We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
I don't need another skinny Latte
Options
Comments
-
Good going on the NSDs.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
-
Yey, got everything on my list done today. Feeling much more focused now :T
Quite a spendy day - £50.81 that included
£2 to son for snacks when he was out. I haven't seen him since lunch time!
£2 car parking - cheapest in York
£2 to hoover car at garage - yes I could use my own hoover but the garage one is about 50 times better
£19.42 in Aldi
£11.40 in Costa with DD :eek:
£9.99 on bike puncture repair gunk incase we get punctures tomorrow. You just squirt it in the tyre, better that trying to repair it on the side of the road
£4 bag of spuds from the farm shop
It was good quality time with DD so worth the money, and later I took her out driving.
Tea was sausage casserole with yellow sticker 19p sausages out of the freezer.
I have decided to go on the camping weekend. I don't have many friends and need a social life, it's not money wasted on tat I don't need, but on doing outdoor stuff with a cool group of people. I suppose I should add the £30 deposit paid to the above making my spends to day £80.81. However, I do now have to find another £20 to pay the rent this month without raiding the Xmas pressy fund.
Tomorrows tea is in the oven, pork shoulder from Aldi £2.89 which I'm cooking slowly with a rub of half salt, dark brown sugar and paprika. I think next time though I'll do 2 together and freeze one as it does take a long time in the oven.
Jobs for tomorrow- [STRIKE]Cut grass[/STRIKE]
- [STRIKE]Don't get lost on my group cycle ride[/STRIKE]
- [STRIKE]Make a video[/STRIKE]
- [STRIKE]Put clothes away[/STRIKE]
- [STRIKE]Blitz kitchen[/STRIKE]
- Find out what bro wants for his birthday
- [STRIKE]Stock take the Xmas drawer and make a Christmas list[/STRIKE]
- Set up another DD for Halifax rewards
Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Been browsing the forums today and thought it would be fun to add some photo's to my blog.
Here's the result of asking my son to hang out the washing for me, I think he stood at the back door and threw it :rotfl:Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Hi Skinnylatte
Have read through your thread and what an entertaining read it was. Sorry that you've had some motivation issues lately but if you read back through your diary you see you've certainly come a long way.
Love your photo! Wouldn't let him loose on the ironing though!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Thanks Seasidegal58 that's a pretty impressive dent you've made in your debts, well done. :T
Today was an unexpected no spend day, wayhey. Plus I got through almost all my list, (although credit to DS for mowing the lawn) and some extra stuff too. :A
The pulled pork I did yesterday was super delicious, and not only did tea tonight, but a couple of sarnies and my lunch tomorrow.
I made the dregs of last weeks fruit bowl into an apple and satsuma crumble, it looks pretty but I haven't actually tasted it yet :drool:
The bike ride went really well, totally enjoyed it and made at least 1 new friend hopefully. We're going again next week, and will be trying for 30 miles.
My best pal dropped by for coffee too and we had a good natter and a catch up.- Spends: £0 :dance:
- Remaining dosh till payday: £485.72
- Extra Cash raised: £0
- Miles cycled: 20.5
I hope you had a frugal and fun weekend xxxPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
This morning I got into work having been away last week, and casually opened up my diary only to find I was supposed to be on a training course 12 miles away in the city centre, Whoops, :eek: I had 29 minutes to hotfoot it over, park and find the venue with seconds to spare
Spent £6.14 in Aldi and £25 to DS for a new training jacket for football.
To balance it out I had a lovely affiliate payout of £93.11, and I sold my old phone for £62.50 less the large ebay fees, so a good day in all. I've paid £95 off MBNA and will keep the rest for the £20 rent shortfall and catching up with my brother this weekend.
I saw slow cookers in Aldi for £12.99 today - I was tempted, but I'm going to think about it, no rash purchases for me. :A I wonder if my bro would like a slow cooker for his birthday?!!
DS wants to join a gym, oh boy. £22 a month. Considering 2 years ago he was obese, having shot up and lost 2 stone he's a pretty fit looking young man now. Some of his friends go, and to be honest I think I'm going to shell out for it, I can think of much worse things he could be doing of an evening!
It's not about not spending money, it's about value for the money that I do spend. Do I think £5.07 a week for DS to get fit at the gym and socialise with his pals is good value for money, well yes I do actually. Certainly better value than a skinnnylatte and a sticky bun.
Do I think £40 a month for the gardener is good value for money, yes I do. Every time I pull in the drive I feel relief and think 'doesn't the garden look nice' rather than, 'my god what a mess, what must the neighbors be thinking'. The jury's out on the cleaner though
Tea was the last of the pulled pork, crikey that went a long way, and the satsuma crumble which was lovely- Spends: £31.14
- Remaining dosh till payday: £442.40
- Extra Cash raised: £149.36
- Exercise: Enthusiastic stretches :rotfl:
Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
I really am feeling back to where I was in the spring, and that's a good thing, things that changed in the spring
- I started the whole drive debacle
- I started dating again
- The palpitations began and I went on to beta blockers
Could be the dating, and I'm off that now
Also could be the drive thing, the new chap started this week and is making a great job, hoping to be finished this week:T
What ever has changed I'm glad of it.
I went to a meditation class tonight, I bought a block of 4 earlier in the year and only used 1 so no spends there Went to Aldi and eyed up the slow cookers again.- Spends: £4.02 which included a cooked breakfast, new cheese grater, 6 pints of milk and a packet of paracetamol. Value for money ticked!
- Remaining dosh till payday: £426.26
- Extra Cash raised: 0
- Exercise: Vigorous meditation
Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
A pretty good day, I had to go to London today so took the train. 28 miles to the station and back as apposed to 90 miles to the office and back.
The only spend today was 30p to go to the loo at KingsX :mad:- Spends: 20p
- Remaining dosh till payday: £426.26
- Extra Cash raised: 0
- Exercise: Carrying 6kg of dried pulses across London
Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Well what a day...
The ill fated drive was finally finished today, and how good it looked too. It only took 4 days in the end and he knocked off £237 :j what a lovely man, I've put this back in my emergency fund which I raided when I put the money aside to pay him.
When I went into the bank to get his money out, the lady said they had an offer on and I could switch my current account to one that pays 5% interest, how could I resist...
I also worked from home today so saved £10 fuel. Most of the food was left overs, went blackberry picking and was given a bag of green beans and courgettes.
Total spend today was £3.75 on fruit, as DS eats LOADS of it.- Spends: £3.75 Aldi
- Remaining dosh till payday: £426.26, and I get paid next Friday, no idea how I've managed that :A
- Extra Cash raised: £237 :cool:
- Exercise: Walking with my pal to pick blackberries
I wonder what tomorrow will bring.....Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Just catching up and things are going well for you. So pleased your drive is done and at less money too.
I think the gymn for DS is great value for money, a safe place to be with his friends and good for his health as well - I'd defo agree to that if mine asked me. He won't, he's married to his laptop still :rotfl:
Ooh are you going to make anything with the blackberries? I was given a bag of plums today, they are so sweet and way too many to eat before they go off, so thinking a plum crumble or 2 for the freezer. Just go to find out how to stew them first though :rotfl:
You sound in a good space now. Excellent news :TBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards