Mr and Mrs K's New Journey to a Debt Free Life.

Mara_uk7

I wonder if the bookies will take a bet that you do go on holiday ..at least once .. next year ! Mrs K has you would round her little finger Alex, altho you dont take much persuading to spend too, Dont you ?
Mrs K is out to sabotage your debt clearance every way. I wonder why ?

AlexLK

Mara: We most certainly will not be going on holiday next year, I have made that quite clear. Nor does she have me "wrapped round her little finger". However, she does earn much more than I.

Don't suppose I do take a lot of persuading , instead I buy things and now feel guilty afterwards.

She's not out to sabotage the debt clearance as she too wants the debts gone. I think she just wants to have a life at the same time.

heartbreak_star

There's a difference between having a life and being a spendthrift.

EDIT: Reading your other thread - is it possible Mrs K. is subconsciously sabotaging the debt-busting because she doesn't want to move to a house that's not hers and you can't really afford to live in...she doesn't want to feel "indebted" to people who can't stand her family and would rather be in debt to financial companies instead?

Just a thought.

HBS x

7roland8

AlexLK wrote: »

She's not out to sabotage the debt clearance as she too wants the debts gone. I think she just wants to have a life at the same time.

So is that why you'll use all your funds saved on a vehicle you don't need?

AlexLK

heartbreak_star wrote: »

There's a difference between having a life and being a spendthrift.

HBS x

I do realise this and am looking back through the previous few days spends rather disappointed in myself.

7roland8 wrote: »

So is that why you'll use all your funds saved on a vehicle you don't need?

Mrs. K. will be spending a maximum of £3,000, which is just under a tenth of the debt :eek:, now that thought IS rather scary.

heartbreak_star

Edited my above post with some more ramblings

HBS x

cottage_retreatist

Alex,

where did the money come from to go towards the full and final pot? If it came from you working hard with extra piano lessons and selling your 'unique' pen collection (:D) - then by her own rules that money is yours not hers to spend so you spend it on what you want - debt busting.

IF she put money into that pot as well - then she can spend what she put in - I think the others are right - she wants you to follow her rules but she won't follow yours. I wish my hubs were so flexible - I'd have everything I ever wanted - but we'd also be even more in debt - because you can't have it both ways. You've got to think - what is your priority? :cool:

ps - eugh - the word your parents said made me cringe - I would have given them a piece of my mind. Parents are funny things, it's true, but they still should follow social niceties - especially in front of a 3 year old who will be taking in much more than you may think.

LannieDuck

She really is sabotaging you.

She claims that debt is yours and you must sell your items to cover it. Ok, you have... and now she wants that money? No. Absolutely not.

She wants to spend £3000 you don't have. She can do that if she's willing to take it out on credit card as additional debt. Then repay it using her stuff that she's sold.

If I were you, I'd start sending your F&F letters and get the £11k doled out. Once it's gone, she'll have to face up to there being no money available for a new car.

As for 'wanting a life at the same time'... it's only been a month !!!!!!! Presumably she had a life last month, and she'll have a life after the debt's clearer... and honestly, I don't think this debt-busting her really affected her that much. If she's desperate for a holiday, she needs to start getting more involved in the budgetting and help you work out where the money's going to come from.

AlexLK

heartbreak_star wrote: »

Edited my above post with some more ramblings

HBS x

heartbreak_star wrote: »

EDIT: Reading your other thread - is it possible Mrs K. is subconsciously sabotaging the debt-busting because she doesn't want to move to a house that's not hers and you can't really afford to live in...she doesn't want to feel "indebted" to people who can't stand her family and would rather be in debt to financial companies instead?

Just a thought.

HBS x

You may have a point there, I'm not sure.

cottage_retreatist wrote: »

Alex,

where did the money come from to go towards the full and final pot? If it came from you working hard with extra piano lessons and selling your 'unique' pen collection (:D) - then by her own rules that money is yours not hers to spend so you spend it on what you want - debt busting.

IF she put money into that pot as well - then she can spend what she put in - I think the others are right - she wants you to follow her rules but she won't follow yours. I wish my hubs were so flexible - I'd have everything I ever wanted - but we'd also be even more in debt - because you can't have it both ways. You've got to think - what is your priority? :cool:

ps - eugh - the word your parents said made me cringe - I would have given them a piece of my mind. Parents are funny things, it's true, but they still should follow social niceties - especially in front of a 3 year old who will be taking in much more than you may think.

No, Mrs. K. has put no money in so to speak, buying another car is very important to her though and if I didn't let it happen, I've no doubt in my mind the consequences.

AlexLK

LannieDuck wrote: »

She really is sabotaging you.

She claims that debt is yours and you must sell your items to cover it. Ok, you have... and now she wants that money? No. Absolutely not.

She wants to spend £3000 you don't have. She can do that if she's willing to take it out on credit card as additional debt. Then repay it using her stuff that she's sold.

If I were you, I'd start sending your F&F letters and get the £11k doled out. Once it's gone, she'll have to face up to there being no money available for a new car.

I know this looks rather bad.