We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Anyone want to join me? Awaiting Mortgage decision...
Options
Comments
-
-
Just called MA looks like we are on track for today to issue valuation all going well.... everything crossed again
Did you hear back Swanny? I am following your case as I have also applied to Natwest 3 days after you lol.
Although mine is not htb and I only have a 10% deposit so I don't know if that will hold it up. I have only been waiting 4 days and it feels like forever! I am convinced I will get declined :eek:
My IFA seems to think everything is fine but all he seems concerned about is selling me insurance. I am not sure if it is normal but he submitted my life insurance policy and reffered my details to a building insurance company before submitting the mortgage application!! If there is no mortgage there is no insurance!
FTB
Offer Accpeted 16/07/2013 - Full Mortgage App 19/07/2013 - Valuation 05/08/2013 additional survey 13/08/2013 - Mortgage Offer 21/08/2013 Exchange & Completion 14/10/20130 -
hi peytonx. I called my MA about 5pm and they told me the docs I resent were faxed at 11am today to Natwest. They take 24hrs to appear on their system I'm told. So they wont even start looking before 11am tomorrow. Arrrggghhhh !0
-
Good luck Swanny and Peyton! We still haven't heard from Natwest....its nerve racking!!0
-
If there is no mortgage there is no insurance!
Does that suggest anything to you?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Good luck Swanny and Peyton! We still haven't heard from Natwest....its nerve racking!!
Wow, I can not believe you are still waiting from 3rd July! I dont think my nerves can hold out that long.FTB
Offer Accpeted 16/07/2013 - Full Mortgage App 19/07/2013 - Valuation 05/08/2013 additional survey 13/08/2013 - Mortgage Offer 21/08/2013 Exchange & Completion 14/10/20130 -
kingstreet wrote: »... and they only get paid when the mortgage completes and the insurance goes into force and you pay the premiums.
Does that suggest anything to you?
Erm.. I am not sure what you mean?FTB
Offer Accpeted 16/07/2013 - Full Mortgage App 19/07/2013 - Valuation 05/08/2013 additional survey 13/08/2013 - Mortgage Offer 21/08/2013 Exchange & Completion 14/10/20130 -
I vote all 3 of us go down there and demand some answers ;-)Wow, I can not believe you are still waiting from 3rd July! I dont think my nerves can hold out that long.
Natwest have just rung...supporting documents have been approved, the valuation has been instructed and the fee has just now been taken from my bank account :j
It's your turns next!!0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards