Anyone want to join me? Awaiting Mortgage decision...

Hayleyloulou

Jes0rKah wrote: »

Congrats on your exchange & hope the completion goes through without a hitch :T

I can't wait to get to that point, although I have a lot of stuff to get sorted before then (major house/garage clear-out & pack up of non essentials!) I'm looking forward to not paying rent!

Ohhhhh neither can I! Long way to go though lol! Xx

Budgie85

We completed today and picked the keys up, it's been a stressful process but it's all over now :beer:

suziqqq

Hayleyloulou wrote: »

With halifax. They've only asked for 1 months pay slips from each of us too which I'm quite concerned about - especially with my situation. Broker has everything from past 6 months anyway lol!
I know with halifax the valuation is done before the underwriting so I am nowhere near relaxed yet lol!!

Halifax only asked me for 1 payslip too had survey done 23rd May got results back in post today

hop3y

hop3y wrote: »

Mortgage with Natwest went to offer this morning. Woohoo!

And then I got home and the offer and valuation was on my doorstep on the same day...:T

19ardagh70

hop3y wrote: »

And then I got home and the offer and valuation was on my doorstep on the same day...:T

Congrats :T

ClareTeaches

suziqqq wrote: »

Halifax only asked me for 1 payslip too had survey done 23rd May got results back in post today

Just payslips for us with Halifax, too!

ClareTeaches

hop3y wrote: »

And then I got home and the offer and valuation was on my doorstep on the same day...:T

Congratulations! :j Good luck for the rest (exchange, completion, etc)!

skinnylinny

I've been reading this thread for a couple of weeks and would like to add our timeline. It's been really helpful for me and I hope ours is helpful to others at some stage:

Mortgage application with Clydesdale via a broker - partner is a Contracting Software Engineer so good bank for contractors.

Put our house on market 09.05.14
Viewed house we liked 10.05.14
Loved house and put offer in which was accepted within 30 mins!! 10.05.14
Our house had 8 viewings!! 11.05.14
Mortgage application with Clydesdale via broker (partner is a contractor) 13.05.14
Our house went to sealed bids 14.05.14
Sold our house STC 16.05.14
Solicitor instructed 16.05.14
Looooooong painful and tense wait
Chased Broker 28.05.14
Mortgage approved, paperwork being sent out 29.05.14!!!!!!!!!!

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

suziqqq

Yay got my mortgage offer today from Halifax for full amount : )

Ky-An

20 March Received and accepted offer on my house
11 April my solicitor writes me stating waiting for buyers solicitors details
11 April send email to solicitor, solicitor off for 2 weeks
28 April put in offer on house and it's accepted.speak to solicitor who tells me she has been off for a month. I know she was off for 2 weeks over Easter.
Email from solicitor they have the buyers solicitors details they will now make contact.
9 May AIP and full app sent to Halifax.
23 May valuers at the property I am buying
This week now I can't be bothered. My mortgage company wrote me stating my solicitor has asked for a redemption figure. I'm getting excited. Ring the solicitor they have never received a response from the buyers solicitor. I said do you mean ever they said yes. Buyer rang my estate agent asking what is the hold up. My solicitor told me last week the buyers solicitor wanted further details. Now which one is it. You've heard from them or you haven't.Spoke to my solicitor yesterday who said they have contacted my estate agent to contact the buyers solicitor. Spoke to the estate agents today who said no one rang them. Now I have lost the will to live.......