📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt, get ready to kiss your @$$ goodbye!

13536384041107

Comments

  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Haha!! Love this little guy! This is me aiming at the debt mountain! big-machine-gun.gif
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    edited 8 October 2013 at 8:47PM
    Loving Mr Smiley so much!!!

    big-machine-gun.gif... DEBT


    And this feels about right - nothing happening to the debt!!! I realize I have taken a chunk out of it in truth but it just feels like I haven't!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • You have taken almost £1000 a month off your debt, thats amazing!!!

    Well done the hubby on his second job interview.. Is he fully on board with the debt busting too? Has he got debt thats not on your signature or you both just doing the debt busting together?

    xx
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • HOK3Y wrote: »
    Loving Mr Smiley so much!!!

    big-machine-gun.gif... DEBT


    And this feels about right - nothing happening to the debt!!! I realize I have taken a chunk out of it in truth but it just feels like I haven't!


    You have also gotten rid of one debt completely!!
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    You are right TTGU!! And I do know it. I guess it's that day to day feeling between paydays when you are doing everything you can but not getting anywhere! Well, I am counting down to my next payday.....8 days as of today. Cannot blooming wait! I have a chunk of change assigned to the CC although any extra I can make this month will be warmly welcomed as it seems I may have cut things a little too fine. The car needs some work and I have no idea how much it will be - I hadn't budgeted for this. :( Also, my son's birthday is next month and I know what I want to get for him but magically forgot to budget for this also. No problem, this just means I need to make more money......and I will! Calling HMRC this morning about my overpaid tax and hoping I can get it back! Frankly, I refuse to let anything defer the debt blasting!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Sitting here and feeling thankful that I DID at least make a budget allowance for Christmas!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Hmmmmm......think I'm going to print off a month of bank statement and do a spending analysis......think I'm gonna enjoy this! :)
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Get in!!!! HMRC are issuing an updated tax code with tax paid to date to my employer which means a rather chunky £100+ will be mine in my November pay packet!!! Yeah!
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • HOK3Y
    HOK3Y Posts: 1,667 Forumite
    Debt-free and Proud!
    Looks to me like it should be in the region of £160......that's DS's birthday sorted plus some extra pennies too! Happy HOK3Y!

    Hmmm, what else can I do?! :)
    Credit Card Freedom gained 14 Feb 2014!!
    Total Debt Freedom gained 29 Apr 2014!!
    Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!
    Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j
  • HOK3Y wrote: »
    Loving Mr Smiley so much!!!

    big-machine-gun.gif... DEBT


    And this feels about right - nothing happening to the debt!!! I realize I have taken a chunk out of it in truth but it just feels like I haven't!

    So really it's more like..... haha

    big-machine-gun.gif... )EBT
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt
    - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.