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Mean with money

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Comments

  • notanewuser
    notanewuser Posts: 8,499 Forumite
    I can't imagine ever having that conversation with my OH. From the day we moved in together everything has gone to a joint account. He's always earned more than me because I've only worked part time between child raising etc but we are an equal partnership.

    My son has just moved in with his GF and the first thing they did was open a joint account for their wages to be paid into and the bills to come out of. They impressed me really, DS works part time and only earns about £8k a year and starts his final Uni year in September, his GF earns £18k but is more than happy to support him through and pool what they have.

    It's not a great idea to make yourself Financially associated with somebody else before dealing with mortgages etc. especially if you're young. Those associations last a long time.
    Trying to be a man is a waste of a woman
  • pulliptears
    pulliptears Posts: 14,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 May 2013 at 12:58PM
    It's not a great idea to make yourself Financially associated with somebody else before dealing with mortgages etc. especially if you're young. Those associations last a long time.

    Sorry, where did I mention mortgages? Or their ages for that matter! Or even how long they have been together?
    They live together, their names are on all the bills, they have a partnership. So you propose all bills go in one name do you?
    Fortunately they don't share your beliefs.
  • Treevo
    Treevo Posts: 1,937 Forumite
    Sorry, where did I mention mortgages? Or their ages for that matter! Or even how long they have been together?
    They live together, their names are on all the bills, they have a partnership. So you propose all bills go in one name do you?
    Fortunately they don't share your beliefs.

    That poster said "before mortgages". And you gave away their ages by telling us all that your son is in the final year of university.

    It isn't an either/or situation. There are middle grounds that don't involve one person having all the bills in their name, or the alternative of joining finances completely.

    Their decisions may pay off now if they stay together forever and both are always financially prudent, but the statistics don't make that seem very likely. One could end up bankrupt and that would negatively affect the other's financial health.

    You may find yourself wishing you hadn't been so condescending about other people's warnings when you find yourself picking up the pieces.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    DeeDee74 wrote: »
    very sad u think buy jeans is unjustified or might be unjustified this is not 1000 bag or pair shoes as far as op has said..
    It might have been unjustified if they were designer jeans.
    It might have been unjustified if she already had 7 perfectly good pairs of jeans.

    If you think that the OP's partner would be rightly miffed (not saying that he has the right to stop her from doing it, just that he would be upset) if she took a second job - and so significantly reducing their time together - in order to buy a £1000 bag but that, from what we know, buying the jeans was justified then as far as I am concerned you completely agree with what I am saying.
  • pulliptears
    pulliptears Posts: 14,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Treevo wrote: »
    That poster said "before mortgages". And you gave away their ages by telling us all that your son is in the final year of university.

    Ahh right, I didn't realise that there was a set age to be at University and that all couples were the same age! Stupid me!


    It isn't an either/or situation. There are middle grounds that don't involve one person having all the bills in their name, or the alternative of joining finances completely.

    Their decisions may pay off now if they stay together forever and both are always financially prudent, but the statistics don't make that seem very likely. One could end up bankrupt and that would negatively affect the other's financial health.

    You may find yourself wishing you hadn't been so condescending about other people's warnings when you find yourself picking up the pieces.

    Condescending? Hello Mr Pot
    :rotfl::rotfl::rotfl:
  • Treevo
    Treevo Posts: 1,937 Forumite
    Condescending? Hello Mr Pot
    :rotfl::rotfl::rotfl:

    There doesn't need to be a set age. You're 39. So the chances are that your son isn't much older than 20. ;)
  • DeeDee74
    DeeDee74 Posts: 2,941 Forumite
    Part of the Furniture Combo Breaker
    It might have been unjustified if they were designer jeans.
    It might have been unjustified if she already had 7 perfectly good pairs of jeans.

    If you think that the OP's partner would be rightly miffed (not saying that he has the right to stop her from doing it, just that he would be upset) if she took a second job - and so significantly reducing their time together - in order to buy a £1000 bag but that, from what we know, buying the jeans was justified then as far as I am concerned you completely agree with what I am saying.

    Just to make things clear I dont agree at all!!!! She bought jeans she hasent took a second job to buy extravagant things shes entitled to buy what she wants she works 2 jobs is she wanted designer clothes shes working hard to pay them.
    Id have no man tell me what I could or couldnt spend my money on I dont agree with your way of thinking at all....
    Ignore reality.There's nothing you can do about it.
    I have done reading too!
    personally test's all her own finds
  • Treevo
    Treevo Posts: 1,937 Forumite
    DeeDee74 wrote: »
    Just to make things clear I dont agree at all!!!! She bought jeans she hasent took a second job to buy extravagant things shes entitled to huy what she wants she works 2 jobs is she wanted designer clothes shes working hard to pay them.
    Id have no man tell me what I could or couldnt spend my money on I dont agree with your way of thinking at all....

    Which would be fine. Unless you were expecting his money to subsidise it.
  • pulliptears
    pulliptears Posts: 14,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Treevo wrote: »
    There doesn't need to be a set age. You're 39. So the chances are that your son isn't much older than 20. ;)

    You think? And his GF?
    As my child seems to be of great interest to you shall I point out that she's a fair bit older than him. Not that it's any of your business whatsoever though is it?
    ;)
  • DeeDee74
    DeeDee74 Posts: 2,941 Forumite
    Part of the Furniture Combo Breaker
    Treevo wrote: »
    Which would be fine. Unless you were expecting his money to subsidise it.
    Which clearly the op isent expecting him to subsidise hence the need to get a secone job... why should the op have ask before she can spend her money on what she wants? Simple she dosent have the nor should be expected to...
    Ignore reality.There's nothing you can do about it.
    I have done reading too!
    personally test's all her own finds
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