fine and hopefully she will come round given time. Forgot to ask from your previous post have you had a son or daughter?

    A second little girl. She's lovely and is spending almost all of her time eating and sleeping :)
    Mortgage when started: £330,995

    “Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.”
    Arthur C. Clarke
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