Anyone want to join me? Awaiting Mortgage decision...

skintsaver_2

we should be picking up the keys on friday to our new home so from beginning to end it will be 8 weeks to the day!! Woohoo

swanny78

That's me done now, completion tomorrow, mortgage has been transferred to solicitors account ready for transfer to vendor. About 4.5 months in total from looking to moving. About 9 weeks from when we applied for a mortgage including first house that fell thru. Phew, Hang on in there everybody, It never felt so good been in so much debt ;-)

witchy1066

Congratulations swanny, :beer:

your timescale doesn't seem so bad ,

well not compared to mine

all the best
x

bassa1980

Thought I'd join in too, as I've been reading this thread over the last few weeks

I'm a FTB, single and I'm self employed

16th August = AIP approved with Post Office
18th August = offer accepted on property
20th August = full application done online and valuation fees paid
22nd August = documentation requested from PO

10 days to get relevant documentation from HMRC! Then a long wait to get homebuyers report and valuation, there has been a 2/3 week waiting list in our area!

24th Sept = valuation and home buyers report took place

Now waiting details of above! Not sure how long this will be, I'm not a very patient person.

Keeping everything crossed now, hoping to get the ball properly rolling, I'm thinking it's going to be November before i move

joeqprman

joeqprman wrote: »

Hello

Our position is

17 June AIP Accepted from Nationwide

25 June Offer accepted on House but had to wait until 9 August for full application because using Save to Buy - whilst waiting Nationwide recieved my employer reference and payslips etc.

9 August Full mortgage application done

so now we are waiting on the homebuyers report which will be carried out on Friday 23rd August

We are on holiday from Monday 26 August to 10 September and we need to receive mortgage offer before the 17 September as DIP runs out.

If Nationwide have arranged the valuation which is booked in for Friday 23rd should there be anymore obsticles which could pop up, are Nationwide likely to want anymore payslips or anything?

any help/advice would be great
thank you

Just an update on the above....

We exchanged last Friday and have a completion date of Friday 27 September.... its getting near

Miss_Marple_2

Broker has just called to say that the valuation was all fine and that the offer should be out before the end of the week.

I'm not getting too excited just yet, but things are at least noving along

DilbertJones

My turn

August 24th Offer accepted
August 29th Met with broker to formally Apply - AIP received
Various document requests
September 23rd Valuation survey carried
September 25th Mortgage Offer received :T

Lender is Natwest

bassa1980

bassa1980 wrote: »

Thought I'd join in too, as I've been reading this thread over the last few weeks

I'm a FTB, single and I'm self employed

16th August = AIP approved with Post Office
18th August = offer accepted on property
20th August = full application done online and valuation fees paid
22nd August = documentation requested from PO

10 days to get relevant documentation from HMRC! Then a long wait to get homebuyers report and valuation, there has been a 2/3 week waiting list in our area!

24th Sept = valuation and home buyers report took place

Now waiting details of above! Not sure how long this will be, I'm not a very patient person.

Keeping everything crossed now, hoping to get the ball properly rolling, I'm thinking it's going to be November before i move

Mortgage offer received today, very speedy, not sure what's next now... Just the waiting game I suppose! Exciting. Not sure how long it will all be now

Miss_Marple_2

Can't believe it. My broker has just told me that my mortgage offer has been made. _party_

Full application went in with Skipton on the 7th and offer received 26th.

I used Which? Mortgage Advisors and they have been brilliant - well worth the fee.

skintsaver_2

well i am officially a home owner!!!!! ive got the keys to my house and its taken 8 weeks to the day