Anyone want to join me? Awaiting Mortgage decision...

Nelly321

FTB_Doll wrote: »

Mini update

Made offer - 9th Oct
Application Submitted - 11th Oct
Asked for payslips - 17th Oct
Valuation - 31st October
Offer received - 4th November
Survey - 12th November
Solicitors working on it all now
Meeting Vendor this friday to show us how to use boiler etc x

Same offer date as me!!! about the same progress! all on the solicitors now!!!

FTB_Doll

Nelly321 wrote: »

Same offer date as me!!! about the same progress! all on the solicitors now!!!

Fingers crossed we might be in before xmas! :santa2::snow_grin:snow_laug:rudolf:

Nelly321

Defo hoping to get the keys before xmas... ours has been empty for ages

berticles21

Hi can I join? We're applying for a mortgage through an advisor with santander. Put our mortgage apllication in on the 31st October. My credit report with experian showed they did a credit check on the 1st November. Asked for more information about my salary 6th (just finished maternity and wage didn't match). We've since been told our application is now back at the underwritters. How long does this usually take?? The lady who is buying our home is buying in cash and was wanting to move in in the next couple of weeks eeek! We're both using the same solicitors and have everything signed and in place ready to go, just need the ok from santander.

CatchFazed

Mini update from me:

Offer accepted: 04/11
DIP: 05/11
Outstanding documentation sent: 14/11
Application submitted: 18/11

Waiting with fingers crossed.

FTB_Doll

berticles21 wrote: »

Hi can I join? We're applying for a mortgage through an advisor with santander. Put our mortgage apllication in on the 31st October. My credit report with experian showed they did a credit check on the 1st November. Asked for more information about my salary 6th (just finished maternity and wage didn't match). We've since been told our application is now back at the underwritters. How long does this usually take?? The lady who is buying our home is buying in cash and was wanting to move in in the next couple of weeks eeek! We're both using the same solicitors and have everything signed and in place ready to go, just need the ok from santander.

Have you had the valuation done? They are quick after that once thats been done usually get the offer next day x

GBNI

Going on Friday to sign contract/deeds etc! It's been a bit of a pain for us as OH works in Scotland and is only home every other weekend so we need to fit everything around that.

savingbee

update on my progress!

Offer Accepted - 30th Sept
AIP/full application - 1st Oct
Received Offer - 20th(ish) Oct
Probate for property granted - 30th Oct
Enquiries/Searches raised - 5th Nov

Going in tomorrow to sign contracts, still waiting on searches and enquiries but shouldn't be too much longer. keep getting conflicting info from
EA and Solicitors. House has been empty for months and really worried about the cold weather setting in!!

berticles21

FTB_Doll wrote: »

Have you had the valuation done? They are quick after that once thats been done usually get the offer next day x

We pestered again yesterday and the email response we received was that the survey would be conducted an day now?? I suppose at least things are moving. Fingers crossed now. Hoping there's no issues our offer accepted by the seller was for 7000 less than asking price anyway

savingbee

berticles21 wrote: »

We pestered again yesterday and the email response we received was that the survey would be conducted an day now?? I suppose at least things are moving. Fingers crossed now. Hoping there's no issues our offer accepted by the seller was for 7000 less than asking price anyway

Your estate agents should know if a valuations been instructed for a certain date, ask them good luck x