Anyone want to join me? Awaiting Mortgage decision...

TooClumsy

Newbie78 wrote: »

Thanks Clumsy


Looks like we will now be waiting till Monday, honestly this is killing me

Hang in there Newbie!

Update: Survey has been processed and mortgage offer text has been sent-confirmation from broker a few minutes after. Official mortgage offer to be sent in the post!

We applied to Nationwide via a broker, very happy with the service!

So our full timeline is:

17/11/2016 Offer (counter-offer from Vendor) accepted.
19/11/2016 AIP approved with Lender
21/11/2016 Full Mortgage Application Received via Broker. Confirmation via SMS
22/11/2016 Survey booked for Thursday 1st December. Comfirmation via SMS
21/11/2016 Sent through Instruction Pack from Conveyancers
22/11/2016 Sent through original closing statements from HTB ISAs to Conveyancers
23/11/2016 Money taken for searches from Conveyancers
24/11/2016 Searches have started from Conveyancers
30/11/2016 Search results returned from Conveyancers
01/12/2016 Survey results processed and Mortgage Offer Rec'd, confirmation via SMS and broker!

So all in, 2 weeks from when the offer was accepted till confirmation of mortgage offer!

Newbie78

TooClumsy wrote: »

Hang in there Newbie!

Update: Survey has been processed and mortgage offer text has been sent-confirmation from broker a few minutes after. Official mortgage offer to be sent in the post!

We applied to Nationwide via a broker, very happy with the service!

So our full timeline is:

17/11/2016 Offer (counter-offer from Vendor) accepted.
19/11/2016 AIP approved with Lender
21/11/2016 Full Mortgage Application Received via Broker. Confirmation via SMS
22/11/2016 Survey booked for Thursday 1st December. Comfirmation via SMS
21/11/2016 Sent through Instruction Pack from Conveyancers
22/11/2016 Sent through original closing statements from HTB ISAs to Conveyancers
23/11/2016 Money taken for searches from Conveyancers
24/11/2016 Searches have started from Conveyancers
30/11/2016 Search results returned from Conveyancers
01/12/2016 Survey results processed and Mortgage Offer Rec'd, confirmation via SMS and broker!

So all in, 2 weeks from when the offer was accepted till confirmation of mortgage offer!

Congrats to you!!


Ive accepted I probably wont have an offer till late next week


Unfortunately I am going through a lender who is famous at being ridiculously slow and picky and sitting on information they already have for days.

Klouise77

We applied for a mortgage with tsb over a week ago. Valuation was completed Friday our broker said on Monday they were checking documents and should have done this by Wednesday (yesterday) do they still need to wait for searches from solicitor or will they iff successful offer mortgage pending these? Was hoping to have an answer this week

kirtsypoos

Searches from your solicitor will not affect the speed of your mortgage offer Klouise77

Aliaalu

Got my mortgage offer text yesterday. It went to appeal which was nerve wracking, thank goodness the appeal was successful. Waiting for the paper work in post now.

Happy days. Good luck all.

Klouise77

Got a message from our broker to say application now pending final checks after all our documents have been assessed. What does this involve for final checks?

Newbie78

OK today is the day, well maybe hopefully


Apparently our offer is ready but my other half has to prove his statements weren't printed of the computer so he needs the bank to stamp the statements again

Klouise77

Today is also the day for us too. Crossing everything we get an answer and a good one!

Newbie78

Klouise77 wrote: »

Today is also the day for us too. Crossing everything we get an answer and a good one!

We had final checks to, just double checking but should get your offer too

TooClumsy

Good luck to everyone waiting, try and be positive and stay busy!!