Anyone want to join me? Awaiting Mortgage decision...

eagerftb

Can anyone advise me about the £1000 retention that Halifax have placed on my mortgage. How should I proceed with that?

AD_92

Had our mortgage decision last week and have been brilliantly supported by Dave Ham and his firm in going through the process. Very straighforward, info to us promptly and two weeks from application to decision. Just wish our buyer had used them too rather than the estate agents internal guy!

Waiting on the legals now.

Winger14

Havent updated on here for a while so this is where I am
Time Line :
01/08 - AIP
05/08 – Offer accepted on house
08/08 – Mortgage application submitted
30/08 – Valuation arranged – Then cancelled an rearranged
09/09 – Valuation arranged and happened
16/09 – Mortgage company receive valuation
18/09 – Broker confirm mortgage offer being sent
19/09 – Mortgage offer received in post
06/11 – Exchanged YAY
15/11 – Completion !

Shoppadolley

....................

Happinesshope

Happiness/hope wrote: »

Valuation scheduled for next week...fingers crossed

Mortgage offer received in the post today. We thank GOD :T:T:T... Good luck to everyone that has submitted a mortgage application

Jac517

Jac517 wrote: »

valuation ok and Homebuyers report in the post 22/10/13
Mortgage offered 23/10/13 :j

Slight set back- we are in a chain of 3, However vendor's seller has pulled out of the chain, empathise with her as she really wanted the house, what more can i do to offer support to her? Not rushing her is a start, does anyone now how soon she can find another house to buy?? how long is a piece of string i suppose.

Our Vendor pulled out of sale 30/10/13 :eek:
Back to the beginning again, lost all the fees for searches and Survey
Viewing of another house (NO CHAIN AND UNOCCUPIED!!!!) & offer 2/11/13
offer accepted 3/11/13
Reapplication for mortgage (that was quickest way to change house details on mortgage, had to pay again all fees) 5/11/13
Valuation 8/11/13 (Fingers crossed!!!!)

Gingernutty

Shameless bump above the spam.

Sorry, don't mind me.

Sonofapreacherman

Turned down from nationwide 28/9/13
Reapplied with Halifax 29/9/13
Valuation 6/11/13
Offer 7/11/13

Yey!!!!!!

Just waiting on our buyers now.

savingbee

put in an offer 5 weeks ago, only received mortgage approval since then. had homebuyers survey, all ok. solicitor has received draft contract in the week and told me searches would be done, and I should be ready to sign some documents in about 10 days. I really hope so!!

Nelly321

AIP 28/09
Offer accepted 09/10
Mortgage applied 11/10
Mortgage accepted subject to valuation 15/10
Valuation & Survey Booked for 29/10
Valuation Received 31/10
Valuation Accepted 04/11 (£1,000 Less - No retention)

Formal Mortgage Offer Received 05/11

Solicitor in action!!!