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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • Agreed...justifying it "because she had to put up with you"? I'm sure she's benefitted from your past reckless spending too...

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    maman wrote: »
    I'd certainly agree with that! I understand why you feel the need to support MrsK but I don't think I've read a single poster (never mind lurkers) on here that would agree with her actions. Going off on an indulgent holiday is so....indulgent!

    OK so she wants an expensive holiday to escape from her problems. Let her go but treat it (inwardly maybe) with the contempt it deserves. Take the high moral ground show that you have your priorities right and arrange a fun time for you and LittleK. I'm fourthing or fifthing camping but make it into a bit of a fun trip. Maybe the coast which is a bit different from where you live. I'd even sanction a bit of additional spending for it.;)

    Sorry Alex but I'm getting so :mad: at the way you seem to accept/explain all MrsK's outrageous, selfish behaviour as acceptable. It's not.

    Rant over:o but when are you going to stop telling us and yourself that you've done wrong in the past (which I don't necessarily understand or agree with) and must accept it for ever after.
    Agreed...justifying it "because she had to put up with you"? I'm sure she's benefitted from your past reckless spending too...

    HBS x

    Thank you both for your support. Unfortunately, I was a thoroughly unpleasant excuse for a human being both when my wife met me and married me. She deserves much more than I could even give her for "putting up with me".

    That said, with our situation at the moment I'm not exactly pleased with the amount my wife is spending and of her holiday plans. Only today did she announce that she might be interested in joining her brother and his family on another holiday this summer and taking our son, yet in the same breath disagreeing to a week by the coast because she "has no desire to holiday here".
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Magsnoodle
    Magsnoodle Posts: 263 Forumite
    Ninth Anniversary Combo Breaker
    Hey Mr K,

    I'm not going to respond directly to the last post about the holiday thing as I think there will be others that will give their thoughts on that. The only question I have is this? Do you and Mrs K spend any time together on your own without little K? Even going for a walk through the woods?

    I hear what you say about being a horrid human being but you know you have obviously changed or are trying to and the worst thing is you are beating yourself over and over again with that stick!!!!! This is a waste of a negative emotion that will eat at your heart and not allow you space to continue to grow and develop as you now are. You need to look carefully at what oceanspirit wrote about the positives you have going for you. She(sorry?) obviously took time to read through a lot of your posts to gather that together. What about cutting it out and putting it somewhere you can refer back to on a regular basis or when you need to as a constant reminder of the immense hike you have begun and how much you have conquered?

    YOU ARE DOING BLOOMIN BRILLIANTLY!!!!!!!! COME ON!!!


    (((((((((MASSIVE HUGS)))))))))))
    E.F. #38 240.55/1000 SPC8 #375
    DFBXmas 2015 #162 18554 /18554 100%
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Magsnoodle: Mrs. K. and I very rarely spend any time to ourselves. However, I am unsure the relevance of this?

    Whilst I am trying to make amends, it is very hard to come to terms with the past for various reasons even though I am striving to move forwards with sorting my finances out.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • pebbles88
    pebbles88 Posts: 1,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 16 March 2014 at 2:15AM
    AlexLK wrote: »
    Thank you both for your support. Unfortunately, I was a thoroughly unpleasant excuse for a human being both when my wife met me and married me. She deserves much more than I could even give her for "putting up with me".

    That said, with our situation at the moment I'm not exactly pleased with the amount my wife is spending and of her holiday plans. Only today did she announce that she might be interested in joining her brother and his family on another holiday this summer and taking our son, yet in the same breath disagreeing to a week by the coast because she "has no desire to holiday here".

    Alex, please stop thinking that she deserves things for putting up with you. Mrs K chose to marry you, she wanted to marry you. that love brought a much loved little boy into the world. Marriage isn't something you put up with just for the financial rewards.

    The best reward is having a family to cherish, spending time & doing things together. Perhaps enjoying a cup of tea in bed on a Sunday morning reading the papers , making a lovely breakfast together, perhaps pancakes with little k, then a lovely walk all wrapped up snuggly & warm -could be anywhere, go to the park to feed the ducks, wander along a woodland trail & challenge little k to who can spot the most birds or flowers kind of thing.

    Simple, cost free things - that can sometimes create the most amazing memories to treasure..... & a fab picture opportunity that could be made into a canvas to hang in your home to make you all smile every time you see it.

    As for the holiday comments.... I'm flabbergasted. May I ask one thing....when mrs k mentioned about the hols & taking little k, were you invited also?
    Magsnoodle wrote: »
    Hey Mr K,

    I'm not going to respond directly to the last post about the holiday thing as I think there will be others that will give their thoughts on that. The only question I have is this? Do you and Mrs K spend any time together on your own without little K? Even going for a walk through the woods?

    I hear what you say about being a horrid human being but you know you have obviously changed or are trying to and the worst thing is you are beating yourself over and over again with that stick!!!!! This is a waste of a negative emotion that will eat at your heart and not allow you space to continue to grow and develop as you now are. You need to look carefully at what oceanspirit wrote about the positives you have going for you. She(sorry?) obviously took time to read through a lot of your posts to gather that together. What about cutting it out and putting it somewhere you can refer back to on a regular basis or when you need to as a constant reminder of the immense hike you have begun and how much you have conquered?

    YOU ARE DOING BLOOMIN BRILLIANTLY!!!!!!!! COME ON!!!


    (((((((((MASSIVE HUGS)))))))))))

    Wish I could thank this more than once! You really have come so far Alex, we're all proud as punch of you :D:D

    AlexLK wrote: »
    Magsnoodle: Mrs. K. and I very rarely spend any time to ourselves. However, I am unsure the relevance of this?.

    I think magsnoodle mentioned it as apart from your shared love of classic cars, there hasn't been any talk of things that you & mrs k do as a couple. That relationship is just as important as your relationship as parents with little k, both need time & nurturing to be able to flourish iyswim?
    Please be nice to all moneysavers!
    Dance like nobody's watching; love like you've never been hurt. Sing like nobody's listening; live like it's heaven on earth."
    Big big thanks to Niddy, sorely missed from these boards..best cybersupport ever!!
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Saturday 15th March, 2014.

    Dear Diary,

    Financially things seem to be going from bad to worse; we are once again spending money like there's no tomorrow, only there is and we cannot seem to help ourselves. The "wants" are resting all too heavily on both the minds of Mrs. K. and myself.

    Unfortunately, I have also had a few people discontinuing music lessons due to their own financial problems and my business doesn't seem to be looking particularly rosy at the moment, either. All this means our income is pretty much back to square one as we can only really live on Mrs. K.'s wages and I cannot help but wonder how much longer this is going to go on for as in all honesty, whilst I am full of ideas, my motivation to see anything through is sliding; just as the payments on the cards are to be going back to being interest bearing.

    Summary:
    I dare not report, "real" MSE'ers would be disgusted.

    Yours Faithfully,
    Alex.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    hey you've had a lot going on and if push came to shove you could manage short term on Mrs K wages, she would need to pull her head out of the I want, I can have, coe back to earth and start being a proper family sorry to be blunt, but yes you say you did, x,y,z, but this is a marriage and there are 2 people in a marriage.

    Sorry about the tail off of the music lesson, its also down to the time of the year as school trips, family holidays, then the family budget get adjusted and non essentials go hence childrens activities.

    As for your business, - is it that you need to look at other avenues, you've not had time, or the recession???

    Money it sounds like you need to adjust the budgets and go month by month.

    Did you manage to get anywhere with the cards, you say they have gone back to interest bearing, are they expecting full payments again? x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one: Thank you for the encouragement.

    We could survive on Mrs. K.'s wages, I'm sure as there's plenty of families on here surviving on less but she's got use to the idea of having what she wants, when she wants. So far as her family are concerned it is my job to look after her and not her job to be constantly footing the essential bills. I suppose my wife has realised she could have it better doing things their way.

    In all honesty, I need to take a few steps back and get on with the things I started.

    We do need to adjust our budget. However, things are getting closer now (Mrs. K.'s car, her holiday, even our son starting real school).

    The cards are expecting full payments again, mainly because I have not had the inclination to contact them and try to extend the reduced payments. Yet again I've been burying my head in the sand not being able to deal with it. I do want to deal with it but once I get the 'phone into my hands, I cannot bare to dial the number.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    AlexLK wrote: »
    mum2one: Thank you for the encouragement.

    We could survive on Mrs. K.'s wages, I'm sure as there's plenty of families on here surviving on less but she's got use to the idea of having what she wants, when she wants. So far as her family are concerned it is my job to look after her and not her job to be constantly footing the essential bills. I suppose my wife has realised she could have it better doing things their way.

    In all honesty, I need to take a few steps back and get on with the things I started.

    We do need to adjust our budget. However, things are getting closer now (Mrs. K.'s car, her holiday, even our son starting real school).

    The cards are expecting full payments again, mainly because I have not had the inclination to contact them and try to extend the reduced payments. Yet again I've been burying my head in the sand not being able to deal with it. I do want to deal with it but once I get the 'phone into my hands, I cannot bare to dial the number.

    Dont phone them Alex, write to them. Far easier than trying to find the inclination to phone them. xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Thank you, PG. :)

    I wrote to them all in the first instance and can't believe I forgot I said on here I was not going to 'phone them and correspond through the post (which I did). Really not thinking straight at the moment. :(
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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