Anyone want to join me? Awaiting Mortgage decision...

FTB_Doll

kingstreet wrote: »

!!!!!!? Half an hour ago you were on declines and appeals?!? :eek:

I plan for the worst! I am a born worrier! so I do apologise!

Happinesshope

Happiness/hope wrote: »

Hi - applied for a joint mortgage with hubby. AIP received on the same day. Had telephone interview with lender application approved received the paper work two days later. Signed and posted paper work with supporting documentation. Which we have been advised has been forwarded to the underwriters we are still waiting this was a week ago. Early days yet, we are hoping to hear from them soon

Called today for an update and the bank advised that they where waiting for my signature due to change of name as the application is made in my married name. However I had gone into the bank with ID and left my signature, for some reason this was not forwarded to the underwriter with the other supporting documents. Anyway all done now. And the wait continues should hear from the next week........Good Luck everyone:o)

shaun_1987

AIP August 2013
- 10.08.2013 - Offer accepted
- 10.08.2013 - Full application Sent
- 11.08.2013 - Received confirmation they've received the form and documents
- 25.09.2013 - Offer Received

:j:j:j:j

Nelly321

Nelly321 wrote: »

Il rewrite mine lol.. made a mess before

AIP 28/09
Offer accepted 09/10
Mortgage applied 11/10
Mortgage accepted subject to valuation 15/10

Waiting for valuation now

Valuation booked for 29/10

claire2609

Hi,

Can I join…

25.10.13 – AIP withHalifax
25.10.13 – Offer acceptedon House
26.10.13 – Submitted fullapplication in Branch
28.10.13 – Paid &Instructed for Valuation…. Haven’t been given a date as yet.

Does anyone know ifHalifax let you know if the mortgage has been accepted subject to Valuation?

It took us a long timeto even get the AIP, im convinced it’s going to go wrong :-(

GBNI

FTB here

Offer accepted 15th October
AIP 23rd October
Forms signed 26th October
Valuation to be arranged today...no date for valuation yet...

Nelly321

claire2609 wrote: »

Hi,

Can I join…

25.10.13 – AIP withHalifax
25.10.13 – Offer acceptedon House
26.10.13 – Submitted fullapplication in Branch
28.10.13 – Paid &Instructed for Valuation…. Haven’t been given a date as yet.

Does anyone know ifHalifax let you know if the mortgage has been accepted subject to Valuation?

It took us a long timeto even get the AIP, im convinced it’s going to go wrong :-(

They probably will once it's been to the underwriters... Could take a few days though!!!

Zoetoes

Zoetoes wrote: »

03/07 - Right to buy accepted
05/08 - Council valuation
09/09 - Valuation and discount received
28/08 - Apllied via broker
13/09 - Accepted
08/10 - Valuation
16/10 - Received valuation report saying house unmortgageable due to not knowing the construction type and poor resaleability in the area (bloke is from Nottingham and knows nothing about the area)
17/10 - Complaint made re above with evidence of mortgaged properties in the road and sold properties
19/10 - Amended valuation received!
21/10 - Advised by broker that it is with the underwriters
23/10 - I'm not holding my breath!

29/10/2013 - Offer received!

vjacx

Offer accepted 8/10/13
AIP 9/10/13
Full application 14/10/13
Additional Information requested and sent last week. Not yet reviewed by lender.
Further additional information requested 28/10/13 meeting with broker on 1/11/13 to submit this.
Waiting, waiting. Hoping it won't drag too much into November, keeping fingers firmly crossed...

Mortgageseeker

Can anyone advise ? Spoke to lender yesterday regarding decision in principle and there is a problem .. my fianc!'s P60 isn't stating his new jobs full financial year due to him starting in November 2012. He has worked for same brand for 16 years but works for a different company now ... So disheartened I'm sure this can't be the last word on it ..?