August's Almighty Advance

abundant1972

Morning everyone!!!

Buffy - thanks for the cheerleading!!! Much appreciated!

Lily - hang in there!!! Am right with you! £1.20 + change in coin banks ha ha!!! Ooops - found 20p yesterday - up that to £1.40.

Leaving the wallets at home today (yes I have 2 in action now thanks Siouxsie ha ha!!!) so should be another SFD.

Happy Birthday

:bdaycake:

Karmachi!!!

Hope you have a wonderful day!!!

Have a good one!

NinjaSavingKat

Morning all... I am alive and well today! Well almost. Off to work today with the last days juices... whats on my TV when I switch it on this morning.. the food network.."Unique Sweets" about donuts and ice-cream..lol!

So others having issues with MSE. I am to. Can't seem to use "go advanced" so forgive my lack of emicons..lol!

Nowt to report really today although another SFD yesterday I can't update them...about 7/20 right now. Today won't be. I want to cook something GOOOOOD for work tomorrow!!

Right perhaps more tonight from work....#groananotherlateshift...

Onwards!!!

parsniphead

Still struggling logging onto internet:eek:


NSD's - 7/20

Food/Toiletries/etc- 65.53/110

Diesel - 73.97/85

Charity/Food bank - 0/3

Planned spends - 4.80/30

Beauty spends - none planned this month. Nothing needed.

lilian1977

Siouxsie32 wrote: »

I've even run out of chickpeas and tinned tomatoes!! Where are those £3 off £20 Sainsbury vouchers when I need them?!!

3 tins for £1 at Tesco on both:

Chick peas: http://www.tesco.com/groceries/Product/Details/?id=267141268

Tomatoes: http://www.tesco.com/groceries/Product/Details/?id=267141579

These were 4 for £1 a couple of weeks ago - thieves! :eek: :rotfl:

NinjaSavingKat

Lillian at home my mum says certain productsgo up on Sundays (bread or milk) and back down in price on Mondays. How cheeky is that. Clearly cashing in on people stocking up at the weekends prior to the week starting!!!

his_missus

Quick check in on my break.

Hubby paid for the cinema last night so I have £7.01 in my purse still

However... spent £21 on pet supplies today and £24 on holiday toiletries (to be refunded from holiday savings) at lunchtime.

Tomorrow is payday, finances already planned, another tight month as we're trying to save for holiday spends (4 weeks to go!) Hubby ha also started a finance excel sheet, he's finally realised mine does help us realise where money goes/needs to go, yay!

karmachilovething

abundant1972 wrote: »

Happy Birthday

:bdaycake:

Karmachi!!!

Hope you have a wonderful day!!!

Have a good one!

Thanks Abundant! I am celebrating with . . . a SFD! :beer:

Seriously! I was about to use a voucher I'd been sent by an online retailer to buy a new top as a "birthday treat," but then I realised that
a) I don't NEED a new top
b) What I'd spend would be more than I'd save using the voucher
c) It is more of a treat to myself to keep my money than give it away! (besides the fact that actually I'll be giving it to B4rclays for my overdraft, but that's by the by)

Massive MSE thinking breakthrough! I must be getting mature or something :rotfl:

NinjaSavingKat

A massive Happy Birthday to KarmaChiLoveThing!!! So proud your day is MSE orientated...lol!!!:T:T:T

wannabee_in_credit

Hi all,

Well I managed to bank another sfd yesterday, but today is most definitely not. I've spent £9 on dd's haircut this morning, and am still waiting to hear about the car. It's been in the garage since 8.30 so I'm not hopeful for a cheap escape today. If it's under £200 I shall consider myself lucky.

Cash is starting to look tight this month. I've sorted through and inventoried all of the food cupboards so I know what we have and what we need. And I'm onto all the mega cheap ways of saving money and free NT days out.

DD has a friend staying tonight. Cheap tea and cheap entertainment ahoy. I just wish she'd be a bit more generous about letting her little brother play sometimes.

Have a good one people...:D

Dan13l

A spendy spendy day yesterday unfortunately but was worth it for the hard graft that was done, removing ceilings are a fun way to spend your day

Today is a NSD at present and will try to delay any expense until tomorrow where shopping, fuel and other things are required.

As well as a potential sale of a van brought under false pretenses from a friend means Loan 1 could soon be a thing of the past happy days if sale turns out to be true

Also set up OP on Mortgage 2 of £10 and according to MSE OP Calculator it will save me £3,899 on interest alone and also cut down repayment term by 1 year and 5 months. All things are looking up.

Not much else to report other than tons of re-decoration work will be done at the end of this month/early September.

Can someone clarify, if Direct Debit's leave my account on any day, do we claim that as an expense on the day or is it purely money you have gone out of your way to spend, i.e. cash from wallet/on c.c.?

Keep at it everyone