Mr and Mrs K's New Journey to a Debt Free Life.

Mara_uk7

gallygirl wrote: »

Neither wonder you don't want to sell the pens if that's what going to happen to the money. Jeez. Don't know what else to say :mad:.

Oh Dear Alex , Is that whats its come to, You sell your stuff so she can buy "stuff" . Thats very sad indeed Alex.

Someone suggested you used the savings to make F & F offers now on some debts, Wouldnt that be a great idea ? Imagine, you could halve your debt burden in one fell swoop, and Mrs K could buy her car on her card, making it her debt to pay. She might reconsider the purchase if you werent funding it.

patanne

Please get those F & F offers in now. What is going to happen when you have sold all your nice things & you still have all your debts left because someone else has persuaded you to spend the money elsewhere? And she will & you know it. If you are not very careful the last entry on this thread will be that you and mini K are moving in with your parents because you are homeless.

I am really sorry about the above but you need to start facing reality!

gallygirl

You're getting a real beating Alex, but only because we care :kisses3:

Mara_uk7

gallygirl wrote: »

You're getting a real beating Alex, but only because we care :kisses3:

Ditto !! Its a bummer having people who actually give a damn what happens to you isnt it !

fc123

AlexLK wrote: »

I do realise this and am looking back through the previous few days spends rather disappointed in myself.



Mrs. K. will be spending a maximum of £3,000, which is just under a tenth of the debt :eek:, now that thought IS rather scary.

....some very pointed comments on the thread the past 2 days and I can't add more but isn't there also 12k odd in a savings account that was the unspent CB and CTC?


Personally, as others have posted I would not spending anything on a 'fun' car (it's not even close to being a 'need') when there is a debt in my life, including mortgage debt.

AlexLK wrote: »

You may have a point there, I'm not sure.



No, Mrs. K. has put no money in so to speak, buying another car is very important to her though and if I didn't let it happen, I've no doubt in my mind the consequences.

.....come on mate.......read that back to yourself. What 'consequences'?

AmyandArthur wrote: »

Morning Alex - I'm going to shoot from the hip again. Get your armour on

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That said, there is something about your writing style, and content that makes me like your online persona, and has me subscribing and reading most days. Quite frankly, I think you are the male version of the Daily Mail's Liz Jones. I don't read the Daily Mail for its 'news', but will often google for her latest article as she both amuses and annoys me in one go and I enjoy reading about her latest faux-disasters. The trouble is Alex, for the last two weeks I've rarely felt any sympathy or empathy for your situation either - just as I never feel any for Liz (oh, woe is me, I live in a huge house in the country, jet around the world, have a menagerie of animals, but my boyfriends never understand me and I can only afford the basics from Harrods Food Hall etc etc). You are my latest Liz Jones fix. When I read your thread lately I've felt amused, irritated, intrigued .... as if I am reading a book. You see where I'm coming from here? Perhaps you should explore column writing as another source of income ... I think you'd make a decent living out of it. Christ, if women like Liz Jones and Samantha Brick can make a living out of writing controversial, thought provoking, irritating and amusing articles, you'd clean up - your thread is easily as comparable to Liz's trials and tribulations, but she's getting paid a fortune for it. You really should consider it.

OMG what a post and I don't think Alex will be offended. I hope not.
I love reading LJ in the same way as you and we even had a long running thread on the debate board called 'Liz Jones got Credit Crunched' a couple of years back.

I got a bit hooked to this thread but I hope not in a voyeuristic way as with Liz J. One can't comment under her diaries and I think she makes a lot of it up too....whereas the more Alex wrote, the more of his life, persona, struggles, burdens etc were revealed (like an onion skin) and I now 'care' (along with other posters) in a way different to just doling out high spirits, encouragement and debt busting advice.

For ink, here's the link (oops good rhyme)

fc123

I do like this bit about the green ink so am going with this opinion.

It’s even showing up in British schools, as teachers move away from using red ink to mark incorrect papers. Former headmaster and Telegraph contributor Peter Dix, for one, is not a fan of the practice of using green ink in schools.
“The green ink is a worthy but unnecessary attempt by an older generation of teachers to get away from the negative and sometimes sarcastic marking they suffered in school, which of course was always done in red. Today’s children know nothing of this; they are just as likely to associate green with frogs and sprouts, and red with Father Christmas and tomato sauce.”

fc123

Have to go back and do some work now but for Alex, in case he hasn't read any Liz Jones;
She was about to be made bankrupt by HMRC, had lost all her London house equity in her Follyfoot style farmhouse that she had bought and at the same time in one of her entries wrote about stocking up on M+ S organic muesli for the rats in the barn.......

Even Alex's spending can't top hers

AmyandArthur

Absolutely fc .. not saying Mr & Mrs K's spending does top Liz's (and as is mentioned above, I think she made a lot of hers up as well). My comments were intended to explain that more recently I have been having to find myself suspending my version of reality to try and understand where Alex is coming from.

That said, I've had an attack of the guilts, and so have come back to say if I sounded judgmental and finger-pointy, it wasn't meant to. I can see what I wrote reads that way, but basically I really do think Alex has missed his vocation as a satirical writer or columnist. But I did take rather too long waffling to get to that point.

AlexLK

I'm not really quite sure what to say and don't have long until a music pupil arrives.

However, I shall say to AmyandArthur, yes I like to present a "certain impression" of myself to the wider world. No, I do not have the financial means nor ancestry to back up the impression I wish to give. Though we are getting into quite the philosophical debate here: what is "upper class"? Furthermore, what IS reality and how does my own idea of who I am relate to my financial situation?

Yes, I like nice pens, watches, dress in a certain manner, speak and write in a certain way once associated with the upper echelons of our society. What is wrong with that? Does my financial position and ancestry make it ontologically impossible for me, individually, to be a member of the higher echelons of society?

It is my belief everybody has more than one set of realities, mine include: my self portrayal to the rest of society which is not really in line with my financial situation, nor the state of my marriage and family. However, the reality of the person I present to the rest of the world is still a reality for I do not leave the eccentric fantasy of pretending to be of a higher social class than I actually am in my mind alone; I act upon it in my words, speech, choice of material items I fill my life within, the music I listen to and activities I pursue.

heartbreak_star

Just re-read your last post...and all I can think of is Hyacinth Bucket.

Why on earth would you want to present yourself as what little state-educated low-paid pleb me would call a snob?

I dress neatly, I speak well and without much of an accent, I am educated and intelligent.

Does that make me somehow "lesser" because I don't buy the highest-priced things possible?

I do like to try and challenge/better myself...but I don't do it by throwing money around to pretend I'm something I'm not.

Again, this is a pretty harsh post...but I'm really not sure what to make of you sometimes, Alex. I honestly don't know what to make of you after that post. I think you maybe need some help to be comfortable in who you are.

To me, the "upper echelons" will always be the ones who look down on everybody and have no idea of what's going on in the real world - the pampered princesses, the ladies-who-lunch, the mummies' boys, the Hooray Henrys and the yuppies. Why on earth would anyone want to be one?

HBS x