Anyone want to join me? Awaiting Mortgage decision...

GeoffSpar8

My contribution to this thread...

Halifax mortgage

DIP - 16/06/17
Application submitted - 20/06/17
Hard credit check - 20/06/17

awaiting valuation....

JBOW00

I have been following this forum for last few weeks and thought I would share my mortgage timescales as well.


I applied with HSBC via a broker on 20th of May
More bank statements and payslips were requested from HSBC 8th of June
I went into HSBC branch as I was concerned the length of time this has taken on 20th of June. They rang the underwriters and my mortgage broker and said they couldn't see why it was being held up.
Then 5pm on 20th of June, my broker received a phone call from HSBC saying I had been approved subject to valuation.
Then today (21st) HSBC contacted my estate agent and has arranged for valuation 22nd of June.


Hope this helps someone else who is going through similar mortgage process, as this forum has been great for us to follow last few weeks. thanks everyone

sugarcube84

Update, our broker has submitted our mortgage application and I've done a timeline of the story so far


06/06/17 - AIP issued by Nationwide.
12/06/17 - Offers accepted on our house and the house we want to buy
13/06/17 - Supporting documents sent to broker
16/06/17- meeting with broker to discuss mortgage options, 2 yr fix/5 yr fix etc
21/06/17 - AM Further supporting documents requested and forwarded. PM Full application submitted


Fingers crossed!!

Newtown

Will do:

its 2nd day since i received the text. and still no sign of offer (in post) I hope it will be here before weekend.

So far so good., All looking fine.

(Currently going through the lease paperwork: also my solicitors have raised some questions : Completing the paper work : ID checks etc

Also asked my solicitor to see if they can get a completion date (in June)

Fingers crossed. (looks like its getting towards the business end now hopefully soon )

Df26 wrote: »

Newton can you please post it here when you will receive offer in writing please.
Thanks

kingstreet

Newtown wrote: »

Its 2nd day since i received the text. and still no sign of offer (in post) I hope it will be here before weekend

Nationwide posts offers second class, so a wait of seven to ten days from the 'offer issued' text/email is not uncommon.

LuckyG

It was a few working days before receiving my nationwide offer in the post.

BattleToads

LuckyG wrote: »

It was a few working days before receiving my nationwide offer in the post.

I had an offer issued on a Thursday, and the paperwork arrived on the Monday.

kalojac

Has anyone ever used justmortgage brokers? If so how did you find them?

davilown

Mortgage application online last Tuesday, docs submitted Thursday AM online but still waiting for the to be checked before forwarding onto the underwriters.
fingers crossed!

Df26

Newtown we have still not have letter recived. Is 9 days today.
We done ID check with Solicitor last week and so far quiet.
I called the bank today just to find out our MA is on holiday and someone else will contact me today.
' where is my letter' :eek: so frustrating