We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mr and Mrs K's New Journey to a Debt Free Life.

1137138140142143450

Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mara_uk7 wrote: »
    Alex, how would your parents react if you told them that you wanted to do a family tree so that little K would know his roots ?
    I really enjoy doing family history, makes people come alive, knowing not only names, but what they did and who they were .

    Very badly, most likely. My father is a very proud man who is rather ashamed of his past in more ways than one. I can just see him now: "Are you trying to finish me off once and for all, Alexander?":rotfl::rotfl:

    There was once a time I felt the same way. However, now it doesn't bother me and learning the history of my family in fact sounds rather interesting.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • 7roland8
    7roland8 Posts: 3,601 Forumite
    Debt-free and Proud!
    Re Army Surplus once they were selling that chamouflage netting - great stuff for den building - wish there was ebay when mine were small!
    Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
  • Mara_uk7 wrote: »
    Alex, how would your parents react if you told them that you wanted to do a family tree so that little K would know his roots ?
    I really enjoy doing family history, makes people come alive, knowing not only names, but what they did and who they were .

    Be careful of what you may find though!
    My Nan did research for one once... she stopped when she got to an ancestor hanged for sheep stealing somewhere in the 17-18C - said she now knew more than she wanted to! :rotfl:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    7roland8 wrote: »
    Re Army Surplus once they were selling that chamouflage netting - great stuff for den building - wish there was ebay when mine were small!

    There's all sorts like that in the one local to us. The last time I went they had helicopters, planes amongst other things. Hmmm, I might buy son a real life helicopter that would be better than whatever my parents buy him. :rotfl:

    As you know I don't need any persuading to go on eBay. ;)
    Be careful of what you may find though!
    My Nan did research for one once... she stopped when she got to an ancestor hanged for sheep stealing somewhere in the 17-18C - said she now knew more than she wanted to! :rotfl:

    :rotfl: I'm sure every family has got one. ;)

    Been to see parents today, father is not so well again though I think I may be at least somewhat to blame for that. ;) Mrs. K. was rather annoyed with some of the things they had to say too, looks like another "one of those days"!
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Alex, its not all about you. Why should your father be more ill because of you ? If he is making you feel that way, it is emotional blackmail. And not a way for a good father to behave towards his only son !
    Its a good job that you are a better dad than your father ever was !
    Its just a bad day, Not a bad life .. :cool:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mara_uk7 wrote: »
    Alex, its not all about you. Why should your father be more ill because of you ? If he is making you feel that way, it is emotional blackmail. And not a way for a good father to behave towards his only son !
    Its a good job that you are a better dad than your father ever was !

    He and mother appear to have caught whatever I had (I say had as FINALLY feeling much better today :D), with him already having other health problems, he's not been well.

    Mrs. K. did fall out with them today and she's also in for a telling off at work tomorrow so is feeling a bit sorry for herself. Fortunately, she's stayed in with me. :)

    I wouldn't say I'm a "better dad" because of my own problems and our financial difficulties but Mrs. K. would agree with you, mind she is rather :mad::mad: with my parents at the moment.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sunday 20th October.
    Day 49.

    Dear Diary,

    Today has been somewhat of a difficult one with our son throwing a tantrum, parents making caustic comments and wife rising to them made for an "interesting" lunch time. However, for the first time in a few weeks I have felt much better health wise. Even more positively I really think the pills my doctor gave to me are working as I am generally in a much better frame of mind than I was a few weeks back.

    Gladly there has been no music teaching or work to do today, though I was not exactly productive this afternoon and we did end up having a takeaway for dinner. Beginning to regret that now as the £12.20 we spent could have made a few dinners for us, not to mention as of late our budget has gone out of the window.

    On the plus side I have a £800 offer for an item on eBay, though I'm unsure whether to take it or not as I may be able to get a little more, not much though and with winter drawing in Mrs. K. and I have already failed to keep to our promise of buying no clothes for the next six months.

    Summary:
    -£12.20 Takeaway
    -£....... Erm, do I have to say a price? Winter gloves for my wife and I.

    Yours Faithfully,
    Alex.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Glad your on the road to recovery, wouldn't worry too much about Little K with a tantrum, he's a lot of changes, (positive) with nursery, and maybe he was trying to explore the boundaries.

    Ah to lunch, seems to be good with one set of families with the offset against the others, - but that families for you!

    Winter gloves - yes we do need them, but there is a price barrier and by the sounds of that youve gone through it, but as I said before it takes time to get use to the budget, the changes.

    I wouldn't beat urself up over the takeaway - turn it into a positive - how much would have spent if you had have gone out . Just think of it as Oct's treat - then the next treat sometime in Nov, wont be a regret it be a treat, from the sounds of the past this may have been a more regular thing.......

    As for my OU funding as an existing student I can only have 6 years funding, but if I was a new student I would now get 12 years funding........ says it all. Eventaully get there xxx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one wrote: »
    Glad your on the road to recovery, wouldn't worry too much about Little K with a tantrum, he's a lot of changes, (positive) with nursery, and maybe he was trying to explore the boundaries.

    We aren't worried, more embarrassed because he "always behaves himself for his grandmother" (apparently). :rotfl:
    mum2one wrote: »
    Ah to lunch, seems to be good with one set of families with the offset against the others, - but that families for you!

    LOL, my mother basically set it off by asking if we'd been to see "the scummies" on the way back from organ recital (meaning Mrs. K.'s parents). :o
    mum2one wrote: »
    Winter gloves - yes we do need them, but there is a price barrier and by the sounds of that youve gone through it, but as I said before it takes time to get use to the budget, the changes.

    Well, I didn't go for the £85.00 Aspinal of London ones and neither did my wife but we spent quite a bit more than M&S prices.
    mum2one wrote: »
    I wouldn't beat urself up over the takeaway - turn it into a positive - how much would have spent if you had have gone out . Just think of it as Oct's treat - then the next treat sometime in Nov, wont be a regret it be a treat, from the sounds of the past this may have been a more regular thing.......

    The problem is we keep spending money if not on the takeaway then on the organ recital or when Mrs. K. went out. If my wife and I fall out then inevitably money is spent too. :(
    mum2one wrote: »
    As for my OU funding as an existing student I can only have 6 years funding, but if I was a new student I would now get 12 years funding........ says it all. Eventaully get there xxx

    Sorry to hear that :(.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    RE: sentimental items - you can't take them with you, and if you don't sell them now your son might have end up selling them to pay off the debt...just a thought :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.