📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Anyone want to join me? Awaiting Mortgage decision...

Options
123571183

Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    myn came today
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • swanny78
    swanny78 Posts: 86 Forumite
    well done chanz4
  • Jessica29
    Jessica29 Posts: 93 Forumite
    swanny78 wrote: »
    Natwest seem to have done another credit check on me on Saturday. They did one at AIP and again on Saturday. Is this normal, will they do anymore?

    Natwest did a soft check for the AIP, and then did two proper credit checks when I applied over the phone.
  • My full application is going in today to Halifax :) eeeekkkkk!!!!
  • mkmini81
    mkmini81 Posts: 55 Forumite
    Waiting is a pain.... Still waiting on 1 document from Metropolitan/HSBC to confirm an old default is cleared and settled! pain really as i spoke to credit expert and they stated it should be ok as it shows settled on my credit file!!
  • swanny78
    swanny78 Posts: 86 Forumite
    Just found out that Natwest are looking at my application now and all going well we will have a decision (instruct valuation) by COP tomorrow. With offer some stage next week. I have everything crossed ;-).
  • bt1
    bt1 Posts: 443 Forumite
    Eighth Anniversary Combo Breaker
    HTB loan approved yesterday, full application with Natwest going in today... So nervous as I don't have the best credit but have got an AIP already.

    Fingers crossed!!!
  • Good luck everyone.

    My MA says I have already passed the credit check with flying colours so all being well I should have an offer pretty much as soon as the valuation is approved....! That all seems far to straight forward to me.

    Fingers crossed everyone - the next 2 weeks are going to drag!
  • Jessica29
    Jessica29 Posts: 93 Forumite
    By some miracle, Natwest have found our supporting documents!! They are going to contact us in the next 3 days to let us know.... :eek:
  • swanny78
    swanny78 Posts: 86 Forumite
    Jessica29 wrote: »
    By some miracle, Natwest have found our supporting documents!! They are going to contact us in the next 3 days to let us know.... :eek:
    we are in a similar position then...
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.