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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • trickiemarble
    trickiemarble Posts: 1 Newbie
    edited 20 November 2013 at 11:43AM
    13th November - Viewing
    14th November - full asking price offer
    18th November - offer accepted, application in
    19th November - proof of deposit, earnings etc provided

    fingers crossed!
  • Dan:_4
    Dan:_4 Posts: 3,795
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    Sat 9th Nov - Viewing and offer made
    Wed 13th Nov - Offer accepted and got Nationwide DIP
    Fri 15th Nov - Full Application submitted and payslips, p60, bank statements etc scanned
    Sat 16th Nov - Survey booked for 3rd Dec
    Tue 20th Nov - Employers reference requested (for wife on maternity)

    Hope to get a yes from the underwriters on Friday....fingers crossed!
  • Gordon_Hose
    Gordon_Hose Posts: 6,259
    Debt-free and Proud!
    Forumite
    Sat 9th Nov - Viewing.
    Mon 11th Nov - Offer accepted.

    Made an appointment to see an RBS advisor about HTB - MG. Date given was 29th Nov. Spoke to Natwest who gave us 20th Nov.

    Wed 20th Nov - Mortgage application submitted. Got AIP.
  • savingbee
    savingbee Posts: 98 Forumite
    good news for me today! my solicitor told me we are aiming for a completion date of 2 weeks!! searches aren't back yet but she's confident they will be back any day xx
  • Nelly321
    Nelly321 Posts: 79 Forumite
    Nelly321 wrote: »
    AIP 28/09
    Offer accepted 09/10
    Mortgage applied 11/10
    Mortgage accepted subject to valuation 15/10
    Valuation & Survey Booked for 29/10
    Valuation Received 31/10
    Valuation Accepted 04/11 (£1,000 Less - No retention)

    Formal Mortgage Offer Received 05/11

    Solicitor in action!!!

    Searches received 20/11
    Signing paper .... 27/11!!!!

    Getting closer!!
  • savingbee
    savingbee Posts: 98 Forumite
    Nelly321 wrote: »
    Searches received 20/11
    Signing paper .... 27/11!!!!

    Getting closer!!

    That's quick! if you don't mind me asking what part of the UK are you in? I keep wanting to ring my solicitor to check for updates but I don't wanna annoy her!!

    Good luck!! :) x
  • Nelly321
    Nelly321 Posts: 79 Forumite
    savingbee wrote: »
    That's quick! if you don't mind me asking what part of the UK are you in? I keep wanting to ring my solicitor to check for updates but I don't wanna annoy her!!

    Good luck!! :) x

    Derbyshire.. Well you said in a previous post that your hoping for completion in 2 weeks which is pretty quick tbh!
  • savingbee
    savingbee Posts: 98 Forumite
    Nelly321 wrote: »
    Derbyshire.. Well you said in a previous post that your hoping for completion in 2 weeks which is pretty quick tbh!

    Yes but that's without searches and enquiries being back, so I think its quite optimistic if I'm honest but we shall see!
  • Nelly321
    Nelly321 Posts: 79 Forumite
    savingbee wrote: »
    Yes but that's without searches and enquiries being back, so I think its quite optimistic if I'm honest but we shall see!

    Oh right, we got our searches yesterday and only a few inquiries outstanding.

    You should have the keys before xmas!!
  • Dan:_4
    Dan:_4 Posts: 3,795
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    When will the solicitor apply for the searches? Do we have to wait until the mortgage offer is done?
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