Anyone want to join me? Awaiting Mortgage decision...

obay

We're doing a new remortgage application with principality building society

so far:
Full Application 9th September
Valuation instructed on the 10th for the 11th
13th - Waiting from MB to come back to us if they require any more information.

CornwallFTB

CornwallFTB wrote: »

So small further update.

10th Sept - After chasing up found out that the valuation is booked for tomorrow. Hoping we get a decision by the end of the week; all this waiting is the frustrating part.

13/09 - Post Office have come back asking for more documents. I think soon they'll have more of them then I do. Also had to find a way to politely explain that yes my P60 and payslips do match, if you read the payslip correctly. Beginning to think we must have the trainee working our case.

Still waiting to hear on the valuation but know that can take a few days.

Have definitely realised that I'm even more impatient then I thought I was!

NicolaScot

Hi all,

Hope you don’t mind me joining!

AIP - 06/09
Verbal offer made and accepted - 07/09
Written offer made - 10/09
Written offer accepted - 11/09
Mortgage application made - 13/09

aye147

Hello,

Am new here,am just wondering if anyone has dealt with Masthaven bank before.we applied for remortgage with them for weeks now and i can say they have been really slow with the application. The broker told us the application has gone to the underwriter since 2 weeks ago with them just coming back asking for more document plus a solicitor that is going to deal with the transfer of equity am just wondering if this is right. we haven't receive and evaluation or offer yet but they want us to get a solicitor details to deal with this which we might be paying money upfront for.

Can anyone please advice on this if this means they are ready to offer us something or part of the process?

Thankst

LucasH

First time buyer!

05-09-18 - DIP/AIP given.
06-09-18 - Reserved new build
10-09-18 - Broker submitted barclys full application
13-09-18 - message earlier to say valuation is booked for next week

Am I safe to assume that as long as the valuation is fine, we will get an offer?

Surely they won't do the valuation before the underwriter checks.

Thanks

ritz55

aye147 wrote: »

Hello,

Am new here,am just wondering if anyone has dealt with Masthaven bank before.we applied for remortgage with them for weeks now and i can say they have been really slow with the application. The broker told us the application has gone to the underwriter since 2 weeks ago with them just coming back asking for more document plus a solicitor that is going to deal with the transfer of equity am just wondering if this is right. we haven't receive and evaluation or offer yet but they want us to get a solicitor details to deal with this which we might be paying money upfront for.

Can anyone please advice on this if this means they are ready to offer us something or part of the process?

Thankst

Would it be possible to provide your timeline for this, it will make it easier to understand at what point your currently at. Has the valuation taken place as yet?

LucasH

LucasH wrote: »

First time buyer!

05-09-18 - DIP/AIP given.
06-09-18 - Reserved new build
10-09-18 - Broker submitted barclys full application
13-09-18 - message earlier to say valuation is booked for next week

Am I safe to assume that as long as the valuation is fine, we will get an offer?

Surely they won't do the valuation before the underwriter checks.

Thanks

Spoke to Barclys Twitter account there, they said "...This means the underwriters are assessing the case and will be subject to further checks on receipt of the valuation..."

:eek: its go time now:eek:

CornwallFTB

CornwallFTB wrote: »

13/09 - Post Office have come back asking for more documents. I think soon they'll have more of them then I do. Also had to find a way to politely explain that yes my P60 and payslips do match, if you read the payslip correctly. Beginning to think we must have the trainee working our case.

Still waiting to hear on the valuation but know that can take a few days.

Have definitely realised that I'm even more impatient then I thought I was!

14/09- Got the valuation back and all okay. One more hurdle crossed!

~shoozy~

~shoozy~ wrote: »

Quick update:
25/07 DIP received from Nationwide
28/07 Reservation fee paid to builder
31/07 Full application submitted to Nationwide
01/08 Help to Buy application submitted
08/08 HTB declined due to my DIP being for more than the price of the house, therefore I can afford the house without the need for HTB.
13/08 Full application submitted to Clydesdale
14/08 Proof of deposit requested and sent
15/08 Valuation fee paid to Clydesdale
06/09 Valuation done and sent to Clydesdale
10/09 Confirmation of valuation sent to me, amounts all tie in and match what was offered

Formal offer received woohoo!

Lews100

M&S FTB -
AIP - 04/09
Full Application - 04/09
Valuation - 10/09

I'm hoping to hear back today / this week now. Who knew waiting for a decision like this could be so painful.