Anyone want to join me? Awaiting Mortgage decision...

HTB_newbie

Hi Winger

Have you tried calling NatWest? I found them really helpful. They looked into it for me and the valuation had been received by the underwriters but there were delays in scanning it. Still not found out the valuation though as it apparently needs review by an underwriter before it can be conveyed. I was told that mine is likely to be reviewed today.

Fingers crossed we'll both hear soon!

Winger14

HTB Newbie - My broker have spoken to Natwest on Wednesday when they said should be with them by end of business , and Thursday when they advised still didnt have it and will request to be resent by surveyor, fingers crossed is sorted soon and hope yours goes well !

swanny78

YAY We exchanges contracts yesterday. Moving date the 25th September...Happy Days.

skintsaver_2

Well have had my offer in the post woohoo

the dates for us have been as followed

29th July - Offer Accepted
13th August - Full Application submitted
16th August - Mortgage approved
3rd Sept - Valuation carried out
12th Sept - Offer received

Got an appointment with solicitors next week to sign contracts and arrange a completion date

HTB_newbie

Congratulations Skintsaver! :T

HTB_newbie

Called Natwest - valuation came back at offer price. Pre offer checks should be completed by end of Monday and offer in post by end of Tuesday! :j

michaels

Have my offer from Santander, apparently the long delay is because they booked a survey and I cancelled it...except I didn't. The only thing I am wondering is if I was contactd on the phone by esurv who said they were carrying out a survey on behalf of Santander and I said I don't want to take part thinking it was a phone customer service satisfaction survey. I don't think this happened but I have decilined telephone customer service surveys in the past so either it is an admin error or this is what happened - I have submitted a complaint so hopefully the recordings will answer the question....

Aurum_Citizen

June - MIP agreed
18/06/13 - offer accepted
2/7/13 - Mortgage Survey - (value lower than offer)
3/7/13 - Price renegotiation, met half way
9/7/13 - Lender want more detailed surveys to proceed
11/7/13 - Survey 1
20/7/13 - Survey 2
8/8/13 - Lender sends forms for guarantor to complete (turns out they need to get financial advice)
13/8/13 - Guarantor meets with solictior ( agree to provide advice)
16/8/13 - Bank appointment for guarantor
23/8/13 - Call from Lenders - apparently the bank missed there bit out. (comfirming gaurantors ID)
29/8/13 - 2nd Bank appointment to solve issue

UPDATE

13/09/13 - Mortgage Offer!!!! yey!

I need to move out of my current house on the 27/9/13 - Is it realistic I will be in my house by then, the vendor is not in a chain. Do I tell my solicitor I need to be in by then?

JellyBox

We've had our offer! So excited there was a bit of a delay due to mistakes being made over my name, but it's here now. Woop!

4pudding

I know you shouldn't wish your life away but MY GOD I can't wait for this to be over! :eek:

So far:


Offer accepted: 12/09/13
AIP from Abbey: 13/09/13


One of us is self-employed so that's making it all the more terrifying! :eek::eek: