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  • Dolliechops
    Dolliechops Posts: 40 Forumite
    I hear you about the halifax overdraft was uneasy about having it anyway and following all the advice I'm going to avoid it

    Wages have arrived :j:j:j:j:j

    They were about £50 less than expected but I think this may be due to staff sales on bits my mum ordered months ago , she has already had the delivery but I ask her to pay the money when it gets deducted from wages.

    How keen am I? I have already transferred money around and sent money on it's merry way to pay the debts :T and updated sig

    Paid off £40 from next and Set myself a mini challenge of getting next to under 100.00 within 7 days that £8.11 is bugging me already :rotfl:
    NEXT. - was £120. / now £ 120
    STAFF CARD - was £300 / now £300
    OVERDRAFT - was £1000 /now £1000
    CREDIT CARD - was £1750 /now £1750
    Overdraft2. - was £1000/now £1000
    VERY. - was. £260 / now £260
  • nicolula87
    nicolula87 Posts: 190 Forumite
    Yay payday :D

    Wrestling sounds fun....enjoy it! I wish I was good at gardening, I have an amazing ability to kill any plant I lay eyes on. So I avoid them as much as possible!
    Kitchen Debt - 2820/260
    Save £12k in 2013 #060: 1293.24/3000
    MFW: 88760.00/85000.00 (4.24% paid)
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I hear you about the halifax overdraft was uneasy about having it anyway and following all the advice I'm going to avoid it

    Smart decision! :)
    Wages have arrived :j:j:j:j:j

    Mine too!! :D
    How keen am I? I have already transferred money around and sent money on it's merry way to pay the debts :T and updated sig

    Addictive, isn't it!?!? :rotfl:
    Wealth is what you're left with when all your money runs out
  • Dolliechops
    Dolliechops Posts: 40 Forumite
    Evening

    A quick catch up before I head off to bed .

    Had a really tired day today even had a little cat nap which is so unlike me

    Spent today finishing off the garden :)

    Just rounded down banks and paid another £6.60 off of next :j only another £1.52 to pay then I will be under the £100 Mark :j

    Also put some money to holiday fund . Have spent some holiday fund already to pay for cattery deposit but although I felt a bit naughty spending it but that is what it's there for I guess

    Sig is updated and it's true it is addictive

    Night
    Dollie x
    NEXT. - was £120. / now £ 120
    STAFF CARD - was £300 / now £300
    OVERDRAFT - was £1000 /now £1000
    CREDIT CARD - was £1750 /now £1750
    Overdraft2. - was £1000/now £1000
    VERY. - was. £260 / now £260
  • HeadAboveWater
    HeadAboveWater Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Will you find the extra £1.52 today maybe? :)

    Great to see the holiday fund going up!

    Yes it can all get rather addictive!! lol ;)
    Wealth is what you're left with when all your money runs out
  • Dolliechops
    Dolliechops Posts: 40 Forumite
    Hi all

    I've not posted in a few days I have been enjoying the nice weather
    And working .

    Nothing to report all banks are good and all bills have been budgeted for .everything looking rosy :T

    I have paid a few more pennies off the next debt. It's slowly going down :T

    I'm off to have a cheeky look around primark this afternoon ,

    Have a good day everyone

    Dollie xx
    NEXT. - was £120. / now £ 120
    STAFF CARD - was £300 / now £300
    OVERDRAFT - was £1000 /now £1000
    CREDIT CARD - was £1750 /now £1750
    Overdraft2. - was £1000/now £1000
    VERY. - was. £260 / now £260
  • Hi all

    I've not posted in a few days I have been enjoying the nice weather
    And working .

    Nothing to report all banks are good and all bills have been budgeted for .everything looking rosy :T

    I have paid a few more pennies off the next debt. It's slowly going down :T

    I'm off to have a cheeky look around primark this afternoon ,

    Have a good day everyone

    Dollie xx

    Weather is lush! I've also been slacking off on here to enjoy it ;) Primark is dangerous! I can't go in there without spending a fortune :o I rarely go so when I do it's not good on my bank balance :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Dolliechops
    Dolliechops Posts: 40 Forumite
    My little adventure to primark was a disaster :o

    Picked up 3maxi dresses I couldn't be bothered to try them on in store so had a fashion show at home with a very honest DD as my audience :eek:

    Needless to say dresses being returned as it appears that my belly is to big to look" cool " in them :eek::eek::(
    NEXT. - was £120. / now £ 120
    STAFF CARD - was £300 / now £300
    OVERDRAFT - was £1000 /now £1000
    CREDIT CARD - was £1750 /now £1750
    Overdraft2. - was £1000/now £1000
    VERY. - was. £260 / now £260
  • ahh but look at the bright side, it's money back in your account!?

    I also can't carry off that look btw so you're not alone :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Dolliechops
    Dolliechops Posts: 40 Forumite
    Morning ,

    Next statement has arrived and interest been added ,signature has been updated ,

    I have rounded down bank accounts and paid £1.53 towards Next debt .

    More shopping today with DD she's a bit of a moneybags at the minute thanks to pocket money from nanny and grandad . After forcing her to put half of it in the bank the rest is burning a hole in her pocket . I could really do without traipsing around shopping centre :o

    Have a great day everyone
    Dollie
    NEXT. - was £120. / now £ 120
    STAFF CARD - was £300 / now £300
    OVERDRAFT - was £1000 /now £1000
    CREDIT CARD - was £1750 /now £1750
    Overdraft2. - was £1000/now £1000
    VERY. - was. £260 / now £260
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