Anyone want to join me? Awaiting Mortgage decision...

bambamboo

Update on ours - approved subject to valuation review but they're happy to use the home report one. Our timeline-

28th Dec - first viewing
3rd Jan - second viewing
4th Jan - put offer in, accepted on 2nd try (upping £2k on it), offer put in writing
12th Jan - full mortgage application put in
18th Jan - call to say they're happy to give us the money, reviewing valuation.

They hope our offer will be with us in writing beginning of next week.

Rileybaby

Still waiting for paperwork from the Solicitors....completion date is slipping away

bambamboo

Full offer via email today and posted out to the solicitors today too. Hopefully all on course. We had agreed a date of 10th Feb. The whole process has been ok, I'm quite impatient so glad it all seems to have gone well. One week from application to offer seems quick!

ashp_2

02/01/17 - First AIP online (Soft credit search)
10/01/17 - First viewing
10/01/17 - First offer - Rejected
11/01/17 - Second offer - Accepted +5k
12/01/17 - Second AIP through Broker (Hard credit search)
19/01/17 - Full Application submitted to Santander

Now the waiting game!

missmoose

missmoose wrote: »

01/12/16 - DIP
09/01/16 - application made
13/01/16 - survey fees paid

Now we wait...

19/01/16 - OH got a letter from his work asking if they can give Halifax additional info, not clear what I haven't seen the letter yet.
Supposed to have info back from Halifax today.

FairyPrincessKimberley

Hey FTB here been painstakingly waiting to hear if we have been accepted or not. Myself and partner submitted everything to nationwide 6/01/17 via a broker. The Business Development Manager is now escalating our case to speed the process up a bit!! definitely need a beer tonight to calm the nerves after a tense week! :rotfl::eek:

Its so unfair I am seeing some people get there offer after 5 days with nationwide! but its taking us so long eeek!!

Good luck everyone! Sending positive vibes!

kilowhat?

Wanted to add my time line also..
Previously lost 2 houses due to various complications, 2 lots of solicitors fees, 2 mortgage applications. No house. 3 years into search for a home, outbid 3 times on other properties, finally found a house which seems straight forward and normal! The fun begins yet again...... 3rd time lucky???:o

Viewed 12/01/17
online decision in principle 12/01/17
made offer 13/01/17
final offer made & accepted 17/01/17
Mortgage meeting. 19/01/17
Valuation booked. 25/01/17

Waiting to hear if we have a mortgage offer......... the past 3 years has almost killed me off so no complications please! A simple transaction would be blo-ody great! Anyone with magic witchy powers out there?

Dollymix12

Dollymix12 wrote: »

I'm starting the worrying wait to see if our mortgage application is approved, so far my timeline is

03/01/17 1st Viewing
07/01/17 2nd viewing and AIP applied for
09/01/17 AIP approved and offer placed
10/01/17 offer accepted
14/01/17 Full application
16/01/17 application submitted
17/01/17 further information requested
18/01/17 Mortgage approved subject to survey
24/01/17 Survey carried out

Our survey was carried out today so hopefully we will hear soon if it is acceptable, we offered 5k over asking hopefully Coventry agree with us that that's what the house is worth. It's a really desirable area and houses don't come up that often. Another couple were also viewing and we didn't want to lose it for the sake of a couple of grand, we see it as our forever home

Dollymix12

Mortgage approved and official offer sent out to us, I'm so excited to be moving over to the waiting to exchange thread, now the stress really starts!

Purplepenguin88

Our broker submitted our application on 21/1/17, just the (hopefully not too) long wait now