Anyone want to join me? Awaiting Mortgage decision...

allibongo123

Hi all!

I wish to join in if that's ok! my progress so far has been very long winded.. myself and my partner tried to get an AIP however due to not great credit we only can do it in my name and a 15% deposit is required!! However had an offer accepted today and I start the full application on Tuesday. However the lady selling the property is awaiting probate so hopefully shouldn't hold us up too long. so exciting!!

skintsaver_2

allibongo123 wrote: »

Hi all!

I wish to join in if that's ok! my progress so far has been very long winded.. myself and my partner tried to get an AIP however due to not great credit we only can do it in my name and a 15% deposit is required!! However had an offer accepted today and I start the full application on Tuesday. However the lady selling the property is awaiting probate so hopefully shouldn't hold us up too long. so exciting!!

Hi that's exactly what happened to me so hopefully it won't take too long for you exciting times ahead!!

zxof

Just quick update, finally I've got my mortgage offer from N&P last friday (27th)

zxof wrote: »

Hi all!
Im joining in...

AIP July 2013 (N&P)
- 02.09.2013 - Offer accepted
- 03.09.2013 - Full application
- 04.09.2013 - Received application forms by post
- 05.09.2013 - Sent the application forms with supporting documents
- 06.09.2013 - Received confirmation they've received the form and documents

leanneq

leanneq wrote: »

I've just applied for a mortgage yesterday with Halifax via a broker. It's all been accepted and valuation paid for and booked for next Friday. So, what stage am I at? Am I just awaiting the valuation for approval?!

I had a text from my broker to say my offer is in the post!!

Winger14

Time Line :
01/08 - AIP
05/08 – Offer accepted on house
08/08 – Mortgage application submitted
30/08 – Valuation arranged – Then cancelled an rearranged
09/09 – Valuation arranged and happened
16/09 – Mortgage company receive valuation
18/09 – Broker confirm mortgage offer being sent
19/09 – Mortgage offer received in post

Now waiting for solicitor stuff to be sorted out and its starting to annoy me, but not a lot I can do.

leanneq

So after applying for a mortgage on 18th September, a valuation on 26th september, our mortgage offer arrived today! Great work halifax!

HTB_newbie

We've finally exchanged on our new build today. Build completion estimated for the end of the month and legal completion early to mid November! :T

We first saw the site and expressed interest in April, but now the end is in sight :beer:

nikki2804

After a few stumbling blocks (expired home report) we finally have our mortgage offer. Taken ages (application was put onto the system on 20th August!!) But the broker has received confirmation and the application tracker shows that it has been granted.

Hopefully move on 1st Novemeber. Can't wait!!

allibongo123

allibongo123 wrote: »

Hi all!

I wish to join in if that's ok! my progress so far has been very long winded.. myself and my partner tried to get an AIP however due to not great credit we only can do it in my name and a 15% deposit is required!! However had an offer accepted today and I start the full application on Tuesday. However the lady selling the property is awaiting probate so hopefully shouldn't hold us up too long. so exciting!!

Offer accepted on house - 27th September
AIP repeated. 15% deposit required - 1st Oct
Full mortgage application - 1st October

Received first lot of info from solicitors today! becoming real however I know there's a long way to go!

martyn23

Phew! At last my mortgage offer from the Halifax has finally arrived at the second time of asking. The first one hadn't arrived a week after it was posted so I was starting to get a bit worried, especially when my solicitor's copy hadn't arrived either. It's here now though so i'm a very happy man : )