Daughter stopped for no mot

photome

lemontart wrote: »

on the insurance front if a car has no valid mot ins doc that would void any insurance claim as it is not legally on the road. same goes for no valid car tax all are legal requirements as is car insurance - yes I know there are those with out

that reads as if you know what you are talking about! its a shame you dont

GAZ237

lemontart wrote: »

on the insurance front if a car has no valid mot ins doc that would void any insurance claim as it is not legally on the road. same goes for no valid car tax all are legal requirements as is car insurance - yes I know there are those with out

Stick to baking.

lemontart

photome wrote: »

that reads as if you know what you are talking about! its a shame you dont

Unless the get out's used by insurance companies have changed since I was an Underwriter 20 odd years ago

Just checked - nope not changed

MOTs and the law

Not having a valid MOT can have serious consequences, not least because it is illegal, under Section 47 of the Road Traffic Act 1988. If caught, you face a fine of up to £1,000. More importantly, if you do not have a valid MOT, then your motor insurance will be automatically invalid, leaving you open to a charge of driving without insurance which will add 6 to 8 penalty points to your fine. Vehicles that are 3 year or older are require to undertake an MOT.
MOTs and motor insurance

A lack of MOT invalidates your insurance, making you liable for any costs from an accident. With the average claim currently estimated to be in the region of £2,500, the price of your missed test will seem like a bargain by comparison. What’s more, if you are convicted of driving without an MOT, your motor insurance premiums may go up significantly when it’s time to renew, costing you even more.
Can you drive without an MOT?

The only time it is legal to drive without an MOT is to and from a pre-booked appointment at a local test centre. However, it is worth bearing in mind that this is strictly enforced. Booking an appointment miles away, to coincide with another trip you need to make, will not wash with the authorities.
Remembering your MOT

Lum

lemontart wrote: »

Unless the get out's used by insurance companies have changed since I was an Underwriter 20 odd years ago

As was posted on the last page. Any insurer that tries that get-out will be stomped on by the ombudsman.

Retrogamer

You can have an car pass an MOT but is illegal and dangerous to use on the road anyway.

Windscreen excessively cracked = mot fail. Windscreen removed = mot pass.

smashingyour...

lemontart wrote: »

Unless the get out's used by insurance companies have changed since I was an Underwriter 20 odd years ago

Just checked - nope not changed

MOTs and the law

Not having a valid MOT can have serious consequences, not least because it is illegal, under Section 47 of the Road Traffic Act 1988. If caught, you face a fine of up to £1,000. More importantly, if you do not have a valid MOT, then your motor insurance will be automatically invalid, leaving you open to a charge of driving without insurance which will add 6 to 8 penalty points to your fine. Vehicles that are 3 year or older are require to undertake an MOT.
MOTs and motor insurance

A lack of MOT invalidates your insurance, making you liable for any costs from an accident. With the average claim currently estimated to be in the region of £2,500, the price of your missed test will seem like a bargain by comparison. What’s more, if you are convicted of driving without an MOT, your motor insurance premiums may go up significantly when it’s time to renew, costing you even more.
Can you drive without an MOT?

The only time it is legal to drive without an MOT is to and from a pre-booked appointment at a local test centre. However, it is worth bearing in mind that this is strictly enforced. Booking an appointment miles away, to coincide with another trip you need to make, will not wash with the authorities.
Remembering your MOT

So you're saying you don't need insurance to drive to an mot test?

Because if it's invalid theses no point paying for it.

alastairq

Can you drive without an MOT?

The only time it is legal to drive without an MOT is to and from a pre-booked appointment at a local test centre. However, it is worth bearing in mind that this is strictly enforced. Booking an appointment miles away, to coincide with another trip you need to make, will not wash with the authorities.
Remembering your MOT

The latter sentence is not strictly correct.

It is accepted that a vehicle in such circumstances may have to stop for fuel, etc...and it is accepted that, sometimes an MoT can only be booked at a testing station which doesn't happen to be the nearest, or most convenient.

There is nothing, in Law,which specifies what distance the pre-booked MoT tester should be .

'Reasonable' is what is applied in Court....and 'reasonable ' is open to very many influences...or argument. Given good argument, opinion has no effect.


My insurer does not insist in any way, shape or form my car have a current MoT.

It does insist I keep them in good condition, and I have a legal duty to keep them roadworthy.

I have had no trouble insuring, and keeping insured, a car without MoT, or even, a registration plate.

Said car had to be insured, simply to drive it to a pre-appointed MoT test.....and, further, to a pre-appointed weighbridge, to enable the MoT tester to adjust the brake testing equipment [weight needed.]

I had no idea whether the car would 'pass' or 'fail' it's MoT, nobody's infallible....it was, to the best of my ability, in a fully roadworthy condition. [the test pass subsequently bore that out]. Only with that MoT certificate, could the car even receive a registration number!

Remember, the MoT certificate really is only valid as proof of road-worthiness, on the day.

vaio

alastairq wrote: »

The latter sentence is not strictly correct.

It is accepted that a vehicle in such circumstances may have to stop for fuel, etc...and it is accepted that, sometimes an MoT can only be booked at a testing station which doesn't happen to be the nearest, or most convenient.

There is nothing, in Law,which specifies what distance the pre-booked MoT tester should be .

'Reasonable' is what is applied in Court....and 'reasonable ' is open to very many influences...or argument. Given good argument, opinion has no effect........

I didn't think there was any mention of distance (reasonable or otherwise) in the law so I'd say there is no argument, either it was on the way to a pre-booked test or it wasn't. The salient things being "is a test booked" and "was the vehicle heading toward the test station"

alastairq

...although, booking a test in Glasgow, and driving from Dover may be pushing one''s luck a bit?

Although,as you note, not unlawful as such

Retrogamer

It's worth noting as well, whilst you can drive a car to an MOT station with a pre arranged appointment you will still be liable for any faults the car has whilst doing it.
Bad tyres, defective lights ect.