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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • yelaro
    yelaro Posts: 31 Forumite
    10 Posts Name Dropper
    Arrghhh! I chased today and it’s going to be another 5-10 working days!!! 
  • TWIGLET1234
    TWIGLET1234 Posts: 160 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    My application went in on 28 May and my broker and I were  hoping for approval subject to valuation today.... BUT, more questions! Aaaarrrhhh! I now won’t hear anything until probably Monday which will be 3 and a half weeks. 
  • qln7676
    qln7676 Posts: 26 Forumite
    10 Posts Name Dropper
    edited 16 June 2020 at 5:39PM
    Congrats!!!! Thanks for sharing the good news...I was thinking about giving up on Barclays earlier but you made me want to wait a little bit longer. 

    Finally got my valuation done in the morning (today), hopefully I can have some of your luck and receive my offer in the next 24 hours.
  • kasqueak
    kasqueak Posts: 326 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Lorenzo94 said:
    kasqueak said:
    Halifax approved ours today! Hooray! Can breathe again now. They ended up doing a desktop valuation rather than a physical one. 
    How long after the evaluation did you get the offer?
    Same day :smile:
  • kasqueak
    kasqueak Posts: 326 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    It’s such a nail biting wait for the approval isn’t it! 
  • Sam7860
    Sam7860 Posts: 5 Forumite
    Name Dropper First Post
    I am hoping to have the offer tomorrow another day wasted!! 
  • Lorenzo94
    Lorenzo94 Posts: 141 Forumite
    Third Anniversary 100 Posts Name Dropper
    kasqueak said:
    Lorenzo94 said:
    kasqueak said:
    Halifax approved ours today! Hooray! Can breathe again now. They ended up doing a desktop valuation rather than a physical one. 
    How long after the evaluation did you get the offer?
    Same day :smile:
    My evaluation is tomorrow! I hope they will issue the offer tomorrow as well as I can't wait anymore haha
  • Jjamie
    Jjamie Posts: 76 Forumite
    10 Posts First Anniversary
    I’m waiting on a valuation! Nervous 
  • toriade
    toriade Posts: 20 Forumite
    Third Anniversary 10 Posts Name Dropper
    Newbie here - its been a long drawn process, thanks to COVID

    Mar 17 - New build viewed and reserved 
    Mar 19 - Mortgage approved subject to valuation
    Mar 23 - Enters lockdown, physical valuation required
    May 22 - Pulled out from purchase due to "fleecehold"
    May 27 - Reserved on another newbuild
    May 28 - Existing mortgage application updated with new property
    Jun 2 - Lender requests for latest payslips 
    Jun 4 - New Mortgage approved subject to valuation, valuation instructed
    Valuation scheduled for July 8. *** Thats forever  ***
     Anyone applied with Santander recently?
  • Sam7860
    Sam7860 Posts: 5 Forumite
    Name Dropper First Post
    @toriade santander are really taking ages for everything. I think there very short staffed. We have been approved subject to valuation since 29th may valuation done on last monday and we have been told offer should of come today, still no offer yet. 
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