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September's Step-Up!!!
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sfd2
Total debt - £16,687.86 approx. - Paid so far - £13,156.30 - £350. a month to DMP - DFD 17/01/2019 But I WILL make it sooner!!0 -
Trying to organise budgets for the month but keep getting distracted! Anyway so far:
DIESEL 0/180 (52 mile round trip to & from work) plus taxi service to kids
SFD 1/18
FOOD 36.16/200
Don't drink so no problem with this one
FOOD BANK 0/3
WORK LUNCHES 0/20 (not back til Wed)0 -
Just checking in for the day.
I have petrol spends to report £40.00 and £3.00 for milk and packed lunch for tomorrow. We will be doing our shopping tomorrow I am hoping to get a weeks worth for under £62.00.Total DebtLoan [STRIKE]£2500[/STRIKE]£2284.97
[STRIKE]£10350[/STRIKE]£9734.97
[STRIKE]Wonga £400[/STRIKE], CC1 £200, CC2 £250, Loan £5500, Overdraft £1500
September step up challenge (no 54) Food £81/£250, Petrol £80/£400, Entertainment £0/£200 -
SFD: 2/18 :j
AFD: 2/28
lunch: 2/21
:footie::footie:: 0/12
Food: 0/€100
Dogs: 0/€80
Beauty: 0/€10
Food bank: 0/€3 (gotta think about this - no food banks in Ireland)
Social: 0/€100
Sorry for not updating yesterday but I forgot I'd signed up (think the fear put it out of me head!!)0 -
think I just made my check in for today lol!!! 23.58
had to spend a bit today,
£10 elec
£20 petrol
and some groceries!
in other major news my mum bought me a car whoop whoop!!!! mines about to collapse in a heap on the street and I wont have enough seats in it anyway once no4 makes an appearance in jan lol!!! so that has saved a huge amount of worry and moneySeptember shopping budget £325/£146.44 (uh ohhh ) :rotfl:this didn't include 2 new car seats at £50!
Petrol budget £150/£120:eek:
18 SFD's (1 down)
School money - £93.73so much for "free" education!
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Huge congrats Thriftylass!! Stay as calm as possible wont you..it's exhausting being pregnant with a toddler!
Another SFD!! Whoop whoop!! Off to update the signature. Plus no wine..buts it's only the 2nd so hardly something to celebrate just yet!!
XMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Day 2 Update (belated)
Food: £0/£150. Planning 3 L1dl trips - weekly -plus the odd one to big T for things I can't get in my fave Lids.
Fuel: £74.50/£225 MASSIVE this month! Double last month. Lots of pre planned trips this month and driving.
Septembers trips/big outgoing: £552.10/£860.
Cash generating aims: £0/£400
SFDs 2/18Debt at LBM June 2013- £31,300
Debt July 2014- £16,736
[STRIKE]1 HP, 5 4 3 2[/STRIKE] 1 CC & 2 loans
DFD: March 2017
Sealed Pot ~£90
DFW Diary: "A diary of plans, lists, goals & challenges"0 -
just checking in for last night.
yesterday was a NSD so nothing spent in any category.
did some baking for some snacks, had planned to go to shop to buy eggs but decided to manage with out. made biscuits and jam tarts that sidnt need eggs.
finished of meal planning
then spent evening sewing name tags in school uniform ready for wed and going through box of pencils etc to make up a pencil case full of bits to save buying new(used to just go out and buy all new hence why i have a huge box of stuff, but no more we will re- use)
last day of holidays so i think we will just be relaxing have a good day every oneYou can if you think you can .0 -
mountainmum wrote: »in other major news my mum bought me a car whoop whoop!!!! mines about to collapse in a heap on the street and I wont have enough seats in it anyway once no4 makes an appearance in jan lol!!! so that has saved a huge amount of worry and money
Oh how lovely! Great news!
In my news, I spent £27.85 in the co-op yesterday, taking my food total to £33.95/£100
Treats were the 2 for £3 blocks of cheese (I did have cheese on the list, but not two different types) and proper coffee as Mr L bought me a mini-cafetiere for my birthday - I am currently having mega tasty porridge and fresh, delicious coffee.
Had a delicious supper after my run - wholewheat pasta, sliced warm beetroot (from my mama's garden), kale, cannelini beans, garlic and a sprinkling of caerphilly. And I have two portions left for lunches!
SFDs 1/18“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150 -
Morning!
Thanks for the answer Kat that helps a lot!
Had a great day yesterday. Shop with voucher came to £26.65. Kiddies and hubby have been told from now on main shop is on a Monday and I will ONLY be buying milk, fruit and veg as a top up. If they eat an entire pack of cereal in 2 days (yes really!!) they will have porridge or toast until the next week ~ I wonder how long it will take for them to realise I mean it?!
Money also taken out for travel, hair and school dinners.
Yesterday I made soup, fruit loaf and cooked a gammon for tea. The remainders of that will fill sandwiches (rather than buying ham seperately) and probably do another dinner.
Popping out to get DS2 hair cut today before he starts school tomorrow, but mainly planning to blitz the house so should be a sfd. Might also make some chocolate orange muffins but I'll see how time goes.
Have donated to the Trussell fund via text as I can't find any food donations nearby (thanks whoever posted the details!)
Realised I hadn't posted about my dfd. At the moment it should now be sometime in 2016, BUT if I work hard and save hard I could potentially bring it forward to Sept 2015. Really hoping I can stay focused and make it then. DS2 will be starting senior school in 2015, I should of finished training and it means I can look for work and the money will be mine ~ not someone else's!
Have a great day everyone!0
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