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Anyone want to join me? Awaiting Mortgage decision...
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Had such a good day today... we have a mortgage offer.. should be with us at the end of this week :beer:
Also when I got home we recieved our homebuyers survey back - no problems! And solicitors searches are back
Signed and returned draft contracts last week.
no idea whats happening now... need a date. As the seller isnt buying anything and we are first time buyers shouldnt be exchange soon?!!0 -
KatieRose2021 wrote: »As the seller isnt buying anything and we are first time buyers shouldnt be exchange soon?!!I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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kingstreet wrote: »Only when you have a completion date on which everyone is agreed.
We asked the seller at the weekend and she said she thought it would be soon... she doesn't mind when because she has to sell her business as shes moving abroad.
Im thinking mid march? Reckon thats do-able?0 -
07/02/14 - offer verbally accepted
10/02/14 - written offer sent
11/02/14 - we are taking the documents to our broker so full application going in tomorrow!! aahhhh
14/02/14 - approved subject to payslips and refresher home report
17/02/14 - mortgage offer issued
YAYYYYquite a quick process
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Still waiting :-(0
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I do feel awful for all of you still waiting for decisions on the mortgage.
There was exactly a week between submitting our full application and getting the offer in the post, however, the last house I bought, it took around 5 weeks from application to offer because the building society kept asking for things they had already been sent.0 -
I do feel awful for all of you still waiting for decisions on the mortgage.
There was exactly a week between submitting our full application and getting the offer in the post, however, the last house I bought, it took around 5 weeks from application to offer because the building society kept asking for things they had already been sent.
It's been a week now, heard nothing from broker. I am not a patient person!0 -
Still waiting too
Should've known better than using Abbey/Santander!0 -
My solicitor said they are being quick at the moment, conflicting information
We went with them because they could give us the best rate and weren't bothered that I have 2 months left on my job probation0
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