Anyone want to join me? Awaiting Mortgage decision...

nikkih72

vixen1980 wrote: »

We submitted application and documents a week ago.
L&C made an error in the application in relation to our solicitor info. I've been tracking the application directly with the lender (NatWest) and can see that they asked for clarification of this 6 days ago. Our case manager doesn't seem to understand that there is a mistake and just keeps repeating the info is on the application they don't need it again everyone I question this.
Tonight I just thought I've had enough and rang NatWest directly, they were great. Corrected info, checked nothing else was needed and advised that it was accepted subject to valuation. What does this mean?

If you have a ref number off Nattiest you can track it.
You still have to wait for valuation to be completed and final checks,
If you don't have ref number, call Natwest they will give it you and you can track it every day ,, thats exactly what we did good luck

tomble22

Thought i'd join in!!

31/07 House listed for sale
07/08 Accepted offer on our house
11/08 Had offer accepted on new house
13/08 Applied for mortgage with Yorkshire Building Society
13/08 Credit check completed and DIP received
17/08 Confirmation of mortgage application gone to underwriters

Awaiting an update from the underwriters now so hopefully shouldn't be too long. Fairly confident (as you can be with a mortgage application). We have some debt but credit history is spotless so should be ok.

Mo87

Finally we have received our offer

AIP Received; 25/7/17
Full Application Submitted 31/7/17
Acceptance Subject to Valuation 1/8/17
Valuation 10/8/17
Down Valuation 11/8/17 - £240,000
Renegotiated 16/8/17 - Price dropped from £252,950 to £246,000 plus further optional upgrades.
Full offer; 17/8/17

Hope to exchange contracts before the end of the month !

Cheery_Daff

We've jut put in our full application so I'm going to join in too :j

30th June: mortgage in principle
6th July: our house on market
17th July: accepted offer on ours
28th July: our buyers sold their house, so we are procedable
9th August: our offer accepted on new house
17th August: full mortgage application in :j

Broker was on holiday so slight delay getting application in, but all done now and I'm already been SO impatient and it's only been an hour :rotfl: Building society website says 8 working days, broker says expect slightly longer, but shouldn't be much longer than a fortnight :j :j

vixen1980

Update: They picked up the keys to do the valuation this morning and the natwest tracker shows they've got the valuation report already.

Hopefully not much longer now.

benevs

So Natwest have got a Mortgage tracker.

Do Halifax have something similar? So I can just look myself instead of harassing my Mortgage adviser daily?

MrCH

If I'm going through a broker who is arranging us a mortgage with Natwest, will they give us the details to log in to the Natwest tracker?

vixen1980

MrCH wrote: »

If I'm going through a broker who is arranging us a mortgage with Natwest, will they give us the details to log in to the Natwest tracker?

Mine did but I had to take my ID into branch as couldn't risk sending passport off due to having an upcoming holiday booked.

MrCH

Thanks Vixen.
I'm in :cool:

aNom

Second time around with Nationwide as the first offer would have expired before the house would be built;

Mortgage Application: 9th August
Valuation Instructed: 14th August
Valuation Carried out: 17th August
Offer Issued: 17th August