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May's 2013 BR Club

1679111217

Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Well all done. Ended up in an actual court room :eek: but only the Judge and I and for a couple of minutes.

    Now to open a new bank account and wait for the OR call.

    Hi KP, I went into the court too.....I'm sure my heart stopped beating for a bit until he assured me it was just him and no jury!! :eek:

    Here's to your new start :beer:

    grads-1.gif
    "If wishes were horses, then beggars would ride"
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Good morning,

    Back to work today. Didn't get much done at all yesterday so a bit annoyed with myself. Will get through today and try to get something done later.

    Have a great day everyone
    :j
    May 2013 new beginnings:j
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump........:starmod:
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump........:staradmin
    "If wishes were horses, then beggars would ride"
  • buzby999
    buzby999 Posts: 45 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 15 May 2013 at 9:18PM
    I had my OR interview and the OR was really good, professional and kind. I got no IPA, just a nil tax code. I finally feel a shifting of the burden. I almost skipped down the road today. It looks like my family has been given a fresh start and I am so grateful.
    Thank you for all the fab advice given on here.
    Buzby:j xxx:j:beer:
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    buzby999 wrote: »
    I had my OR interview and the OR was really good, professional and kind. I got no IPA, just a nil tax code. I finally feel a shifting of the burden. I almost skipped down the road today. It looks like my family has been given a fresh start and I am so grateful.
    Thank you for all the fab advice given on here.
    Buzby:j xxx:j:beer:

    Congratulations Buzby, here's to a new start for you and your family :beer:
    :) The time you enjoy wasting is not wasted time :)
  • buzby999
    buzby999 Posts: 45 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Thank you spoon!:T:beer::j_party_:wave:_party_
  • Hello, I went BR may 8th, & I've had an initial phone all from the OR who was friendly ....Today had some forms to fill out & send back to them. Is that normal? Got my OR interview on 24th May bit wary of it .
    Just worried it will be leaving me a bit more broke & juggling
    She did ask bout my tax office when I first spoke to her , think its just fear of the unknown
    Thank you for any words to answer my queries
    mum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
    mother of the bride September 2014 :love:
    Turning a house into a home :o
    What if the Hokey Cokey is really what it's all about ?
  • buzby999
    buzby999 Posts: 45 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Hi wwdit. I also had forms before my interview but got told not to fill them in until afterwards. If you have any queries about them just hold fire until after the interview xx
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hello, I went BR may 8th, & I've had an initial phone all from the OR who was friendly ....Today had some forms to fill out & send back to them. Is that normal? Got my OR interview on 24th May bit wary of it .
    Just worried it will be leaving me a bit more broke & juggling
    She did ask bout my tax office when I first spoke to her , think its just fear of the unknown
    Thank you for any words to answer my queries

    Hi WWDIT, The OR is required to give or send two copies of form NTB2 to you, the purpose of which is to ensure that you are aware of a number of duties and responsibilities required. The form also points out the bankruptcy restrictions which must be observed until discharge is obtained and certain other parts of the legislation which apply to you. Then You must sign, date and have witnessed one copy of the form and this must be returned to the OR. And often with this they ask for 12 months of Bank/Credit/Loan statements etc

    So no worrying and here's to your new start too :beer:

    IF...x
    "If wishes were horses, then beggars would ride"
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