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This Time I'm Really Going To Do It

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  • Watty1
    Watty1 Posts: 6,923 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Was thinking about the financial independence thing yesterday and the whole idea of buying somewhere cheap to live near where one works and saving hard etc and began to wonder if I could do it backwards. Have left it way to late to do it that way, although we could rescue the situation by selling up and moving close to where Mr Watty works - but- we can hardly put the horses and dog on a balcony in Peckham (not that Peckham is cheap :rotfl:). But I did wonder if there was anyway to rescue where we are and so I did an internet search and I found my dream property in West Wales. By the sea with 10 acres and an Edwardian house too. Gorgeous.
    Mr Watty refuses to move to Wales as he has a firm belief that the local Welsh community would not accept "incoming English".
    But I did find a very interesting property in Cornwall. That had potential. To my utter surprise Mr Watty said he was so fed up with his life that Cornwall might be possible and did I want to go and see it. Farm with two small holiday rentals on site and potential for a third.
    Now not entirely sure I would upsticks to Cornwall but it has been interesting researching it :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh that *is* interesting! I've lived in this county where I currently live for over 30 years, and my sister is only 10 miles away, and I'm getting on a bit, but .... I do wonder.
    2023: the year I get to buy a car
  • Morning Watty1

    How exciting:j , Sounds fab, You just never know, things are "meant" to be.

    I remember watching a programme about a couple, who weren't even looking for property, saw an old derelict house in France, showed to her husband who said "We're having that" She said "Me wants it" :) Upped sticks to France.

    I find some of my more interesting thoughts just "pop" into my head and before you know it, things are moving along by express. Sending Good vibes that it's perfect for you both.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Watty, with everything I do if something happens or an idea comes into my head that I hadn't planned that gets me interested/excited I investigate it. I am a firm believer in things happening or ideas presenting themselves when they are most appreciated.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • greent
    greent Posts: 10,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh - I love random thoughts which are then picked up as an actual possibility by someone else :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Buying a btl started off as a random thought, ended up retiring early on the income from four so I'm all in favour :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Watty1 wrote: »
    But I did find a very interesting property in Cornwall. That had potential. To my utter surprise Mr Watty said he was so fed up with his life that Cornwall might be possible and did I want to go and see it. Farm with two small holiday rentals on site and potential for a third.
    Now not entirely sure I would upsticks to Cornwall but it has been interesting researching it :)

    Ooh, exciting. Wales was our plan until it got derailed by politics...so pretty there.

    Would Mr Watty continue to work in London? Our plan is to continue to work London-based jobs from far away from London, which would give us the best of both worlds re: income and low cost of living. I'm hoping that within 5ish years we'd be in a position to not "need" to work our jobs anymore, though we'd likely keep doing it for another 20ish years due to love of it.
  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
    edited 11 February 2017 at 5:59PM
    Cornwall sounds exciting and a perfect set up, definitely worth investigating. I think the best ideas come from random thought processes!
  • Watty that is very exciting! Re. West Wales, that is where we plan to move to once the kids have flown the nest. DH family have a home there, and we have always been welcomed by the locals with open arms.

    Keep us posted please xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Watty1
    Watty1 Posts: 6,923 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Watty that is very exciting! Re. West Wales, that is where we plan to move to once the kids have flown the nest. DH family have a home there, and we have always been welcomed by the locals with open arms.

    Keep us posted please xx



    Well the Welsh house was my dream home. Everything I would want, Edwardian, lots of lovely land, ancient stone path to the sea, sea views from the front, pony views from the back. And the house "looked" like I would love a house to look. But it would not buy independence totally.
    So whilst I think the Welsh would be lovely I just let Mr Watty away with his comments.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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