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Mr and Mrs K's New Journey to a Debt Free Life.
Comments
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Well I condemn all four because they are as bad as each other... only that your parents have more money :-) ...
Well, I will share this with you...
We live in the north and my parents in-law live in the south..they have a small portfolio of BTLs of very expensive properties...anyway, my husband after speaking to them on the phone has always been left demoralised and I never understood why my husband was in such a bad mood after talking to them...
Untill my spoken and understanding of the English language was improving ha ha ha ! So one day, we were at her house and I understood all the conversation! Gosh..how dear my husband puts up with all this rubbish I questioned! So I stood up and challenge them... I ranted non stop ha ha ha them I left and my husband followed me... we are happier without them :-)
I can not contemplate how other woman can put up with the in-laws...not me!
Regards,No debts 🙌0 -
whilst the people we invite may look down on my place, I doubt they'd do such a thing at parents' house.
You do realise most people don't actually look down on other people's houses? You even said you had had music pupils comment how nice yours was. There could be sensible reasons for holding the party at the larger house, but that is not one of them.
I suspect that you spend far more time thinking about what other people might be thinking about you than other people spend thinking about you.But a banker, engaged at enormous expense,Had the whole of their cash in his care.
Lewis Carroll0 -
I used to read quite a lot, thank you for the suggestions I shall take a look.
Strangely enough, I write a little myself - son has numerous stories written by yours truly and I once wrote a book about a couple who were courting through WWII (no it was not as depressive as it sounds), it was for my wife as she has quite an interest in 20th Century history and was based upon her grandparents' experiences of wartime (though not about her grandparents).
ETA: Just read the first six pages on the computer, Ed sounds an amusing character already.
Aha, another hidden talent emerges
Why not self publish and flog a few...bit of extra cash towards the debt busting? ....And don't say they aren't good enough....send me a pdf and I will read then and give you a honest opinion. If they are rubbish I will tell you.:D
The Eck tale is the 3rd of a group of 3 books with Charlie Summers being the 1st followed by 'More than you can say' and the characters pop up in each tale.
I absolutely love Paul Today's writing style as he uses enough nice English to describe situations / people / events to get the imagination in the zone but he doesn't become all tricksy and worthy using lots of OTT literary waffle to tell the tale.
His characters are very real (you get the feeling his characters are all based on his old acquaintances) and he never 'puts them down'....more that he offers an explanation of how they are because of where they came from and in a non judgemental way. He just writes the facts...and then puts a clever story around them.
I would definitely recommend for those nights when you can't switch off and screen reading an hour before bed is a no-no for a good nights sleep....and I break the rule all the time and pay the price.:)Iwillsucceed wrote: »Hello Alex!
Why are you so afraid of failing? what's failing anyway?
.
...ah yes, the eternal question.
There is that saying that we all benefit from our failures as we learn from them.
My best ever 'self help' book for small business said the opposite. Learn from your successes.......and repeat.:D
That book is Rework
but I'm afraid I am unable to "man up" and get myself a proper job, sometimes I wish I could. However, I am more than aware going back to working full time is not really an option for me, I have talked about this with my wife and she understands.
aaaah,,,,, The Proper Job :wall::wall::wall::wall:rears it's head again.
If I could write a book ~(unlikely ) I think I would call it The Proper Job and then try to work out what to put inside it afterwards.
I think the fact that Mrs K isn't too worried about you having APJ (look! it's become an acronym now :rotfl:) means it's not an issue any longer. You have 3 PJ's anyway.
Hope today was a good day and isn't it swimming with little K tomo?0 -
Well done on making your SOA add up and making sure your incomings are greater than your outgoings - good job!
I'm sure there are places we could suggest cutting back further, but I don't think it would be that helpful at this stage. I think you need to have a couple of months seeing if you can live within your new budget and go from there.
In other matters, you and Mrs K need to decide what to do for your son's birthday. And then tell your parents what's happening. It's nice of your parents to offer to host, but in the end it's your decision (along with Mrs K).
Personally, I think the best thing to do would be to stick to having it at your house - that way both sets of parents will be on neutral ground and neither will feel excluded. But obv it's up to you/Mrs KAnd it really doesn't matter what people think about your house. Assuming you're going to invite some of Little K's friends and parents from nursery, they'll be too busy keeping their children under control and making sure everyone's having fun to pass judgement!
Mortgage when started: £330,995
“Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.” Arthur C. Clarke0 -
Oh, and well done to Mrs K for not buying the car!Mortgage when started: £330,995
“Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.” Arthur C. Clarke0 -
You don't need your parents' permission to have your son's birthday party at your own home rather than at their house. If anyone would genuinely 'look down' on you, then don't invite them, simple.
Thank you and I hope they wouldn't, I don't really know the people we are thinking of inviting (son's nursery friends).Iwillsucceed wrote: »Well I condemn all four because they are as bad as each other... only that your parents have more money :-) ...
Well, I will share this with you...
We live in the north and my parents in-law live in the south..they have a small portfolio of BTLs of very expensive properties...anyway, my husband after speaking to them on the phone has always been left demoralised and I never understood why my husband was in such a bad mood after talking to them...
Untill my spoken and understanding of the English language was improving ha ha ha ! So one day, we were at her house and I understood all the conversation! Gosh..how dear my husband puts up with all this rubbish I questioned! So I stood up and challenge them... I ranted non stop ha ha ha them I left and my husband followed me... we are happier without them :-)
I can not contemplate how other woman can put up with the in-laws...not me!
Regards,
Ah, I see where you are coming from now, Iwillsucceed! Sorry about my previous posts.
Admittedly, I really don't wish to lose contact with parents.theoretica wrote: »You do realise most people don't actually look down on other people's houses? You even said you had had music pupils comment how nice yours was. There could be sensible reasons for holding the party at the larger house, but that is not one of them.
I suspect that you spend far more time thinking about what other people might be thinking about you than other people spend thinking about you.
You are most likely right and yes a few of my pupils like the house, though I think that's more to do with how it is decorated: very plainly allowing our rather nice, if I may say so myself (;)), furniture to be the feature of each room.
We have a large garden but not an awful lot of space for children to run about inside, so hoping the parents won't mind an outdoor treasure hunt no matter the weather. Fingers crossed all kids are like my son - the rain does not stop him!2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Definitely better to have a kids party in your own house.
No one will be checking the decor (I went to one once with only two rooms finished - the kids had a great time!!).
Also they will run around and make a mess and possibly break things - spill food on carpets - will your mum want that?Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch0 -
I did feel a little annoyed with my parents after meeting them for lunch to discuss my son's birthday party because "of course" we "couldn't possibly" hold a small treasure hunt and a few nibbles at my house. :mad:
Apologies for the multiple posts. I've just read your diary entry again, and felt obliged to make another comment on the bit in bold.
That's really patronising of your parents. They're dismissing your ideas because they believe 'they know better'. It sounds like they've decided what they want to do (and it includes showing off their house), and they're ignoring the fact that Little K might just love a small treasure hunt.Mortgage when started: £330,995
“Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.” Arthur C. Clarke0 -
Ah Alex, its traditional to have a birthday party at home, tell your parents that you are inviting nursery pals, that should be enough for mum and dad to back off ! After all, who knows what kind of people your guests may be ... After all, they may steal the silver !!
If anyone is so shallow as to look down on your home, they are not worth having as a friend.Its just a bad day, Not a bad life .. :cool:0 -
Aha, another hidden talent emerges
Why not self publish and flog a few...bit of extra cash towards the debt busting? ....And don't say they aren't good enough....send me a pdf and I will read then and give you a honest opinion. If they are rubbish I will tell you.:D
None of the books were typed up, I wrote them by hand and Mrs. K. illustrated the children's stories for son.I told you we are old fashioned, in this case embarrassingly so
.
My wife thinks I'm a good writer (but she would say that :rotfl: ). If I ever get round to typing them up I'll send you a copy.The Eck tale is the 3rd of a group of 3 books with Charlie Summers being the 1st followed by 'More than you can say' and the characters pop up in each tale.
I absolutely love Paul Today's writing style as he uses enough nice English to describe situations / people / events to get the imagination in the zone but he doesn't become all tricksy and worthy using lots of OTT literary waffle to tell the tale.
His characters are very real (you get the feeling his characters are all based on his old acquaintances) and he never 'puts them down'....more that he offers an explanation of how they are because of where they came from and in a non judgemental way. He just writes the facts...and then puts a clever story around them.
I would definitely recommend for those nights when you can't switch off and screen reading an hour before bed is a no-no for a good nights sleep....and I break the rule all the time and pay the price.:)
Thank you, I rather enjoyed reading the first six pages and may order a few books (got to buy a load of music for pupils next week), I need to at least try and make an effort on the sleeping front. Not only does it annoy Mrs. K. that I force myself to stay awake sometimes, it's probably no good for my health, either....ah yes, the eternal question.
There is that saying that we all benefit from our failures as we learn from them.
My best ever 'self help' book for small business said the opposite. Learn from your successes.......and repeat.:D
That book is Rework
aaaah,,,,, The Proper Job :wall::wall::wall::wall:rears it's head again.
If I could write a book ~(unlikely ) I think I would call it The Proper Job and then try to work out what to put inside it afterwards.
I think the fact that Mrs K isn't too worried about you having APJ (look! it's become an acronym now :rotfl:) means it's not an issue any longer. You have 3 PJ's anyway.
Hope today was a good day and isn't it swimming with little K tomo?
Repeating what's been successful has worked for me.
You'd probably write a wonderful self help book, FC, I always feel that bit more positive after reading your posts.
Work wise today was a good day, if I carry on like this, there may be hope for me yet. :rotfl: And yes, swimming tomorrow morning, unless I cop out like last week and Mrs. K. takes him on her own!LannieDuck wrote: »Well done on making your SOA add up and making sure your incomings are greater than your outgoings - good job!
I'm sure there are places we could suggest cutting back further, but I don't think it would be that helpful at this stage. I think you need to have a couple of months seeing if you can live within your new budget and go from there.
We are going to have a go. I think it may be a little easier because Mrs. K.'s spends are also on there now ... she's got a responsibility to make her numbers add up too!LannieDuck wrote: »In other matters, you and Mrs K need to decide what to do for your son's birthday. And then tell your parents what's happening. It's nice of your parents to offer to host, but in the end it's your decision (along with Mrs K).
Personally, I think the best thing to do would be to stick to having it at your house - that way both sets of parents will be on neutral ground and neither will feel excluded. But obv it's up to you/Mrs KAnd it really doesn't matter what people think about your house. Assuming you're going to invite some of Little K's friends and parents from nursery, they'll be too busy keeping their children under control and making sure everyone's having fun to pass judgement!
We do need to make our minds up, my wife did say that the nursery parents will think us rather disorganised if we leave it much later. I thought a weeks notice would be OK but it seems in the world of Mrs. K. that's "not good enough".
I'm a bit worried about my parents and her parents being in the same room in all honesty. If we do the party at my parents' house, Mrs. K.'s family need not be invited. However, she seems to want them there.LannieDuck wrote: »Oh, and well done to Mrs K for not buying the car!
We've had a good laugh about it tonight, though. Seller was VERY optimistic in his description. :rotfl:2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000
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