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Husband wants to loan step-brother 600. How to make sure we get it back?

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Eighth Anniversary 10,000 Posts Debt-free and Proud!
    edited 12 July 2013 at 8:23PM
    Arnie123 wrote: »
    Anyway the dad died last week and the whole family are on benefits and cannot afford the funeral.

    In which case they should refuse to deal with it.

    Then the Council (or hospital, if that's where he died) will pay for a Public Health Funeral.
  • Dont lend him it under any circumstances.You wont get it back.
    Instead say that you will help him fill in the form for a funeral payment off the DSS.

    https://www.gov.uk/funeral-payments/overview. It tells you how to claim here and the forms are here etc. If the family need more money to cover the cost then let then put in their weeks money from their benefits.They could also delay the funeral by a week or two so they could get the money together.
  • Shovel_Lad
    Shovel_Lad Posts: 1,123 Forumite
    Eighth Anniversary Photogenic
    This tells you about funeral payments.

    https://www.gov.uk/funeral-payments/overview

    Usually the money is paid direct to the funeral directors.
    If you have already paid the funeral directors the money is paid direct to you.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Dovah_diva wrote: »
    Can you and he afford to lose £600?

    This is basically it, if he lent the money is it an amount he could write off ?

    If not then he shouldn't lend it.
  • Arnie123
    Arnie123 Posts: 41 Forumite
    We have looked into these payments off the social. Apparently you have to spend the cash and then present the invoice to the social who will cover it.

    And that is the problem, they cannot pay upfront.

    I have spoke to the hospital bereavement specialist and tehy have said tif they cannot raise fund upfront the hospital will arrange a basic funeral.

    however this relative wants a burial.

    my response is he should get a job. there are lots of things i would like but cannot afford them. perhaps if he had not walked out of the job i gave him he could have afforded it (unlikely for a pot smoker)
  • Arnie123
    Arnie123 Posts: 41 Forumite
    DCFC79 wrote: »
    This is basically it, if he lent the money is it an amount he could write off ?

    If not then he shouldn't lend it.

    No we are on a VERY LOW income. I run a business but it does not make much cash as it is only just over a year old and husband does not work.
  • Clive_Woody
    Clive_Woody Posts: 5,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Arnie123 wrote: »
    No we are on a VERY LOW income. I run a business but it does not make much cash as it is only just over a year old and husband does not work.

    Tell husband when he earns £600 he is free to give it away as he chooses once all bills are paid, until then he can stop his charity donations.

    Or Plan B tell him that he needs a lending license to lend money even to family and if he lends money without one he faces prosecution and jail (not strictly true but if he fell for the PPI scam then he should accept this). Tell him that the illegal loan inspectors have been covering your area recently and that you heard this on the radio with warnings handed out to the public that they face a prison sentence. Tell him you will miss him when he is banged up with with Big Arry his new cell mate serving a 5 years spell at her majesties pleasure.
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • If your husband doesn't work, is he on any benefit himself? Couldn't he pay for the funeral and then claim it back himself?
  • Arnie123
    Arnie123 Posts: 41 Forumite
    I have nagged him into a corner and he has backed down! He is mega-sulking now but I would rather have the mother of all sulks then putting 600 down the drain...
  • Elsewhere
    Elsewhere Posts: 752 Forumite
    He is very, very unlikely to get the money back.

    If the step-brother has anything valuable (XBox, bike etc.) tell him to take it to Cash Converters to get the £600, or sell it on EBay. Then he can save up his £20 a week to recover it, or buy another one - that'll give him some incentive not to waste his money.
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