Anyone want to join me? Awaiting Mortgage decision...

MisalignedHalo1971

Well we have finally had our offer from Nationwide. It was given on the 17/05/18 but nobody bothered to inform us. Found out from calling our broker today.
Finally the stress is over! Been the longest 4 weeks of my life
Good luck anyone else awaiting theirs.

dpowell3

18/05/2018 - Application submitted with NatWest

So scared, AIP for £116,000 but looking to borrow £99,750 with a 95% mortgage.

Valuation fee was taken from my account today.

Crossing my fingers, toes and anything else that can be crossed.

Probably a bad idea having access to the online tracker as I keep checking and hoping even though I know there!!!8217;s probably not going to be any update.

PS - I am a Property lawyer and even I am nervous about this whole process.

BabyDaisy15

Dpowell3, I'm going to be watching you as we submitted Thursday!

16/05 - DIP submitted and accepted by Natwest
17/05 - Application submitted by broker to Natwest
21/05 - Valuation fee taken

Good luck everyone!

kbm271186

kbm271186 wrote: »

Application submitted - 19th April
Valuation booked for - 8th May
Valuation received - 14th May
Valuation approved - 17th May

Now just waiting for the offer.

Offer issued - 18th May

dpowell3

18/05/2018 - Application submitted with NatWest
21/05/2018 - Valuation fee taken from my account
22/05/2018 - L&G called for sellers phone number to arrange valuation
22/05/2018 - Seller text me to say valuation is booked for tomorrow

Online tracker still saying they are checking the initial paperwork/payslips etc.

dpowell3

BabyDaisy15 wrote: »

Dpowell3, I'm going to be watching you as we submitted Thursday!

16/05 - DIP submitted and accepted by Natwest
17/05 - Application submitted by broker to Natwest
21/05 - Valuation fee taken

Good luck everyone!

Good luck BabyDaisy15 am crossing my fingers for you! NatWest seem to be very quick so far

FTBNow

Still awaiting our official mortgage offer from Santander: the underwriters agreed the application until the valuation came back at £16,000 less. Renegotiated and my broker assured me no further underwriting required: however the MATS tracker is saying it has been passed to the underwriters.

Argh. I'm hoping it's just a case that we've gone to the back of the queue and this is nothing more than a formality.

BabyDaisy15

16/05 - DIP submitted and accepted by Natwest
17/05 - Application submitted by broker to Natwest
21/05 - Valuation fee taken
24/05 - Valuation booked for 31/05

Does anyone know whether the valuation is booked even if you haven't passed affordability? That's the bit we're worried about.

dpowell3 how are you getting on?

cancun2018

this is bizarre....exact same time frame with me and Natwest. valuation next week.

sadly Natwest/rbs do day one valuations so the valuation means nothing....I'm guessing they are underwriting ours at the same time over these few days!

RubyHouse

Also waiting eagerly to hear from Virgin. Our house is chain free and we are FTB so want to move quickly.

15th May DIP with Virgin Money
18th May Full Application To Virgin Money
22nd May Valuation Fees taken from account
23rd May Found an incorrect default on my account with Experian from HSBC in 2013 !!!8211; had a total panic but was reassured from broker that we had both passed credit checks.
Just waiting on confirmation of the survey date.


We are staying with my partners Mother whilst we wait for the sale to close so praying nothing bad happens !!!8211; although our dog is loving life there.