September's Step-Up!!!

Mrs_Toast

Please can I join again? I really need to make up for a bad August.

The exercise should be easy for me as I need to loose my baby weight. No alcohol is no problem as I have no money for it :rotfl:

Off to write out a budget for the month

hohohonathansmam

Hiyas, can I be added to but I do have a hen night and a wedding this month so won't manage the no booze for those night but 28 others easy !

NinjaSavingKat

:jWelcome to so many newbies. :j

I want you to stay close and post often. Tell us why you are here - what are your current money woes??

Those who need to celebrate marathon achievements, new babies, epic muddy challenges and hend-do's I will accept a few drinks here and there but a positively hard crack down will be expected on all other days...

.......does that sound fair?? :T

Siouxsie32

lotti379 wrote: »

Ooh another runner!

My only problem with the notebook in the handbag is I always feel it is logical to stop in a coffee shop to update it...

I always collect receipts and update my geeky spreadsheet every night. I ask for receipts for everything and if there's something that I spend on and can't get a receipt for (vending machine? market stall?), I make a note of it on my phone and update the spreadsheet using that. I'm so geeky, once the spreadsheet's updated, I then check it against how much money is actually in my purse. They always match I've been doing it for so long that I don't know if it's awkward or not, but if you try it, it will become second nature.

Oh, and talking of running, permission is granted for a mass kick up the a$$ if I don't start running! I have the app, I have the shoes, I have two days left to find the will!

ladymay

Hello!

Only 2 days to go!

I'm glad there are a couple of runners on here, used to run most days but I've gotten out of the habit.

In answer to ninjasavingkat's question, I think a specific set of goals for a month will really help me with my budgeting and financial goals. In the past year I've managed to knock off 8 years off my DFD, but I want it sooner than March 2019!! I got my first credit the week after I turned 18, and I want to be debt free for the first time in my adult life!

MagicLily

Count me in please.
Have to get rid of £14,000, on credit cards :eek: and lose 1 stone in weight. :j

pennies_from_Heaven

Count me in please! I could do with a challenge.
Will try hard on the no alcohol thing, but have two big birthdays to attend so it will not happen then

Will go and update sig......

Moneymash

I'm back in....I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budget,I must stick to a food budgetx108

Calling14

My food budget is £120. Slightly higher than yrs Kat but my cupboards are bare. Dog food running low as well. Last night of drinking tonight folks we are all made but we will be fitter, healthier and weather people.

Bublin1

I know I've already posted but I'm all prepared.

Budget updated.
Opened a new a/c for spending only
Written down my savings goals.

What is even better is that my dd starts school on 4th September. This means no more £700 nursery bills - wooooo hoooo. I still have no idea if i'll get any ctc - but my wages will cover the much lower childcare costs.