Anyone want to join me? Awaiting Mortgage decision...

toc25

Anyone else getting their mortgage from Natwest? I got my mortgage offer a week a go and on the mortgage tracker it said they had reviewed the valuation just before they issued the offer. Yesterday I signed back in to the mortgage tracker (wish I hadn't now) and on the 16th they had added a note saying they are reviewing the valuation this is on stage 4 not the valuation stage. Why in earth would they be reviewing the valuation again a week after they have issued the offer? Should I be worried?

sugarcube84

We met with our broker on Friday to go through the mortgage illustration and different options, so we have chosen our mortgage and know what our payment will be and its £60 less than I've budgeted for, woohoo He has also reviewed the supporting documents I sent across, payslips, statements etc and he said it was all fine so we are good to go. He has an admin team who double check the supporting documents prior to application so that will happen today/tomorrow and then they should be submitting the application Tues/Weds.


I spoke to our buyer/vendors (house swap) on Saturday and they don't need a mortgage but we aren't holding anything up as they haven't received their client pack from their solicitors yet as he has been on holiday.

Newtown

Update :

Mortgage Approved yesterday : 19/06/2017
Offer is in post

Now the real fun begins !

jarshay

I think we can join in with this post to:-

10/05/17 - Contacted broker
22/05/17 - Completed Fact Find and Sent over Documents/Evidence
26/05/17 - AIP Granted by Santander
12/06/17 - Made Offer on Property
13/06/17 - Offer Accepted :-)
20/06/17 - Full Application Submitted to Santander

Fingers crossed!

SuboJvR

Hi jarshay - looks like we are both on similar timelines with Santander. My application went in on Monday 19th! :-)

Missymae0

I'm going to join the waiting game with you all. Timeline looks a bit like this;

AIP: 5th June
Reserved house (new build): 8th June
Full application submitted: 13th June
Valuation fee paid: 14th June
Extra info requested and returned: 19th June

Fingers crossed we will know more this week, completion set for 28th July

Fing

Df26

I will koom you guys

Mortgage from TSB through the branch. Our Advisor was ok through first steps.
Now we have a problem.
The offer we have been told was issued and out via post on Tuesday 13th June. We still not recive it yet week after.
I have been checking the credit score and it dont recorded any searches.
I have tired to contract our MA since yesterday but not result.
Can you give me advice how long it will take to get the official letter?
Big thanks.

Jb_1982

Didn't realise this thread existed, think this is where I belong... here goes:

My journey so far:

30th May 2017
Ring estate agent and tell them I want to sell house.

2nd June 2017
House photos taken, and go to view a house that we would like to buy.

5th June 2017
Put offer on house for asking price, along with 3 others. Goes to sealed bids. Sealed bid given.

7th June 2017
House is live, for sale.

8th June 2017
Have 4 viewings on house.

9th June 2017
Have cash bid for asking Price, one viewing, also have sealed bid accepted.

10th June 2017
4 viewings.

12th June 2017
1 offer below asking price on my house. Vendor still hasn't found house.

13th June 2017
Accept Cash offer for asking price on our house sale. Appointed Solicitors to sell/purchase house.

14th June 2017
Solicitors paperwork arrived in post.

20th June 2017
Returned solicitors paperwork.

All hands to the pump recently with the solicitors 'war and peace' to fill in. Still waiting on the vendors to find somewhere to move to. I have it on good authority they will move... I've arranged an appointment with broker for 1st July for mortgage application!!! Daunting prospect!!

jarshay

SuboJvR wrote: »

Hi jarshay - looks like we are both on similar timelines with Santander. My application went in on Monday 19th! :-)

Fingers crossed for us both! Hope those guys at Santander just whizz through our applications and pass them no questions asked!

Df26

Newton can you please post it here when you will receive offer in writing please.
Thanks