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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    HBS: I suppose they do but that's how they've always been. I'm trying to take people as I meet them.

    Yes, the debt busting has gone awry as of late, must get back to it and unfortunately, still not much better.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • fc123
    fc123 Posts: 6,573 Forumite
    AlexLK wrote: »
    Regarding music, me too; I'd forgotten just how much I used to enjoy it. :) On the bad side, my desire to do a PhD has come back full force. I suppose being able to face the debts was all a part of a much bigger realm.

    I don't know an awful lot about my parents upbringings but I do know mother came from a farming family (the farm is now her nephew's concern) - I knew my grandmother who was rather eccentric. Father's grandparents were Irish immigrants and dirt poor, his parents were a little better off but no where near enough to give him the type of upbringing I had. I do know they worked a lot leaving him to be brought up by the grandparents.

    When I was boy my parents did tell people the house had been in the family for generations, until they were pulled up about it. Yes, that was, shall we say, an awkward time. :o





    mum2one: :rotfl: You weren't the only one. ;)

    That's an odd thing to say ....that the house was in the family when it wasn't? I wonder why they said that.
    Maybe your Dad is embarrassed by his roots? That's unusual as well as nowadays, people don't get so hung up on that kind if thing do they....or maybe they do.

    Sadly I think Phd's may be a bit of a luxury for someone in your life position (young child, working, wife)...in that do you have the spare hours each week to put into it (as these will then be hours that can't be used for paid work)?

    Maybe you can do it in a few years time when things are mopre comfortable financially and son is older. Then you may be able to slot it in around your schedule?
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    edited 20 October 2013 at 12:05AM
    fc123 wrote: »
    That's an odd thing to say ....that the house was in the family when it wasn't? I wonder why they said that.
    Maybe your Dad is embarrassed by his roots?

    Very much so. I very much doubt he would speak of his upbringing, I only know what I do know from bits my mother told me really.
    fc123 wrote: »
    That's unusual as well as nowadays, people don't get so hung up on that kind if thing do they....or maybe they do.

    He's 77 so was brought up in a very different generation. Now, he's changed somewhat, often telling me to spend as much time with my family as I can, even at the expense of financial gain - it is mother pushing me back towards a career.
    fc123 wrote: »
    Sadly I think Phd's may be a bit of a luxury for someone in your life position (young child, working, wife)...in that do you have the spare hours each week to put into it (as these will then be hours that can't be used for paid work)?

    Maybe you can do it in a few years time when things are mopre comfortable financially and son is older. Then you may be able to slot it in around your schedule?

    I am under no delusions about being able to return to study. However, perhaps when our son goes to school I could maybe do it part time. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • 7roland8
    7roland8 Posts: 3,601 Forumite
    Debt-free and Proud!
    Sorry about image of garage folks - showed fine on my pc for some reason? Anyhow have deleted it but think its still in one of Alex's posts.

    If you have the time Alex there is always the OU to study in your own time.
    Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    7roland8 wrote: »
    Sorry about image of garage folks - showed fine on my pc for some reason? Anyhow have deleted it but think its still in one of Alex's posts.

    If you have the time Alex there is always the OU to study in your own time.

    I will edit my post and no need to apologise, the image brought a smile to my face and this is MY diary. ;);)

    At the moment, I unfortunately do not have the time to put into it. However, in a couple of years when our son attends school, I should hopefully be able to make the time to either do OU or through somewhere local-ish like Sheffield or Nottingham, who both have good reputations for Music.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    7roland8 wrote: »
    Sorry about image of garage folks - showed fine on my pc for some reason? Anyhow have deleted it but think its still in one of Alex's posts.

    If you have the time Alex there is always the OU to study in your own time.

    I def 2nd the OU suggestion, I studied with them for 6 yrs, and loved it, ended up with Foundation Degree on points - not claimed it as such, as when time and money allows want to top it up to full degree. But its handy for working round school hours.

    At the moment the fees are unbelievable - if you do 120 points £5,000 - so as u can imagine its on the I want list..... xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Just catching up, nice to see some positivity :j

    For the explorers kit - if you have one near you try and pop into an army surplus store. All very reasonably priced kit, and everything an explorer could want :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »

    When I was boy my parents did tell people the house had been in the family for generations, until they were pulled up about it. Yes, that was, shall we say, an awkward time. :o





    :rotfl:. Don't tell me they had to buy their own furniture as well :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Alex, how would your parents react if you told them that you wanted to do a family tree so that little K would know his roots ?
    I really enjoy doing family history, makes people come alive, knowing not only names, but what they did and who they were .
    Its just a bad day, Not a bad life .. :cool:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one wrote: »
    I def 2nd the OU suggestion, I studied with them for 6 yrs, and loved it, ended up with Foundation Degree on points - not claimed it as such, as when time and money allows want to top it up to full degree. But its handy for working round school hours.

    At the moment the fees are unbelievable - if you do 120 points £5,000 - so as u can imagine its on the I want list..... xx

    You should be able to get funding to complete your undergraduate studies. :)
    Just catching up, nice to see some positivity :j

    For the explorers kit - if you have one near you try and pop into an army surplus store. All very reasonably priced kit, and everything an explorer could want :)

    Thank you and yes, we have an Army surplus not too far away who sell all sorts ... I do have an old officer's uniform somewhere from a very messy New Years Eve party some years ago.:rotfl:
    gallygirl wrote: »
    :rotfl:. Don't tell me they had to buy their own furniture as well :rotfl:.

    :rotfl::o They'd be embarrassed if they thought anybody knew about that these days.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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