Anyone want to join me? Awaiting Mortgage decision...

bethwilliams95

Hi, Im a first time buyer using HTB. I just wanted to put my timescalse up. This is with Nationwide

3rd September- Mortgage applied for.
6th September- H2B Applied for.
8th September- Valuation taken place
9th September- Receipt of valuation
9th September- 2 minutes later.. text confirming mortgage offer
10th September- broker sent electronical copy of mortgage offer

,.... I got in touch with H2B today and they said we should hear about our application by the 12th

Sanne

Sanne wrote: »

Valuation received today -

30/09 full mortgage application submitted (Nationwide - already had AIP)
04/09 Text confirming valuation booked
07/09 valuation
10/09 Text confirming valuation received

And offer issued - phew!

~shoozy~

Sanne wrote: »

And offer issued - phew!

Congratulations! :beer::beer:

I just got confirmation that the valuation is what I've offered so just waiting for my offer now

CornwallFTB

CornwallFTB wrote: »

So small update on progress - hopefully

4th Sept - Chased broker for an update as getting chased by agent - they've not heard anything about booking valuation etc.
5th Sept - PO requested more payslips and raised some queries about my 2017/2018 P60 being higher then my declared income (surely better then it being lower!) Easily explained due to bonuses and a change in salary package.

Fingers crossed that will satisfy them - glad I made sure to keep all those old payslips etc now!

So small further update.

10th Sept - After chasing up found out that the valuation is booked for tomorrow. Hoping we get a decision by the end of the week; all this waiting is the frustrating part.

Sanne

~shoozy~ wrote: »

Congratulations! :beer::beer:

I just got confirmation that the valuation is what I've offered so just waiting for my offer now

Good luck!

kp93

1st time Help-to-Buy buyer here

27/08 - DIP issued by Nationwide
06/09 - Nationwide mortgage application + HTB application submitted (via Broker)
06/09 - Nationwide confirms that they've received application via text
07/09 - HTB authority to proceed received

Haven't heard anything more from Nationwide yet.

I suppose I have learn to be patient (much tougher than I thought it'd be).

Symphony101

I'm waiting on my Nationwide mortgage too, first time buyer and quite nervous! -
29/08 - DIP issued
06/09 - Mortgage application submitted
12/09 - Valuation survey

I'm keeping my fingers crossed for the survey today!

LucasH

First time buyer!

05-09-18 - DIP/AIP given.
06-09-18 - Reserved new build
10-09-18 - Broker submitted barclys full application
As of : 12-09-18 - Not heard anything

Nerves are overwhelming.

JoshyBC

06/8 Bid accepted on property (3rd time lucky, bidding war)
08/8 Broker found & Documents sent same day.
09/8 Solicitor makes contact to send documents over, sent same day.
10/8 DIP from Platform (co op)
10/8 Hard credit check carried out with experian
12/8 Documents sent to broker.
15/8 Full application made via broker and application fee payed.
17/8 Broker sends documents which Platform ask for same day.
18/8 Conveyancing carrying out searches and fee payed.

24/08 valuation instructed by lender
30/8 Told valuation taking place 5/09
3/9 All searches come back from solicitor, then advises coal mining report.
4/9 Coal mining report comes back all good. MB asks us to resend a document we sent weeks back because it is hard to read our signatures.. hmm meh.
5/9 valuation day.
10/9 enquired about how the valuation got on was told a couple of days behind on assessing them.

12/9 Mortgage Offer from Platform! PHEW! so happy :P

LucasH

JoshyBC wrote: »

06/8 Bid accepted on property (3rd time lucky, bidding war)
08/8 Broker found & Documents sent same day.
09/8 Solicitor makes contact to send documents over, sent same day.
10/8 DIP from Platform (co op)
10/8 Hard credit check carried out with experian
12/8 Documents sent to broker.
15/8 Full application made via broker and application fee payed.
17/8 Broker sends documents which Platform ask for same day.
18/8 Conveyancing carrying out searches and fee payed.

24/08 valuation instructed by lender
30/8 Told valuation taking place 5/09
3/9 All searches come back from solicitor, then advises coal mining report.
4/9 Coal mining report comes back all good. MB asks us to resend a document we sent weeks back because it is hard to read our signatures.. hmm meh.
5/9 valuation day.
10/9 enquired about how the valuation got on was told a couple of days behind on assessing them.

12/9 Mortgage Offer from Platform! PHEW! so happy :P

Congratulations