Anyone want to join me? Awaiting Mortgage decision...

Newtown

I can confirm that we have received the postal mortgage offer from nationwide. (so got it on 3rd day)

Also had a text from countrywide and they have got the copy as well.

so all looking good

Df26

Good luck with the rest Newton.
:j

Jkbc90

Hi guys I'll probably do this wrong but I'll give it a go anyway :rotfl:

13/05/17 - Viewed house
19/05/17 - Offer accepted
19/05/17 - Contacted mortgage broker
22/05/17 - Meeting with broker to apply for coownership (this didn't get accepted and added a lot of time onto the process)
08/06/17 - Official end to coownership application
09/06/17 - Decided not to appeal and go for full mortgage and notified mortgage broker of this
16/06/17 - Appointment with broker to hand over documents needed and sign paperwork
16/06/17 - Application of mortgage accepted by Nationwide
20/06/17 - Submitted bank statement showing the deposit and donor form with a lump sum from family
22/06/16 - Survey and valuation being carried out

Nervous and excited. Hoping we get some news soon. How quick from valuation to offer was it for you guys?

sugarcube84

Update now been passed on for full assessment any ideas what this means? Mortgage broker seemed to think that it was good and that it was progressing quickly.

BattleToads

sugarcube84 wrote: »

Update now been passed on for full assessment any ideas what this means? Mortgage broker seemed to think that it was good and that it was progressing quickly.

With Nationwide? Also happened to me, from what I understood just means they are happy with the documents supplied and is now ready for the underwriter to take a more detailed look. Mine was held up at this stage because my valuation got pushed back.

Once I then got the valuation accepted email my offer was issued around 4 hours later. So hopefully not too much longer for your outcome.

sugarcube84

BattleToads wrote: »

With Nationwide? Also happened to me, from what I understood just means they are happy with the documents supplied and is now ready for the underwriter to take a more detailed look. Mine was held up at this stage because my valuation got pushed back.

Once I then got the valuation accepted email my offer was issued around 4 hours later. So hopefully not too much longer for your outcome.

Thanks, yes it's with Nationwide.

Wow that's great, it was only submitted yesterday!!

Jkbc90

I'm with Nationwide too I hope it's not too much of a wait once the valuation is done today, good luck with your application sugarcube

Sadie23

Waiting for decision back from Virgin Money - they've got Accountants cert and Valuation back to them earlier this week so hoping to hear back tomorrow! Broker has said that final checks being done tomorrow by underwriters - I'm nervous!

ses6jwg

Our valuation and homebuyer report came back today with countrywide on behalf of tesco... homebuyer report states our purchase price is fair value given the works required on the property (new boiler, rewiring, cosmetics).

Haven't spoken to tesco but I take this to mean that therefore the mortgage valuation would have been OK as well?

Sadie23

Sadie23 wrote: »

Waiting for decision back from Virgin Money - they've got Accountants cert and Valuation back to them earlier this week so hoping to hear back tomorrow! Broker has said that final checks being done tomorrow by underwriters - I'm nervous!

Just had my Mortgage offer sent through, feeling so pleased and a sense of relief!