Anyone want to join me? Awaiting Mortgage decision...

AW1980

First time poster...

NatWest 
16/10 - application submitted
19/10 - valuation put on hold (at our request)
20/10 - tracker says we’re reviewing original payslips 

No news yet 

Rach7379

Not sure if this  has already been covered, but we are currently selling a property and are being told that the buyers are waiting on the underwriters and being told it is delayed to 12 - 16 weeks due to covid 19 is this true do you think or do you think we are being given the run around?

jrrrrj

First time update on mortgage application with Halifax:
23/10 AIP
23/10 Full application submitted 
26/10 Valuation booked 04/11
28/10 MA says they’ve spoken to the underwriter and as long as valuation is ok, a mortgage offer will be sent within 48 hours....

dais

Rach7379 said:

Not sure if this  has already been covered, but we are currently selling a property and are being told that the buyers are waiting on the underwriters and being told it is delayed to 12 - 16 weeks due to covid 19 is this true do you think or do you think we are being given the run around?

I think it will depend on the lender. I’ve had a 5 week wait with Barclays and have heard of others who are on their 7th/8th week. I think some lenders outsource their underwriting team so I suppose it depends on the current situation/climate in those countries. Everything seems delayed at the moment, even getting a valuation booked was a struggle!

Nile_E_Coyote

Applied with RBS.
 DIP - 8/10
Full application - 10/10
Submitted payslips and bank statements 16/10.
The above went ticked and asked for proof of deposit - 28/10
Proof sent 28/10 and ticked on the tracker 29/10
Instructed valuation - 28/10

niknaks0285

niknaks0285 said:

Hi. So I am a first time poster! 
Currently and anxiously waiting on a mortgage approval from Natwest. Originally was told by MB would take about 2 weeks but then I thought with the volume of mortgages and survey requests at the moment it would take longer. 
Currently on week 3 as of today! Application went through on the 7th October for a Single mortgage application, we are married.
Natwest wanted an extra 5k deposit  that originally stated in AIP which wasnt an issue. 
So far dates are 
7th Oct- Mortgage app submitted
12th Oct- valuation instructed (new build)
21st Oct- payslips ticked
Emailed advisor to ask how long it will take for the approval, with a reply to say that the application process is going well. 

And now I wait for next update. Its killing me!   

Update
After an email asking for an update. We have been told the only thing left outstanding is the valuation. They have left a number of messages since instructing for the valuation to be done 2 weeks ago. Impressed with how quick the follow up on queries is going.
I'm hoping to know final decision next week! 

Swash

Received my mortgage offer from TSB yesterday in the post  Hopefully the rest of the process goes smoothly.

hema123456789

Timeline with NatWest 
13/10 - AIP and full application submitted
16/10 - money for valuation taken
27/10 - further info required re deposit and provided 
30/10 - email confirmation that the mortgage is approved subject to valuation which is due to be completed on 12/11

Fingers crossed nothing comes up during the valuation process! 

hema123456789

Timeline with NatWest 
13/10 - AIP and full application submitted
16/10 - money for valuation taken
27/10 - further info required re deposit and provided 
30/10 - email confirmation that the mortgage is approved subject to valuation which is due to be completed on 12/11

Fingers crossed nothing comes up during the valuation process! 

Nile_E_Coyote

Nile_E_Coyote said:

Applied on the 10th. Documents sent a week later.

Rbs tracker has marked then all as ticks 'this action is complete'. Not sure if this means theyre acceptable or whether we will receive questions on then later.

The bottom says we have instructed a valuation report and will await survey results.

Waiting game.

Got my approval subject to valuation today.