Anyone want to join me? Awaiting Mortgage decision...

flipflopflop

Gone through Barclays (woolwich) and thought i'd share my timeline

6th Jan - full application submitted via broker
11th Jan - Requested letter to state that an account had been settled in full has it had been recorded as partially settled

Just a waiting game now I guess

DML025

After a rather restless week thinking what if, we received confirmation of Mortgage offer from Natwest today. Full marks to both natwest and broker for efficiency and communication.

5 Jan - full application made 90% ltv
6 Jan - valuation
11 Jan - requested further 3 payslips (6 in total) from partner.
13 Jan - offer received.

Good luck everybody!!

bambamboo

We're waiting now on our mortgage decision. I'm impatient.

Applied yesterday, been told that they probably won't need a valuation done because the home buyers one is within 3 months and was done with a company that they are happy to use.

Affordability and credit check done yesterday and all was OK with that so I guess it's just waiting to see what the underwriters say and if they need any more clarification on anything.

Eek.

This first time buyer stuff is stressful.

Dollymix12

I'm starting the worrying wait to see if our mortgage application is approved, so far my timeline is

03/01/17 1st Viewing
07/02/17 2nd viewing and AIP applied for
09/02/17 AIP approved and offer placed
10/02/17 offer accepted
14/02/17 Full application
16/02/17 MA will submit application

We are applying to Coventry does anyone know what their process/turn around times are like? Our MA said they do the survey at the start of the process and they do a hard credit search when they approve for the AIP so hopefully that will help. We have been told that it should be within 11 days but from reading this post can see that it will probably take longer than that!

Rileybaby

My time line so far
6.12.16 DIP
20.12.16 full application made
22.12.16 survey fees paid
3.01.17 survey carried out
5.01.17 mortgage approved
12.01.17 mortgage offer with my solicitors

Since then nothing...they originally told me an expected completion date of approx 2 weeks (so by the 26th) but we have had nothing from the solicitors since. I hate waiting...

missmoose

01/12/16 - DIP
09/01/16 - application made
13/01/16 - survey fees paid

Now we wait...

greyroofer

My Experience with Nationwide.

Full application via broker on Saturday 7/1/17

Text to say application received Monday 9/1/17
Text re valuer being booked 10/1/17
valuer visited 12/1/17
Mortgage Offer 14/1/17

Very efficient and the mortgage broker was absolutely brilliant. Held my FTB hand all the way. If anyone wants to know who they are, please DM me.

flipflopflop

flipflopflop wrote: »

Gone through Barclays (woolwich) and thought i'd share my timeline

6th Jan - full application submitted via broker
11th Jan - Requested letter to state that an account had been settled in full has it had been recorded as partially settled

Just a waiting game now I guess

20th Jan - Valuation booked (i'm taking this as a positive)

Dollymix12

Dollymix12 wrote: »

I'm starting the worrying wait to see if our mortgage application is approved, so far my timeline is

03/01/17 1st Viewing
07/02/17 2nd viewing and AIP applied for
09/02/17 AIP approved and offer placed
10/02/17 offer accepted
14/02/17 Full application
16/02/17 MA will submit application

Application was submitted on 16th they asked for further documentation from my MA on 17th and now just waiting for an update

Dollymix12

Dollymix12 wrote: »

Application was submitted on 16th they asked for further documentation from my MA on 17th and now just waiting for an update

Mortgage approved subject to survey/valuation. I'm so relived!!