Anyone want to join me? Awaiting Mortgage decision...

System

SuperSaver123 wrote: »

Hi All,

So again, THANKS GUYS AND GOOD LUCK WITH YOUR MORTGAGE OFFERS AND HOUSE PURCHASES! xxx

Really pleased everything worked out for you in the end and hope you enjoy doing up the new place :T

SamDunham

I'd like to join in...

We're FTB applying through London & Country:

23/10/14 offer accepted
30/10/14 DIP w/ Halifax
31/10/14 full application
03/11/14 broker requested 3 years SA302s
October's bank statement
proof of deposit - all sent
07/11/14 broker emailled to say Halifax are still assessing our docs
10/11/14 broker requested August's bank statement - sent
14/11/14 valuation was booked for today

Another weekend of nervous waiting... _pale_

System

MIP - 07/10/2014
Sold Ours - 24/10/2014
Offer Accepted On New Place - 25/10/2014
Mortgage App Sent - 28/10/2014
Nationwide require this months wage slips ( which we'd already sent ) - 04/11/2014
Valuation and HBR - 06/11/2014
Valuation Approved - 10/11/2014
Received HBR in post - 11/11/2014
Solicitor confirmed Searches complete - 13/11/2014

Received e-mail today

Nationwide have assessed the extra statements Nick sent in last week and these have been marked off as acceptable. The survey, as I think you know, has also been passed as acceptable.

Your file is going through whats known as a 'plausability review' at Nationwides end; basically it is the very final compliance and underwriting checks. I have been advised that this should move to a formal offer tomorrow for you. I will of course, let you know that this is the case and you may also receive a text from Nationwide!

Nearly there!

kingstreet

Why can't they do the plausibility checks in the time they are waiting for the valuation to be done? :mad:

We have a case queued for this where the valuation was done and back last Thursday.

System

kingstreet wrote: »

Why can't they do the plausibility checks in the time they are waiting for the valuation to be done? :mad:

We have a case queued for this where the valuation was done and back last Thursday.

Do these plausibility check usually get done quite quickly? As in 1/2 days for example? Thanks

kingstreet

Ours has just been offered.

That's all day Friday and most of Monday.

System

Ok brill.

Hopefully be sorted in the next couple of days then

oli_ro

Vinnybro1988 wrote: »

MIP - 07/10/2014
Sold Ours - 24/10/2014
Offer Accepted On New Place - 25/10/2014
Mortgage App Sent - 28/10/2014
Nationwide require this months wage slips ( which we'd already sent ) - 04/11/2014
Valuation and HBR - 06/11/2014
Valuation Approved - 10/11/2014
Received HBR in post - 11/11/2014
Solicitor confirmed Searches complete - 13/11/2014

Received e-mail today

Nationwide have assessed the extra statements Nick sent in last week and these have been marked off as acceptable. The survey, as I think you know, has also been passed as acceptable.

Your file is going through whats known as a 'plausability review' at Nationwides end; basically it is the very final compliance and underwriting checks. I have been advised that this should move to a formal offer tomorrow for you. I will of course, let you know that this is the case and you may also receive a text from Nationwide!

Nearly there!

Same boat as yourself, see my timeline in previous posts.
Last extra document was provided on the 12.11, I have not had further updates since then.
Valuation done and approved 2 weeks ago.

Vinny, when you did your broker send the extra statements ?

System

We sent them on the 6th of November mate

oli_ro

Cheers. Ah, well, I give up trying to predict estimated time they will look at my papers. I put my faith in God now.