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May's 2013 BR Club

13468917

Comments

  • My day is tomorrow I'm alternating between feeling sick & calm & tearful.
    Can someone tell e what I'll need to take tomorrow with me ?
    mum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
    mother of the bride September 2014 :love:
    Turning a house into a home :o
    What if the Hokey Cokey is really what it's all about ?
  • 22bear
    22bear Posts: 141 Forumite
    My day is tomorrow I'm alternating between feeling sick & calm & tearful.
    Can someone tell e what I'll need to take tomorrow with me ?

    Try not to worry..I did it last Thursday and it was a doddle really, just like everyone said it would be..i took 3 copies of forms 6.27 and 6.28, my fee and my mobile to play with..whole process took less than an hour and I was FREEEEEEEEEEEE!!!

    (then I went home with a chilled bottle of white wine and necked it PDQ!!)

    All the very best!!
  • Are you allowed photo copies of the paperwork ?Also worried about or & allowances and IPOD etc
    Thank you for last minute calming
    mum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
    mother of the bride September 2014 :love:
    Turning a house into a home :o
    What if the Hokey Cokey is really what it's all about ?
  • 22bear
    22bear Posts: 141 Forumite
    Are you allowed photo copies of the paperwork ?Also worried about or & allowances and IPOD etc
    Thank you for last minute calming

    Well I um-ed and ah-ed over my SOA figures for ages but in the end I just put down what I considered I spent on everything with an eye on making sure I would have enough to live on...I also put extra info on the back of the form to give reasons for my expenditure...The OR called me the next day (last Friday) and asked me some straightforward questions about the circumstances of my BK and also about my bank account (long existing Co-op cashminder so she said she had no interest in it) and I have my full telephone interview this Friday at 9am

    And yes, photocopies are fine! you sign them all in front of the court clerk

    I can't advise about the IPOD as I had to pay the full £700 fee
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Good luck tomorrow. I'm still not sure on everything but from reading quite a few diaries a few years old but still inspiring and informative.
    :j
    May 2013 new beginnings:j
  • My union thank fully gave me a grant for my feesI'm just so nervous . Travelling by bus as I don't drive so I will be leaving at 08.30, got a book to read bout 1.5 hours on the bus each way
    Haven't told DD I'm going as she's working nights tonight & I think that she'd want to come with me , so I'm going to call her tomorrow pm.
    Be the last thing I have left , debt of the last 10 years of my marriage
    So , its got to the on the up from tomorrow
    Thank you all for your support , words of wisdom & patience
    mum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
    mother of the bride September 2014 :love:
    Turning a house into a home :o
    What if the Hokey Cokey is really what it's all about ?
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Thanks Solventsoon

    One point I thought I was taking this too easily but trying to complete the forms today and speaking to Stepchange has brought on the nerves. Cant believe it's come to this.

    I think most people go through a rollercoaster of emotions before they're actually declared BR, Keeping Positive, and the reactions afterwards are very different as well - after all we're all different people. If this is the right thing for you to do then keep your head up and you'll come out the other side a stronger person.

    Chin up, take care
    spoon x
    My union thank fully gave me a grant for my feesI'm just so nervous . Travelling by bus as I don't drive so I will be leaving at 08.30, got a book to read bout 1.5 hours on the bus each way
    Haven't told DD I'm going as she's working nights tonight & I think that she'd want to come with me , so I'm going to call her tomorrow pm.
    Be the last thing I have left , debt of the last 10 years of my marriage
    So , its got to the on the up from tomorrow
    Thank you all for your support , words of wisdom & patience

    Good luck for tomorrow WWDIT, sending you lots of positive vibes... you can do this.

    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • Well I slept , didn't think I would , got my fee & forms , though I don't have a printer so going to have to get photocopying done when I get to the town court is in.
    It's raining and it matches my mood , I'm not tearful, just quite numb & wary.
    So , after I get home today , I've got a film to watch, then tea , just a regular day just feels quite weird .
    mum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
    mother of the bride September 2014 :love:
    Turning a house into a home :o
    What if the Hokey Cokey is really what it's all about ?
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Will be thinking of you. I'm sure it will be fine and over before you know it.
    :j
    May 2013 new beginnings:j
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    And ditto from me WWDIT. Fingers crossed for you today x
    :) The time you enjoy wasting is not wasted time :)
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