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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • Liamo3 said:
    Kambucha said:
    Meeeee!! Has anyone applied to Natwest recently? Any idea of timescales and processes etc? AIP and full application through our broker on Friday. Hard search showing on credit report from Friday too
    Any update on this ?
    Hiiiiii, valuation is being done today, natwest requested our payslips yesterday which our broker submitted the same day. Still no idea if it's been approved, the anxiety is unreal. Haven't had anymore searches. 
    I'm in this position. Valuation done yesterday no other requests for info as of yet. App went in on the 11th. Hard search on the 12th and another follow up soft search on the 18th. Told on the 16th it was assessed by underwriting team and and needed review by underwriting manager due to self employed status which is standard. Could do with hearing some info today.
    Oh god I don't think I can wait that long 😂 it's all very stressful isn't it haha
  • hbrad01
    hbrad01 Posts: 12 Forumite
    Name Dropper First Post
    Mine is through nationwide 

    App went in: 18/3
    Then covid hit
    Valuation: 19/6

    Now I wait... so impatient- anyone had a nationwide offer recently- quite scared ha 
  • FTB2020LDN
    FTB2020LDN Posts: 23 Forumite
    10 Posts
    Our valuation is with Barclays today. Application went in two weeks ago. Hopefully not too long to wait after the valuation but who knows!
  • Liamo3
    Liamo3 Posts: 36 Forumite
    10 Posts
    Liamo3 said:
    Kambucha said:
    Meeeee!! Has anyone applied to Natwest recently? Any idea of timescales and processes etc? AIP and full application through our broker on Friday. Hard search showing on credit report from Friday too
    Any update on this ?
    Hiiiiii, valuation is being done today, natwest requested our payslips yesterday which our broker submitted the same day. Still no idea if it's been approved, the anxiety is unreal. Haven't had anymore searches. 
    I'm in this position. Valuation done yesterday no other requests for info as of yet. App went in on the 11th. Hard search on the 12th and another follow up soft search on the 18th. Told on the 16th it was assessed by underwriting team and and needed review by underwriting manager due to self employed status which is standard. Could do with hearing some info today.
    Oh god I don't think I can wait that long 😂 it's all very stressful isn't it haha
    Just had BM back saying because of covid there are new processes in place for self employed making the overall process that bit longer so still waiting for news.
  • Kambucha
    Kambucha Posts: 16 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Liamo3 said:
    Kambucha said:
    Meeeee!! Has anyone applied to Natwest recently? Any idea of timescales and processes etc? AIP and full application through our broker on Friday. Hard search showing on credit report from Friday too
    Any update on this ?
    Hiiiiii, valuation is being done today, natwest requested our payslips yesterday which our broker submitted the same day. Still no idea if it's been approved, the anxiety is unreal. Haven't had anymore searches. 
    I'm in this position. Valuation done yesterday no other requests for info as of yet. App went in on the 11th. Hard search on the 12th and another follow up soft search on the 18th. Told on the 16th it was assessed by underwriting team and and needed review by underwriting manager due to self employed status which is standard. Could do with hearing some info today.
    Oh god I don't think I can wait that long 😂 it's all very stressful isn't it haha
    I found out the Natwest Service Levels:
    Apparently new mortgages (via broker) are taking 30 days to process
  • Kambucha
    Kambucha Posts: 16 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Here is my situation:
    Valuation done on 3rd June 2020 and currently awaiting decision
  • Kambucha said:
    Liamo3 said:
    Kambucha said:
    Meeeee!! Has anyone applied to Natwest recently? Any idea of timescales and processes etc? AIP and full application through our broker on Friday. Hard search showing on credit report from Friday too
    Any update on this ?
    Hiiiiii, valuation is being done today, natwest requested our payslips yesterday which our broker submitted the same day. Still no idea if it's been approved, the anxiety is unreal. Haven't had anymore searches. 
    I'm in this position. Valuation done yesterday no other requests for info as of yet. App went in on the 11th. Hard search on the 12th and another follow up soft search on the 18th. Told on the 16th it was assessed by underwriting team and and needed review by underwriting manager due to self employed status which is standard. Could do with hearing some info today.
    Oh god I don't think I can wait that long 😂 it's all very stressful isn't it haha
    I found out the Natwest Service Levels:
    Apparently new mortgages (via broker) are taking 30 days to process
    Where did you see that? My friend has had hers in a week. 
  • Kambucha
    Kambucha Posts: 16 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Kambucha said:
    Liamo3 said:
    Kambucha said:
    Meeeee!! Has anyone applied to Natwest recently? Any idea of timescales and processes etc? AIP and full application through our broker on Friday. Hard search showing on credit report from Friday too
    Any update on this ?
    Hiiiiii, valuation is being done today, natwest requested our payslips yesterday which our broker submitted the same day. Still no idea if it's been approved, the anxiety is unreal. Haven't had anymore searches. 
    I'm in this position. Valuation done yesterday no other requests for info as of yet. App went in on the 11th. Hard search on the 12th and another follow up soft search on the 18th. Told on the 16th it was assessed by underwriting team and and needed review by underwriting manager due to self employed status which is standard. Could do with hearing some info today.
    Oh god I don't think I can wait that long 😂 it's all very stressful isn't it haha
    I found out the Natwest Service Levels:
    Apparently new mortgages (via broker) are taking 30 days to process
    Where did you see that? My friend has had hers in a week. 
    As I am a new member, I can't post links up but if you google natwest mortgage service levels, it should be the first link
  • Kambucha said:
    Kambucha said:
    Liamo3 said:
    Kambucha said:
    Meeeee!! Has anyone applied to Natwest recently? Any idea of timescales and processes etc? AIP and full application through our broker on Friday. Hard search showing on credit report from Friday too
    Any update on this ?
    Hiiiiii, valuation is being done today, natwest requested our payslips yesterday which our broker submitted the same day. Still no idea if it's been approved, the anxiety is unreal. Haven't had anymore searches. 
    I'm in this position. Valuation done yesterday no other requests for info as of yet. App went in on the 11th. Hard search on the 12th and another follow up soft search on the 18th. Told on the 16th it was assessed by underwriting team and and needed review by underwriting manager due to self employed status which is standard. Could do with hearing some info today.
    Oh god I don't think I can wait that long 😂 it's all very stressful isn't it haha
    I found out the Natwest Service Levels:
    Apparently new mortgages (via broker) are taking 30 days to process
    Where did you see that? My friend has had hers in a week. 
    As I am a new member, I can't post links up but if you google natwest mortgage service levels, it should be the first link
    Thank you, hopefully won't be that long, I guess the self employed applications are prolonging the average. My non self employed friend had her offer on the 6th working day so fingers crossed! 
  • Hannimal
    Hannimal Posts: 960 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Has anyone recently gotten one on 90% LTV?
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