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The Ultimate Incentive part 10. The only thing holding you back is you.

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93 wrote: »
    7. Have completed a complete profit-loss budget for our household finances for the past 6 months, and for future scenarios based on different employment options

    Just tried to do this one, I need a NIM spreadsheet to make this one work! Will ask him tonight or Wednesday when he's next about.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Well done, Dinah fiesta.gif
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Owwwwwww. Took a right tumble at skating tonight and managed to land on both elbows and a hip. Going to be bruised tomorrow.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Finally tiling the kitchen today :j Hope we don't b*lls it up :eek: Then just grouting, and changing the sockets and the kitchen makeover will be complete. I can't wait.
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Oooh hope you're not too sore today Dinah! The last time I went skating I fell over and cried! It *really* hurt! :o

    Exciting stuff about the kitchen Lara! Hope it goes well! :)

    No exciting news from me, just knackered still! :o How's everyone else doing? You're all super quiet! :)
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I'm here! :) Just being very boring and not doing a lot so I don't have much to tell people about :o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning,

    Well done for working out the debts Dinah. Hope you are OK after the fall.

    Bless you Birdie for being tired. I can't even remember first being pregnant now eek.I think that means its nearly time to do it again haha.

    I have a cold which is delightful but apart from that doing OK.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Birdie85 wrote: »
    No exciting news from me, just knackered still! :o How's everyone else doing? You're all super quiet! :)

    We've been busy here with JDIJ. I don't know if you all remember but we decided for JDIJ we were going to redecorate the dining room. Well.......... It's going to take a bit longer than planned I think. Ever since we moved in I've been complaining that previous occupiers had boarded up the alcoves in the dining room. I'd love to knock them back out but the ceiling is new so it would cost a fortune if we had to replace the ceiling too. So we dismissed the idea. Well while we were ripping the wallpaper off we noticed a tiny line running parallel to the ceiling about a foot lower down. When I thought about it I realised that in our front room the alcoves stop about a foot lower than the ceiling. This tiny crack in the plaster confirmed that the alcoves in the dining room did too so knocking them back out wouldn't affect the ceiling at all. So you can all guess what DH did on the weekend? Yep we now have two very large holes in our wall. We plan to get as much done in June as possible but now we are doing the alcoves as well I don't think we'll be done by the end of the month. :cool:

    Hope you are not too bruised Dinah.

    Birdie rest while you can x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I hope the extra work doesn't take too long Star! I love a good alcove though, hopefully it'll look lovely once all finished! Although you may have to extend to Just Finish it July! ;)

    Have you got your job sorted out now Beccie?
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Birdie85 wrote: »
    I hope the extra work doesn't take too long Star! I love a good alcove though, hopefully it'll look lovely once all finished! Although you may have to extend to Just Finish it July! ;)

    :rotfl::rotfl:JFIJ sounds about right :rotfl::rotfl: we are planning to put shelves and a small cupboard in the alcoves so I can display/store all my nice things (a vintage tea set, my cake stands, nice crockery etc) which means we can get rid of the sideboard we currently have, giving us more room in the dining room. (That's the plan anyway)
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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