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May's 2013 BR Club

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Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    22bear wrote: »
    Thanks, IF!! I am really delighted...or maybe drunk, I dunno! LOLZ!!

    I don't blame you, roll on the next 12 months :beer:
    "If wishes were horses, then beggars would ride"
  • Suggi
    Suggi Posts: 16 Forumite
    Seventh Anniversary Combo Breaker
    I just wanted to let everyone know that it's done and I'm free!!!!! I got to court half an hour early and was seen immediately. The clerk was lovely took my forms and money, I signed everything and was asked to wait while she took them up to the judge. As I waited, being that I was the only one at court at the time the security guard even joked that I should get the coffees in. As I was playing with my phone the lovely clerk appeared 10 minutes later and handed me an envelope saying its all done and there were a few additional copies in there. Shocked I asked is that it? To which she replied yes and the OR will be in touch by Wednesday. I thanked her and walked out in a daze. I then headed to my nearest Barclays to open a basic account. They were so lovely too and the young lady who opened my account didn't seem the slighted bit bothered that I was now bankrupt. I can't believe how wonderful this day has been. I just need to wait for the ORs call to see if I have to have an IPA, but in the grand scheme of things that will be nothing compared to the stress I've endured for so long I can't even remember. Thanks all for your support and I will update you when I find out. You are all stars and good luck to you all!!! xx
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Suggi wrote: »
    I just wanted to let everyone know that it's done and I'm free!!!!! I got to court half an hour early and was seen immediately. The clerk was lovely took my forms and money, I signed everything and was asked to wait while she took them up to the judge. As I waited, being that I was the only one at court at the time the security guard even joked that I should get the coffees in. As I was playing with my phone the lovely clerk appeared 10 minutes later and handed me an envelope saying its all done and there were a few additional copies in there. Shocked I asked is that it? To which she replied yes and the OR will be in touch by Wednesday. I thanked her and walked out in a daze. I then headed to my nearest Barclays to open a basic account. They were so lovely too and the young lady who opened my account didn't seem the slighted bit bothered that I was now bankrupt. I can't believe how wonderful this day has been. I just need to wait for the ORs call to see if I have to have an IPA, but in the grand scheme of things that will be nothing compared to the stress I've endured for so long I can't even remember. Thanks all for your support and I will update you when I find out. You are all stars and good luck to you all!!! xx

    Hi Suggi, I'm so pleased all went well and congratulations on your new start :beer:
    IF...x


    CONGRATULATIONS.gif
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    22bear wrote: »
    Thanks, IF!! I am really delighted...or maybe drunk, I dunno! LOLZ!!

    Or maybe both, 22bear:D

    Either way, congratulations on your new start from me as well. I hope it's the beginning of a much better time in your life.

    Good luck
    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Suggi wrote: »
    I just wanted to let everyone know that it's done and I'm free!!!!! I got to court half an hour early and was seen immediately. The clerk was lovely took my forms and money, I signed everything and was asked to wait while she took them up to the judge. As I waited, being that I was the only one at court at the time the security guard even joked that I should get the coffees in. As I was playing with my phone the lovely clerk appeared 10 minutes later and handed me an envelope saying its all done and there were a few additional copies in there. Shocked I asked is that it? To which she replied yes and the OR will be in touch by Wednesday. I thanked her and walked out in a daze. I then headed to my nearest Barclays to open a basic account. They were so lovely too and the young lady who opened my account didn't seem the slighted bit bothered that I was now bankrupt. I can't believe how wonderful this day has been. I just need to wait for the ORs call to see if I have to have an IPA, but in the grand scheme of things that will be nothing compared to the stress I've endured for so long I can't even remember. Thanks all for your support and I will update you when I find out. You are all stars and good luck to you all!!! xx

    Congratulations Suggi

    Hopefully once the OR interview is out of the way, the stress will start to disappear and you can start to relax again.

    Good luck.
    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump........:staradmin
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump.........:starmod:
    "If wishes were horses, then beggars would ride"
  • Hello,I was talking with a friend on Friday who told me that he understood BR to mean your house was stripped off all assets , the court send ppl in and they do it and that your debt is still standing .
    Now I think they would if you had a V glamourous lifestyle
    But not as a rule ..... I really hope
    My date is Wednesday at 11
    It's been a long mental battle within myself , still facing it now however my union has paid my fee , my fee paying IVA company took 13 weeks to eventually send me my failed IVA conformation and I've got my forms
    I have a violent ex husband who used to use drugs , he's the biggest battle I have although I've not seen him for years , I've moved towns ,keep a very low profile , don't drive or go out socially I'm worried that he ll see it in the local paper , the clerk I booked the date with said to explain my circumstance and they may omit it , but it'll still go in the gazette which I'm fine about as I mow he'd never think to look there on line
    After my discharge , I will be changing my surname as I was holding odd so for me my discharge would really herald a new start
    Thank you everyone as always for all your support
    Just being able to finally see what I've been dreading in words makes me feel stronger.
    mum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
    mother of the bride September 2014 :love:
    Turning a house into a home :o
    What if the Hokey Cokey is really what it's all about ?
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    My date is Wednesday at 11

    Thank you everyone as always for all your support
    Just being able to finally see what I've been dreading in words makes me feel stronger.

    Hi WWDIT, I've added your name to the front page and will be thinking of you on Wednesday :beer:

    IF...x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    :staradmin Hi Everyone and Welcome to the May's 2013 Bankruptcy Club :staradmin


    This club is for everyone who has gone or going through the process of Bankruptcy during May 2013. So please feel free to join and post.

    Pop your name on here, the date that you went/are going Bankrupt. Then just keep everyone in the club updated throughout the next year about your BR journey. That way you can all stick together, compare notes and be there to support each other during the different stages of your Bankruptcies.
    Remember this is your board so keep posting :hello:

    Obviously anyone can come on here and post anything that will help and you are all welcome. Any important questions that need answering please still post them on the main board, as you will receive more advice and help.

    ~ Please do not include too much information as the IS (Insolvency Service) are known to frequent this forum and they may identify individual cases, so username and date only, thank you ~

    IF...x
    "If wishes were horses, then beggars would ride"
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