So confused right now :(

sparkles22

Also, just to add, my parents definatley do not want me to accept this new flat. They want me to wait it out. Which is another thing that plays on my mind. They are quite demanding people, and I can jut imagine the fall out if I don't do what they want me to do

paulineb_2

sparkles22 wrote: »

I do want to move in with OH, very much so. I just really really really wanted that flat which is already decorated and with all the furniture in it. Its my family home, and I do see it as mines

Its not yours though, even if it should be because your mum and dad want you to have it. The fact that youve said the sister wants her share of the property your stepdad boughtwhether shes legally entitled to it or not suggests theres going to be some dispute over it and that could take months or longer to sort.

I dont think theres any chance that you are going to be moving in there any time soon, also what would happen if the council said you couldnt have it?

You are turning down the chance of a secure tenancy on the basis of things that you have absolutely no idea how they are going to turn out in the future.

paulineb_2

sparkles22 wrote: »

Also, just to add, my parents definatley do not want me to accept this new flat. They want me to wait it out. Which is another thing that plays on my mind. They are quite demanding people, and I can jut imagine the fall out if I don't do what they want me to do

Well, as I said before, consider refusing this offer but let your bf move into the tenancy, he'll have security then.

Also, who are you living your life for, you or your parents?
They are happy to see you turn down the offer of a house because you might get their home in the future when all this is sorted out?

If it all falls through where exactly are you going to be housing wise, what will your options be?

Gingernutty

If I understand correctly -

sparkles22's stepdad and mother have a council tenancy for a flat.

The stepdad's parents had a council house tenancy.

sparkles22's stepdad paid his parents the money required to buy the house under the 'right to buy' scheme.

This was on the understanding that the house would go to him alone when his parents died.

However, legally, the house could only be bought by the then tenants.

So the stepdad's parents were put down on the title deeds as the owners - even though it wasn't their money that bought the place.

This is the first misunderstanding.

Because of the right to buy rules, the stepdad couldn't be listed on the title deeds because he wasn't listed on the council house tenancy.

Stepdad's mum died first. Stepdad's dad is still alive so right now there is nothing to be inherited.

Stepdad's mum should have written a will leaving everything to her husband first, or if he had died before her, the will should gave distributed her estate between her children but left her share of the house to sparkles22's stepdad alone. This doesn't seem to have happened.

Now, the stepdad's father needs to go into care. The house now belongs to the stepdad's father as he is the remaining title holder. Why the stepdad's siblings are involved at this stage is beyond me.

sparkles22's stepdad and mother had been hoping to move into the house which they thought they owned (but don't and it looks like they never will) and were also hoping to pass their tenancy onto sparkles22.

sparkles22, meanwhile has been council home hunting with her own OH and been offered a decent enough flat which her OH has decided is the one for them.

Does she turn down the offer in the hope that the tenancy is passed to her?

Does she accept the offer and move into a new flat with no furniture with her OH?

My opinion? I think she accept the offer of the council flat with her OH.

By the sounds of things, ascertaining the true ownership of the house and sorting out what the wills actually say and if they are valid could take months to sort out, it may not go in her parents' favour and she may not get the tenancy assigned to her anyway.

It sounds like sparkles22 hasn't been saving for a house move at all, so hellbent has she and her family been on this musical chairs arrangement with her parents.

There are plenty of half decent secondhand shops out there sparkles22. Half the 'fun' of making your place your own is putting up your own furnishings and decorations. Accept the offer.

sparkles22

I'm just so angry right now. For years I've plodded along, as have my parents, in the assumption that they would be able to transfer the house to me one day. Obviously it may happen, but equally it may not. I just feel really frustrated, like the rug has been pulled from under my feet or something

Foxn86

I think you would be crazy to turn a council flat down. I would jump at the chance of a council flat or house, and pay a small rent compared to what i need to pay for my house.
Your hanging on hoping to get a flat which you might not get a for years. As there could be all sorts of legal problems involved. Especially when the brothers and sisters may think theres money involved.
Suddenly when money becomes involved people can become greedy, so his siblings may then cause issues if they are on it so to speak.

A council house is not a mortgage, you can walk at any time so if you decided to change etc down the line you could simply hand it back to the council.
And what better to get your own home and put your own stamp on it
Me personally would jump at the chance to take the flat offered. As if you reject a 2nd you will never get offered from them again ever. So you may kick yourself if you don't take it !!

sparkles22

Gingernutty, you're right, I haven't been saving for a flat for the reason stated in the post above. I didn't think I would have to.

I guess now I know never to assume anything

tayforth

Won't the house have to be sold to pay for the stepdad's dad's care?

Golden rule - never rely on an inheritance.

The BF should accept the council flat and move in.

The OP needs to start making decisions assuming that she won't 'get' the house, because it's unlikely that she will.

zzzLazyDaisy

So you are going to put your whole life on hold for something that may never happen (probably won't, as the flat will probably have to be sold to pay for care), just because there is an outside chance that you may be assigned the tenancy of a place that your OH doesn't even want to live in?

Best bet - accept the flat and go and live with your OH. If it doesn't work out, you can move back in with your parents. TBH you sound like a little girl who is dependent on her parents for everything, rather than a grown up who is making plans to live with her partner.

sparkles22

Fox I know how incredibly lucky I have been; some people are lucky to be offered one property in their lifetime.
think I know what I have to do. Doesn't make it any less terrifying though