Anyone want to join me? Awaiting Mortgage decision...

KatieRose2021

Had such a good day today... we have a mortgage offer.. should be with us at the end of this week :beer:

Also when I got home we recieved our homebuyers survey back - no problems! And solicitors searches are back

Signed and returned draft contracts last week.

no idea whats happening now... need a date. As the seller isnt buying anything and we are first time buyers shouldnt be exchange soon?!!

kingstreet

KatieRose2021 wrote: »

As the seller isnt buying anything and we are first time buyers shouldnt be exchange soon?!!

Only when you have a completion date on which everyone is agreed.

KatieRose2021

kingstreet wrote: »

Only when you have a completion date on which everyone is agreed.

We asked the seller at the weekend and she said she thought it would be soon... she doesn't mind when because she has to sell her business as shes moving abroad.

Im thinking mid march? Reckon thats do-able?

pcd87

pcd87 wrote: »

07/02/14 - offer verbally accepted
10/02/14 - written offer sent
11/02/14 - we are taking the documents to our broker so full application going in tomorrow!! aahhhh

14/02/14 - approved subject to payslips and refresher home report
17/02/14 - mortgage offer issued

YAYYYY quite a quick process

JennGa

pcd87 wrote: »

14/02/14 - approved subject to payslips and refresher home report
17/02/14 - mortgage offer issued

YAYYYY quite a quick process

Congrats! So quick I am vert jealous!

PheoUK

Still waiting :-(

gazfocus

I do feel awful for all of you still waiting for decisions on the mortgage.

There was exactly a week between submitting our full application and getting the offer in the post, however, the last house I bought, it took around 5 weeks from application to offer because the building society kept asking for things they had already been sent.

JennGa

gazfocus wrote: »

I do feel awful for all of you still waiting for decisions on the mortgage.

There was exactly a week between submitting our full application and getting the offer in the post, however, the last house I bought, it took around 5 weeks from application to offer because the building society kept asking for things they had already been sent.

It's been a week now, heard nothing from broker. I am not a patient person!

sdl1503

Still waiting too
Should've known better than using Abbey/Santander!

JennGa

My solicitor said they are being quick at the moment, conflicting information
We went with them because they could give us the best rate and weren't bothered that I have 2 months left on my job probation