Anyone want to join me? Awaiting Mortgage decision...

curlymama

UPDATE!!

curlymama wrote: »

Hi Everyone

I have been anxiously watching this forum,and congratulations to all that have received their offers already. My partner and I are first time buyers and are patiently waiting for ours, so I thought I'd share our timeline so far! FYI we applied via a broker for a mortgage with Halifax.

22nd April 2017 - Plot reservation made
24th April 2017 - Mortgage Broker and Solicitor intstructed
26th April 2017 - Application to HTB for Authority to Proceed made
1st May 2017 - Met with broker and Decision in Principle accepted
3rd May 2017 - HTB asked for amendments to be made to application for Authority to Proceed. Changes made and sent back on same day
9th May 2017 - Authority to Proceed received and Mortgage Application sent via broker. Valuation fee taken
11th May 2017 - Documents reviewed by Halifax and Valuation booked for 18th May

Now were are awaiting the outcome of the valuation and decision from Halifax. Fingers crossed all goes well.

18th May 2017 - Valuation carried out
19th May 2017 - Mortgage offer received!

It was 10 days in total from application to offer. We are very happy. We had a fantastic broker and Halifax have given us no issues.

Good luck to everyone still waiting.

Baa289

Baa289 wrote: »

Anxiously waiting!

08/05/17 Application with Natwest submitted via broker
09/05/17 Additional documents requested and submitted
11/05/17 Home report requested and submitted (we're in Scotland)
17/05/17 Broker notified us that it is in the queue for underwriter to do final checks and that the valuation was accepted.
I am taking this is a good sign? Broker said it can take up to 5 days to hear back...

Update: We got the offer yesterday!!

nathyb1234

23thd April 2017 - Plot reservation made (new build home)
28th April 2017 - Meeting with Mortgage Adviser
2nd May 2017 - AIP and full application done at Santander
3rd May 2017 - Authority to Proceed from HTB received
11th May 2017 - Documents with underwriters and valuation booked for
12th May 2017- valuation done
19th May 2017 - Offer received.

It's a long process.

Thank you everyone and Good Luck.

LuckyG

My timeline so far.

21/04 DIP accepted with Nationwide
05/05 offer made on house
05/05 offer accepted
08/05 full application submitted
10/05 valuation booked for 15/05
10/05 Marriage certificate requested and scanned to MA
15/05 Text from Nationwide to say they'd received the valuation report
17/05 proof of deposit requested and scanned to MA who then sent it straight to Nationwide.

Still not heard nothing regarding the valuation

cherryx3x3

cherryx3x3 wrote: »

FTB applying with Nationwide through MA


Full Application submitted yesterday and requested documents provided


Anyone had a recent experience with Nationwide?


I know I am being impatient but I cant think straight, the whole process has got me so nervous!

We received our offer yesterday!


9 working days from application to offer!

Newtown

Hi there

I have applied with Nationwide too

The only text I received is

"Good news we have reserved the mortgage product you have asked for . We will be in touch as your application progresses "

Followed by
"we have received your mortgage application. if you are an existing customer switching to a new deal your switch has been accepted "

This was on the 10th of May . Since then nothing.

has anyone else received similar text ?

Please help its stressing me out. We are FTB

graceygirl

So I'm going through Barclays ,

Had my valuation on the 16th - still haven't heard back from bank on this other than to request an additional document regarding a rental property of my partners.

Getting a bit worried as haven't heard back yet

Anyone else had a long wait with them?

Best,
G

LuckyG

Newtown wrote: »

Hi there

I have applied with Nationwide too

The only text I received is

"Good news we have reserved the mortgage product you have asked for . We will be in touch as your application progresses "

Followed by
"we have received your mortgage application. if you are an existing customer switching to a new deal your switch has been accepted "

This was on the 10th of May . Since then nothing.

has anyone else received similar text ?

Please help its stressing me out. We are FTB

I received the same text as your 2nd one on 8th May just after our application was submitted. A few days later we had a text saying they'd booked a valuation. Valuation was done on 15/5 and not heard anything back yet.
My mortgage broker advises me this is normal in terms of timeframes. I was worried as I'd seen so many people getting offers very soon after the valuation.
I was hoping to hear today but nothing.

Does anyone know if nationwide send texts out on Saturday's?

Newtown

I dont think they send texts on saturday.

Fingers crossed. Hoping for a positive news. Come on nationwide! :j

soh0249

Hi Everyone

We are currently waiting for a decision from Halifax.

We made an offer on a property 2 weeks ago, originally with an AIP from Santander however after instructing a mortgage broker we were advised to make our full application with Halifax.
We received a decision in principle from Halifax 8 days ago. Full application was made the next day via our broker. He instructed Halifax not to take payment or book a valuation until the application had gone through underwriting. Halifax came back on Thursday (18th) with an offer subject to valuation. Valuation was booked for the next day (19th). Now currently waiting for the decision from the valuation.
Our broker is hoping for a final decision next week.