We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
May The Force Be With YOU!
Options
Comments
-
Hello, mind if I join you all? Been reading a bit but I am no good on this computer thingy. Your posts really inspire me to save, save and sort my finances out.
Did not really think about it until my sister got married and bang (!) her life is sorted pretty much...and I got to thinking about mine. Mid life crisis i guess as I turn 30 at the end of this month. Eeeeek! I have a degree, good job thankfully earning about £27k a year, no debt at all since I worked hard after uni to pay it all off. I did have a basic £2k saved but am down to £600 as the wedding cleared me out. I have no family to help me out really -no one to stay with while I save or to hand me a deposit for a house so it is just me literally. Going to start with June and get through each month. Luckily for me Kat helped me work out a budget (over tea) I can hopefully stick to.
Rent and bills work out to be £800 a month, I can save £400 and that leaves £300 left. So about £100 on food and will try to save the other £200 for emergencies. Will be pushing this when I get paid and will appreciate any support I get. Thanks everyone and the lovely Kat for all your help. xDebt free. House deposit £75k. Oct 24 have moved to Scotland. 2025 start house purchase. Do overtime, get salary increases- to £41k then £48k0 -
Ooooh so many posts to catch up on... Siouxsie you sound like you aren't a small insect lover... I shall join you balancing on that chair.. saw a MASSIVE spider in the bathroom the other day, knew he would be too big to squish as he would make a mess so got him with an overturned glass and chucked him out the window - URGH!!! Ants annoyed me at my old place a few years back - killing them was hugely satisfactory but I never knew where they were coming from...
Anyway... MiMi66 and DueSouthTwin2 welcome to the thread!! We would love to have you on board for Junes challenge as this one is well under way and nearly FINISHED!!!! Lurk as you would like, see what we do, see if the rules are okay with you but be warned there will be some delightful tweaks in June...
Sarah147 have you found any treasures buried deep in the boxes? Well done on the clutter but I can understand your frustrations regarding the dongle. That would wind me up something rotten.. Am I able to ask regarding bills and struggles and whats happening..?
Mrs Toast - when you say "until the end of the month" does that mean you won't be shopping AT ALL until June?
Yesterday was not an SFD - £1.75 spent on shampoo and condition. I am such a cheap skate at the minute but was going to be £0.75 each when I spotted a slightly better conditioner in Tescos with a YELLOW STICKER reduced to £1.
Went to the cinema with DueSouthTwin2 - yes we live very close to each other and purchased £1.18 for a drink and sweeties to share in there.. with £1 given to the "milk" club at work and my own milk stupidly bought this morning my £5 has gone... down to £20 for the rest of the month in my food budget...DST treated me as well which was just lovely.. Cafe Nero AND lunch... but I won't be letting her do it again. We shall be eating lentils at my house..:rotfl:
Today is an SFD though.. need to make more lentil dahl with red lentils this time as I have about 1.5KG stashed from a few months ago and my lentil soup epidemic. Treats!
Temporary crown cracked today so awaiting call back from the denistry people to get it looked at! #groan
Right back to the grind... Hope everyone is chugging along okay... not long to go and I shall be on Overtime on Sunday ( whoop! ) and scheming June's challenge. Had two more shifts for the following week confirmed for OT - so a total of 24 hours (48 hours really) of OT. Applied for every weekend in June though so fingers crossed...
Onwards and Upwards!!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
Didn't spend anything yesterday... working on SFD's today and Thurs then a spending Friday. Saturday's jollies have been cancelled and partially replaced by 4 hours work.
and
at the same time!
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Morning all - I am resisting temptation - I want a nexus 10 - I had birthday money and christmas money for a kindle fire but then held out waiting for it to be launched then saw the nexus 7 but was on the debt free mission so shelved the idea. But now we are there they have brought out the nexus 10 which would have the added bonus of being able to play movies to both kids on the 10 hr drive to Scotland in August.
I dont have flash stuff - no smart phone for me etc etc - cant justify the contracts as I work from home and barely use a mobile so this would be my e reader, on the go web checker, dvd player for long journeys etc etc.
Anyway am chanting the mse mantras - I think this may be my "vitamix" . Do I grant myself it as part of it was birthday money or do I hold out and leave the cash in the car fund. I know the sensible answer
Anyway sfd for me today - hi to the newbes too!
Love LAGL xxDebt free on the 28/05/130 -
Hi all,
Another cheap day out. £7 admission (plus a £10 Days out voucher Mr T clubcard reward) picnic lunch n home made lasagne brought from home for tonight
Hope everyone is well and doing well with challenge x0 -
Good evening! Where is everyone?
Today was a SFD and even better, i found £20 whilst cleaning my room! this is completely unheard of. Just as well really as i'm really feeling the pinch.
:rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/150 -
Jonsey that's a lovely find
Nothing to report other than dd1 found a slug in her room... And screamed the house down! Not sure how it got there which is a little worrying 1. Because I might end up with one in my room and 2. Is this a sign of something bad/wrong with the house?!
4 out of 7 extra shifts done and I am feeling it!!Happiness is wanting what you have...0 -
Morning All! I was MIA yesterday cause I was glued to the news and MSE wouldn't let me log in! How very annoying! In my headachey tired state I hit Tescos last night mainly to grab some yellow sticker bargains.. Will be making soup tonight with the 45p vegetables and had to get oil and margarine.. Total!= £7 something. I was too tired to check the receipt but it sounded a little too much for what I picked up!
Should be another SFD today as I've packed my breakfast and lunch- bought butter in order to do some muffins with my bashed up bananas tonight.. This should see me through until payday! With £13 left of an £80 food budget I'm starting to wonder if £50 for June is a bit ambitious..
Hmm some re-jiggery might be needed and some serious planning!!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
gosh, this thread has gone quiet **tumbleweed rolls past**
Siouxsie - words cannot express how much i hate spiders. One RAN OVER MY HAND whilst at work the other day. Took so much willpower not to scream and swear. Immediately instigated a clear desk policy so i can see if it comes back...
SFD today:rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/150 -
Where on earth is everybody?? Have we all slipped off the bandwagon in the face of a few sunny hours and ran away..? I hope all the pennies are being saved!!!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards